The top-rated final expense insurance agent in Baltimore, Maryland is Mad Max Insurance - Ron Max, rated 5.0 stars across 676 reviews. Other highly rated options include Main Line Benefits - Adam Richter, John Stein - State Farm Insurance Agent, Mike Doyle - State Farm Insurance Agent. This directory lists 51 final expense insurance agents serving Baltimore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mad Max Insurance - Ron Max | 8129 Hillendale Rd | (443) 841-9809 |
| 2 | Main Line Benefits - Adam Richter | 1936 Eastern Ave | (410) 375-9765 |
| 3 | John Stein - State Farm Insurance Agent | 6630 Baltimore National Pike #100b | (410) 744-7733 |
| 4 | Mike Doyle - State Farm Insurance Agent | 911 S Lakewood Ave | (443) 455-1944 |
| 5 | Baltimore Insurance Network | 1414 Key Hwy Suite E | (443) 869-6424 |
| 6 | Stephanie Jameson - State Farm Insurance Agent | 3 Center Pl | (410) 288-1300 |
| 7 | Stephanie Owens - State Farm Insurance Agent | 8766 Philadelphia Rd | (410) 866-8333 |
| 8 | Tamara Thomson - State Farm Insurance Agent | 7825 Wise Ave | (410) 282-7283 |
| 9 | Jackson Mote - State Farm Insurance Agent | 7233 Harford Rd | (667) 401-5853 |
| 10 | Laurie Jacobson - State Farm Insurance Agent | 4200 North Point Blvd | (410) 477-6789 |
Mad Max Insurance, operated by Ron Max in Baltimore, specializes in helping families cover final expenses and end-of-life costs. This independent agency guides clients through selecting appropriate funeral and burial insurance policies tailored to their local needs. With a focus on affordable coverage, it assists with securing simple whole life plans that provide peace of mind for loved ones. When winter heating bills or holiday spending strains a Baltimore household's budget, this agent works directly with residents to adjust or initiate a plan that protects their family from unexpected financial burden.
Main Line Benefits - Adam Richter serves individuals and families in Baltimore, Maryland by navigating the complexities of final expense insurance. The agency focuses on helping clients plan for end-of-life costs through tailored policies that protect loved ones from financial burden. It also specializes in adding burial or cremation coverage to existing life plans. This local agent can assist offices that wish to offer voluntary benefits, warehouses needing group enrollment options, and food service businesses seeking straightforward employee benefit resources.
John Stein - State Farm Insurance Agent in Baltimore, MD is known for offering final expense insurance to help individuals cover end-of-life costs. The agency assists clients in planning for funeral expenses, medical bills, and other outstanding debts. Serving the local area, it helps families secure a policy that eases the financial burden during a difficult time. This agent also provides the ability to add a burial insurance rider to a standard life insurance policy for more specific coverage.
As Baltimore families consider their end-of-life planning needs amidst the changing seasons, Mike Doyle - State Farm Insurance Agent provides focused guidance on final expense policies to cover funeral costs and outstanding debts. Located in Baltimore, Maryland, this agency helps local seniors navigate the process of selecting appropriate coverage that relieves their loved ones from financial burden. The initial step in this process involves a personalized consultation to review the client’s needs and evaluate their existing insurance protection.
Baltimore Insurance Network operates as a final expense insurance agent in Bowie, Maryland, helping individuals arrange coverage for end-of-life costs. The company guides clients through policy selection for funeral services and outstanding debts. As a local agency, it serves residencies across Bowie. Its specialty add-ons extend coverage to supplementary memorial expenses. The company works with commercial operations including offices, warehouses, and food service businesses.
Stephanie Jameson - State Farm Insurance Agent in Baltimore, Maryland assists clients with general insurance needs while specializing in final expense insurance for end-of-life planning. The agency focuses on helping individuals secure coverage for funeral costs, medical bills, and other final obligations. Its services are available to residents in the commercial sectors of offices, warehouses, and food service establishments throughout the Baltimore area.
Stephanie Owens - State Farm Insurance Agent serves residents of Baltimore, Maryland, with final expense insurance coverage to help manage end-of-life costs. Commercial insurance policies are also available for local businesses in the surrounding area. Clients receive clear explanations of policy options and benefit limits during initial consultations. Follow-up service is provided between regular policy reviews, ensuring beneficiaries understand how to file claims and what steps to take when the time comes.
Tamara Thomson - State Farm Insurance Agent in Baltimore, Maryland, is known for helping families plan for end-of-life expenses with final expense insurance policies. The agency serves customers across the Baltimore area by offering straightforward coverage options designed to ease the financial burden on loved ones after a death. Policyholders can work with the agent to select benefit amounts that cover funeral costs and other final bills. Additionally, the agency can provide guidance on adding a burial plot or funeral arrangement funding to a policy.
Laurie Jacobson - State Farm Insurance Agent provides final expense insurance services to clients in Baltimore, Maryland. This agency helps individuals arrange coverage for end-of-life costs, ensuring financial obligations are managed without burdening family members. Services include policy consultations tailored to personal needs and assistance with claims filing when required. The company offers ongoing support for policy maintenance and updates as circumstances change. Laurie Jacobson serves residents owning single-family homes, apartments, retail spaces, and restaurants.
What Does a a Final Expense Insurance Agent in Baltimore Cost?
Final expense insurance premiums in Maryland typically range from $30 to $100 per month for a $5,000 to $15,000 policy, depending on your age, health, and tobacco use. Some carriers offer guaranteed issue policies with no medical exam but higher premiums. Costs vary by case and insurer. This is general information, not insurance advice.
About final expense insurance agents in Baltimore
Final expense insurance agents in Baltimore Maryland help residents secure burial insurance to cover funeral costs and end-of-life expenses. Maryland law requires funeral homes to provide a general price list upon request, which can help you determine the coverage amount you need. Working with a local agent ensures you understand how Maryland Medicaid recovery rules may affect your policy.
Frequently Asked Questions
What does a final expense insurance agent in Baltimore do?
A final expense insurance agent helps you compare burial insurance policies from different carriers. They explain coverage limits, premium amounts, and how the policy pays out to your beneficiary. In Maryland, agents must be licensed by the Maryland Insurance Administration.
How much final expense coverage do I need in Baltimore?
The average funeral cost in Maryland ranges from $7,000 to $10,000 according to recent data. Your agent can help you choose a policy amount that covers funeral expenses, outstanding medical bills, and other final costs. Consider asking local funeral homes for price lists to estimate your needs.
Are final expense insurance payouts subject to Maryland estate recovery?
Yes, if you receive Medicaid benefits in Maryland, the state may seek recovery from your estate after death. However, properly structured final expense policies paid directly to a funeral home or named beneficiary may be exempt. An agent can explain how to structure your policy to avoid estate recovery.
Final Expense Insurance Agents in Other Maryland Cities
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