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Find Final Expense Insurance Agents Near You in Hagerstown, MD

Browse final expense insurance agents serving Hagerstown, Maryland. Updated 2026-07-14.

The top-rated final expense insurance agent in Hagerstown, Maryland is Senior Benefit Services, Inc., rated 5.0 stars across 348 reviews. Other highly rated options include Bowers Insurance, Scott Powell - State Farm Insurance Agent, Tim Panther - State Farm Insurance Agent. This directory lists 20 final expense insurance agents serving Hagerstown.

Showing 20 final expense insurance agents in Hagerstown, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Senior Benefit Services, Inc.580 Northern Ave(301) 733-0085
2Bowers Insurance1380 Dual Hwy(301) 791-7910
3Scott Powell - State Farm Insurance Agent816 Virginia Ave(240) 420-2886
4Tim Panther - State Farm Insurance Agent222 E Oak Ridge Dr Suite 1000(301) 733-1712
5Larry Michaels - State Farm Insurance Agent17753 Virginia Ave(301) 791-2929
6Wright-Gardner Insurance100 W Antietam St(301) 733-1234
7Antietam Insurance Associates, Inc.940 Frederick St(301) 733-0895
8Blue Ridge Risk Partners1120C Professional Blvd—
9Escobar Insurance Agency1136 Opal Ct(301) 620-0950
10Jean Shank Insurance & Associates703 Oak Hill Ave(301) 791-1565
SB
580 Northern Ave
Senior Benefit Services, Inc.
Final Expense Insurance Agent · Hagerstown, MD

Senior Benefit Services, Inc. serves Hagerstown, Maryland, and the surrounding Washington County area as a final expense insurance agent. The company focuses on helping families manage the costs associated with end-of-life arrangements through simplified coverage options. It assists seniors in securing a policy that eases the financial burden on surviving relatives. Policy offerings typically include whole life plans that do not require a medical exam. The company handles final expense insurance and funeral planning assistance in this region.

BI
1380 Dual Hwy
Bowers Insurance
Final Expense Insurance Agent · Hagerstown, MD

Bowers Insurance serves as a final expense insurance agent in Hagerstown, MD, assisting clients with planning for end-of-life costs and funeral expenses. Policies are tailored to cover burial services and related obligations, with straightforward application processes designed for seniors. The firm provides policy maintenance and beneficiary updates to ensure coverage remains current as circumstances change. These services serve individual homeowners and their families seeking to relieve financial burdens from loved ones, as well as renters and smaller retail businesses needing basic protection plans.

SP
816 Virginia Ave
Scott Powell - State Farm Insurance Agent
Final Expense Insurance Agent · Hagerstown, MD

Scott Powell - State Farm Insurance Agent in Hagerstown, MD provides final expense insurance services tailored for families looking to cover end-of-life costs. The agency works with local homeowners to secure policies that protect loved ones from unexpected financial burdens. It also assists business owners with individual coverage plans to ensure their employees or partners have peace of mind. Practical policy options are offered without high-pressure sales tactics. The agent serves customers throughout Hagerstown and extends coverage to the surrounding Washington County metro area, including nearby Boonsboro.

TP
222 E Oak Ridge Dr Suite 1000
Tim Panther - State Farm Insurance Agent
Final Expense Insurance Agent · Hagerstown, MD

Tim Panther, a State Farm Insurance Agent, serves clients in Hagerstown, Maryland, and the surrounding communities. The agency handles final expense insurance, focusing on policies that cover end-of-life costs like funeral arrangements and outstanding debts. It provides assistance to families seeking to manage these expenses without financial strain. The approach involves meeting with clients to discuss their specific needs, then presenting policy options that fit their budget and long-term planning goals.

LM
17753 Virginia Ave
Larry Michaels - State Farm Insurance Agent
Final Expense Insurance Agent · Hagerstown, MD

Larry Michaels - State Farm Insurance Agent specializes in final expense insurance, offering policies that help cover end-of-life costs such as funeral services and medical bills. In the Hagerstown, MD area, the agency also provides general insurance services, including whole life and term life coverage. The team assists local families in creating straightforward plans that ensure financial burdens are not passed to loved ones. During the holiday season, for example, they can help individuals address concerns about securing a policy before winter gatherings or upcoming family visits.

WG
100 W Antietam St
Wright-Gardner Insurance
Final Expense Insurance Agent · Hagerstown, MD

Wright-Gardner Insurance offers both single-payment final expense policies for those preferring a one-time settlement and recurring premium plans for ongoing budgetary flexibility. The agency helps clients in Hagerstown arrange coverage to address end-of-life costs such as funeral services and outstanding medical bills. Policies are designed to provide beneficiaries with a direct death benefit. This advisor meets with clients on an as-needed basis, scheduling appointments only when individuals are ready to review their specific options and complete an application.

AI
940 Frederick St
Antietam Insurance Associates, Inc.
Final Expense Insurance Agent · Hagerstown, MD

As families in Hagerstown consider their long-term financial plans, especially after significant life changes, the need for dignified final arrangements often arises. Antietam Insurance Associates, Inc. assists local residents by offering guidance on final expense insurance policies that help cover end-of-life costs. These plans, available in this area, are designed to relieve loved ones from unexpected financial burdens. The company begins its service by scheduling a straightforward, in-person consultation to assess each individual’s specific coverage needs and budget.

BR
1120C Professional Blvd
Blue Ridge Risk Partners
Final Expense Insurance Agent · Hagerstown, MD
EI
1136 Opal Ct
Escobar Insurance Agency
Final Expense Insurance Agent · Hagerstown, MD

Escobar Insurance Agency provides final expense insurance solutions tailored to cover end-of-life costs, including funeral arrangements and outstanding debts. It also serves the Hagerstown, Maryland area with general assistance in selecting affordable whole life policies designed to relieve financial burdens on surviving family members. The agency helps local residents prepare for the specific financial strain that often accompanies winter months, when unexpected seasonal expenses can compound the difficulty of planning for final arrangements.

JS
703 Oak Hill Ave
Jean Shank Insurance & Associates
Final Expense Insurance Agent · Hagerstown, MD
CV
18537 Maugans Ave
Cumberland Valley Insurance Inc.
Final Expense Insurance Agent · Hagerstown, MD
(301) 797-6480
cumberlandvalleyinsurance.com
BI
927 S Potomac St
Baker Insurance Agency of Hagerstown
Final Expense Insurance Agent · Hagerstown, MD
(301) 733-9606
bakerinsuranceonline.com
HR
17345 Virginia Ave
Highstreet Rice Agency Inc.
Final Expense Insurance Agent · Hagerstown, MD
(301) 582-2636
hsip.com/rice-agency
BH
401 E Antietam St
Bitner Henry Insurance Group
Final Expense Insurance Agent · Hagerstown, MD
(800) 231-9963
bitnerhenry.com
QF
19707 Leitersburg Pike
Quality First Insurance Agency, Inc.
Final Expense Insurance Agent · Hagerstown, MD
(301) 797-1400
qualityfirstins.com
FI
55 W Washington St
Finest Insurance MD
Final Expense Insurance Agent · Hagerstown, MD
(240) 342-4842
HI
13022 Pennsylvania Ave
Hills Insurance Agency
Final Expense Insurance Agent · Hagerstown, MD
(301) 393-4887
hillsinsagency.com
BL
1101 Opal Ct Ste 302
Bankers Life
Final Expense Insurance Agent · Hagerstown, MD
(301) 739-8590
branches.bankerslife.com/md/hagerstown/1101-opal-ct
EI
18544 Breeze Hill Dr
Erie Insurance: Hagerstown Office
Final Expense Insurance Agent · Hagerstown, MD
(301) 797-5185
erieinsurance.com/contact-erie/locations/hagerstown
AH
1101 Opal Ct Ste 302
Anna Hull, Bankers Life Agent
Final Expense Insurance Agent · Hagerstown, MD
(301) 739-8590
agents.bankerslife.com/md/hagerstown/1101-opal-ct/anna-hull

What Does a a Final Expense Insurance Agent in Hagerstown Cost?

In Maryland final expense insurance premiums vary by age health and coverage amount. A 65 year old non smoker might pay 50 to 100 dollars per month for a 10000 dollar policy. Older applicants or those with health conditions may see higher rates. Costs are locked in and do not increase. This is general information not insurance advice.

About final expense insurance agents in Hagerstown

Final expense insurance agents in Hagerstown Maryland help residents secure coverage for end of life costs like funeral services and burial expenses. Maryland law requires funeral homes to provide a written price list upon request allowing families to plan ahead with clear cost information. Agents can guide you through policy choices that fit your budget and explain how Maryland estate recovery rules may affect your benefits.

Frequently Asked Questions

What is final expense insurance in Hagerstown Maryland?

Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Maryland policies typically have face values between 5000 and 25000 dollars. These policies do not require a medical exam and premiums stay level for life.

How do Maryland laws affect final expense insurance?

Maryland does not have a state specific waiting period for final expense insurance but insurers may impose a graded benefit period of two to three years. Maryland also has a Medicaid estate recovery program that can claim assets after death which may impact policy proceeds if not properly structured.

Can I use final expense insurance for any funeral home in Hagerstown?

Yes final expense insurance pays a cash benefit directly to your beneficiary who can use the funds at any funeral home in Hagerstown or elsewhere. Maryland law does not restrict where the money is spent so you have full choice of providers.

Final Expense Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.