The top-rated final expense insurance agent in Beltsville, Maryland is Joseph W. McCartin Insurance, Inc., rated 4.9 stars across 122 reviews. Other highly rated options include Scott Covington - State Farm Insurance Agent, Al Freeman, III: Allstate Insurance, Ramos Insurances. This directory lists 14 final expense insurance agents serving Beltsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joseph W. McCartin Insurance, Inc. | 5000 Sunnyside Ave Suite 200 | (301) 937-0400 |
| 2 | Scott Covington - State Farm Insurance Agent | 10748 Baltimore Ave | (301) 937-7772 |
| 3 | Al Freeman, III: Allstate Insurance | 10610 Rhode Island Ave Ste 202 | (301) 937-3700 |
| 4 | Ramos Insurances | 11720 Beltsville Dr A45 Suite 500 | (240) 890-1961 |
| 5 | Anthony Malone: Primerica - Financial Services | 5020 Sunnyside Ave # 208 | (301) 458-7048 |
| 6 | Hunt & Jenkins Insurance Agency: Allstate Insurance | 4041 Powder Mill Rd Ste 110 | (301) 572-3200 |
| 7 | Alphonso Freeman: Allstate Insurance | 10610 Rhode Island Ave | (301) 948-6081 |
| 8 | Castillo Insurance, LLC | 4737 Sellman Rd | (301) 937-1095 |
| 9 | Mutual of Omaha® Advisors - Beltsville | 4041 Powder Mill Rd Ste 205 | (240) 391-6333 |
| 10 | State Farm Insurance | 10748 Baltimore Ave | (301) 937-7772 |
Joseph W. McCartin Insurance, Inc. serves Beltsville and the surrounding Prince George's County area, specializing in final expense insurance to help local families manage end-of-life costs. This agency provides policies that cover funeral expenses, outstanding medical bills, and other final debts, offering straightforward plans for seniors and pre-retirees. The firm handles burial insurance and final expense life insurance for its clients in this region.
Scott Covington - State Farm Insurance Agent in Beltsville, MD, provides final expense insurance planning for individuals and families seeking to cover end-of-life costs. The agency offers guidance on policies designed to manage funeral and burial expenses, helping clients arrange manageable coverage options through personalized consultations. Regular policy reviews and updates are available to ensure plans remain aligned with changing needs. This agency serves a broad range of clients, including those residing in single-family homes and apartments, as well as owners of local retail shops and restaurants in the area.
Al Freeman, III: Allstate Insurance serves the Beltsville, Maryland area and surrounding communities, handling final expense insurance policies designed to cover end-of-life costs. This agent assists clients in planning for funeral expenses and outstanding debts through straightforward life insurance coverage. When working with a client, the approach typically begins with a needs assessment to determine appropriate benefit levels and then presents clear policy options to match the customer’s budget.
Serving Beltsville, Maryland, and its surrounding communities, Ramos Insurances handles final expense insurance for families seeking to manage end-of-life costs. This preparation covers funeral arrangements and related final bills so that loved ones face less financial stress. The agent focuses on helping local individuals find appropriate burial insurance coverage. For each client, the approach involves reviewing personal needs candidly, then presenting straightforward options that match budget and circumstances for a manageable policy.
Anthony Malone: Primerica - Financial Services in Beltsville, MD assists clients in distinguishing between term life policies paid in recurring premiums and whole life final expense plans that can be settled with a single lump-sum payment. This practice focuses on offering coverage that respects an individual’s need for dignified end-of-life arrangements without leaving a burden on loved ones. Appointments designed for final expense planning are available on a one-time or as-needed basis.
Hunt & Jenkins Insurance Agency: Allstate Insurance in Beltsville, MD, specializes in final expense insurance, offering clients tailored whole life policies designed to cover burial and funeral costs. It also serves the surrounding community with a range of general personal insurance solutions. Families work with its agents to determine affordable coverage that prevents leaving unexpected financial burdens on loved ones. The agency specifically helps seniors plan for these expenses during times of rising end-of-life service costs, providing necessary peace of mind.
For Beltsville seniors planning ahead, final expense coverage is a practical concern many address during open enrollment seasons. Alphonso Freeman: Allstate Insurance assists local families by explaining policy options for burial and medical costs not covered by Medicare. Their agents review each client’s budget and health situation to recommend suitable protection, avoiding any pressure to choose costly extras. An initial consultation typically includes a no-obligation review of existing life benefits to identify gaps. This assessment begins with a brief phone call or in-person meeting.
Castillo Insurance, LLC provides final expense insurance services in Beltsville, Maryland, assisting clients with burial and end-of-life planning. The agency focuses on helping individuals secure coverage for funeral costs and outstanding medical debts. It also specializes in adding supplemental accidental death benefits to standard final expense policies. This office regularly serves clients from local commercial sectors, including small business offices, warehouse facilities, and food service establishments.
Mutual of Omaha® Advisors - Beltsville serves families in and around Beltsville, Maryland, with end-of-life coverage that helps cover burial and medical costs. Residential clients receive guidance on policy selection, while commercial policies address small-business funeral benefit plans. The agency’s service area includes Beltsville and surrounding communities within Prince George’s County. After an initial policy is issued, the team follows up to adjust coverage as needs change, ensuring a seamless continuation of service between every regular quarterly or biannual check-in.
State Farm Insurance in Beltsville, MD, is known for providing final expense insurance to help residents manage end-of-life costs. The company guides clients through available policy options that can cover funeral arrangements and outstanding medical debts without relying on personal savings. It assists with tailoring coverage amounts and understanding the application process for these specific plans. Additionally, it can offer bundled protection by helping policyholders examine adding a guaranteed issue whole life rider to complement their main final expense coverage.
What Does a a Final Expense Insurance Agent in Beltsville Cost?
Typical final expense insurance premiums in Maryland range from 30 to 100 dollars per month for a policy with a 5,000 to 25,000 dollar death benefit. Costs depend on your age, health, and the policy type. Some policies offer level premiums that do not increase. This is general information, not insurance advice.
About final expense insurance agents in Beltsville
Final expense insurance agents in Beltsville, Maryland help residents secure affordable burial and funeral coverage. Maryland law requires funeral homes to provide a general price list, making it easier to match coverage to actual costs. Local agents can explain how Maryland estate recovery rules may affect your policy.
Frequently Asked Questions
What does a final expense insurance agent in Beltsville do?
A final expense insurance agent helps you choose a whole life policy to cover funeral and burial costs. They explain policy limits, premiums, and how benefits are paid to your beneficiaries. Agents in Beltsville are licensed by the Maryland Insurance Administration.
Are final expense policies regulated differently in Maryland?
Yes, Maryland requires all life insurance policies to include a free look period of at least 10 days. This allows you to cancel the policy for a full refund if you change your mind. Agents must also follow Maryland rules on replacement of existing policies.
How do I choose a final expense insurance agent in Beltsville?
Look for an agent who is licensed in Maryland and has experience with final expense products. Ask about the specific insurers they represent and whether they offer policies with guaranteed acceptance. You can verify an agents license on the Maryland Insurance Administration website.
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