The top-rated final expense insurance agent in Redford Township, Michigan is Kyndra Mitchell - State Farm Insurance Agent, rated 4.9 stars across 201 reviews. Other highly rated options include PD Dandnaik - State Farm Insurance Agent, L.A. Insurance, Goosehead Insurance Agency - Sana Baig. This directory lists 13 final expense insurance agents serving Redford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyndra Mitchell - State Farm Insurance Agent | 26455 Eight Mile Rd | (313) 387-9497 |
| 2 | PD Dandnaik - State Farm Insurance Agent | 24300 Joy Rd | (313) 817-1000 |
| 3 | L.A. Insurance | 18960 Inkster Rd | (313) 538-2222 |
| 4 | Goosehead Insurance Agency - Sana Baig | 25200 Five Mile Rd Suite 303 | (248) 864-2300 |
| 5 | Kawana Smith - State Farm Insurance Agent | 26130 W 6 Mile Rd | (313) 387-1000 |
| 6 | Goosehead Insurance - Alfonzo Spearman | 25245 Five Mile Rd Suite 4W | (313) 771-5586 |
| 7 | Steve Hale - State Farm Insurance Agent | 25810 Plymouth Rd | (313) 937-1111 |
| 8 | ANDERS INSURANCE AGENCY, INC | 26040 Five Mile Rd | (313) 286-3400 |
| 9 | Murphy-Goddard Agency, Inc. | 26075 Grand River Ave | (313) 535-1200 |
| 10 | L.A. Insurance Agency | 25745 M-102 | (313) 286-3730 |
Kyndra Mitchell - State Farm Insurance Agent serves the Redford Township, Michigan area as a final expense insurance provider. This agency specializes in helping local families arrange affordable burial and funeral cost coverage. Policies are designed to ease financial burdens on surviving relatives during difficult times. Clients receive personalized guidance to select appropriate coverage amounts for their specific needs. The agent handles everyday life insurance needs and also assists with funeral expense planning for senior citizens in the community.
PD Dandnaik - State Farm Insurance Agent in Redford Township, Michigan, works with clients on general insurance needs, focusing specifically on final expense insurance policies to cover end-of-life costs. The agency helps individuals plan for funeral and burial expenses, ensuring financial burdens are eased for surviving family members. It can serve commercial sectors such as offices, warehouses, and food service locations.
L.A. Insurance provides final expense insurance services to residents of Redford Township, Michigan. The company also offers commercial coverage options for local businesses seeking burial planning for clients. Service extends throughout the greater Redford area, ensuring accessibility for families. Focusing on straightforward policy consultations, the agent helps individuals manage end-of-life expenses with clear explanations. Administrative follow-up occurs between regular visits to address any coverage adjustments or policy questions that arise.
Goosehead Insurance Agency - Sana Baig in Redford Township, MI, provides services as a final expense insurance agent, offering guidance on coverage to help clients prepare for end-of-life costs. The agency assists in explaining various policy options that can address funeral expenses and outstanding debts. These services help individuals protect their families from financial burdens during difficult times. The agent typically works with both single-family homes and multigenerational households in the local community.
Kawana Smith - State Farm Insurance Agent in Redford Township, Michigan serves individuals and families planning for their end-of-life expenses. The agency specializes in final expense insurance policies that help cover funeral costs and outstanding debts. These types of policies provide beneficiaries with a straightforward lump-sum benefit upon the policyholder’s passing. The agency works to make coverage understandable for clients exploring their options. It also provides service to nearby communities such as Detroit, offering access to similar insurance solutions for residents across the greater Detroit metropolitan area.
Goosehead Insurance - Alfonzo Spearman in Redford Township, MI, offers final expense insurance designed to cover end-of-life costs, with clients choosing between one-time and recurring service options for policy management. Coverage helps beneficiaries manage funeral expenses and outstanding debts through a straightforward process. The services run on an as-needed basis, allowing policyholders to request support without a fixed schedule.
Steve Hale - State Farm Insurance Agent serves Redford Township, Michigan, and the surrounding communities of Wayne County. The agency handles final expense insurance, which is a type of whole life policy designed to cover end-of-life costs such as funeral services and outstanding medical bills. It assists clients in selecting a benefit amount that matches their anticipated needs. The agency takes a consultative approach, typically beginning each client interaction with a review of the individual’s personal financial circumstances and burial preferences to determine appropriate coverage.
Anders Insurance Agency, Inc. specializes in helping families secure final expense insurance to cover end-of-life costs. Serving the Redford Township, Michigan area, the agency works closely with clients to plan affordable, dignified arrangements. It guides individuals through policy options that ensure loved ones are not left with unexpected financial burdens. This service is particularly valuable during the cold Michigan winter, when health concerns often prompt an urgent need for final expense planning.
As Redford Township families begin reviewing their end-of-life plans during the annual open enrollment season, Murphy-Goddard Agency, Inc. provides straightforward final expense insurance options tailored to local seniors. Their services focus on helping residents secure affordable coverage for funeral costs and outstanding debts without requiring a medical exam. These policies are designed to offer financial peace of mind to surviving loved ones. The initial assessment typically starts with a no-obligation review of a client's current coverage and personal needs during a local in-office consultation.
L.A. Insurance Agency in Redford Township, Michigan, is known for providing final expense insurance to help cover end-of-life costs and ease financial burdens for families. The company serves local clients by offering simple term and whole life policies designed for burial and funeral expenses. They assist with policy selection and guide applicants through the approval process. Their services can include addressing immediate needs such as adding accidental death benefit riders.
What Does a a Final Expense Insurance Agent in Redford Township Cost?
Typical final expense insurance costs in Michigan range from 30 to 150 dollars per month depending on age health and coverage amount. A 10000 dollar policy for a healthy 70 year old may cost about 80 dollars monthly. Smokers and individuals with chronic conditions may see rates 20 to 50 percent higher. This is general information and not insurance advice.
About final expense insurance agents in Redford Township
Final expense insurance agents in Redford Township help residents secure coverage for funeral costs and end of life expenses. Michigan law requires funeral homes to accept life insurance proceeds as payment for services. Agents licensed in Michigan can explain how these policies work with local funeral providers.
Frequently Asked Questions
What is final expense insurance in Redford Township Michigan?
Final expense insurance is a small whole life policy designed to cover funeral costs and medical bills. In Michigan these policies typically have face values between 5000 and 25000 dollars. They do not require a medical exam and are available to residents aged 50 to 85.
How do Michigan laws affect final expense insurance payouts?
Michigan Revised Probate Code allows life insurance proceeds to be paid directly to a funeral home or beneficiary. The policy must name the recipient to avoid probate delays. Michigan also has a 30 day grace period for premium payments before a policy lapses.
What is the typical cost for final expense insurance in Michigan?
Costs vary based on age health and coverage amount. A 65 year old non smoker might pay 50 to 100 dollars per month for a 10000 dollar policy. Smokers or those with health conditions may pay higher premiums. Rates are locked in and do not increase.
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