The top-rated final expense insurance agent in Southfield, Michigan is Globe Midwest/Adjusters International - Public Adjusters, rated 5.0 stars across 132 reviews. Other highly rated options include Cantor Insurance Group, L.A. Insurance, AAA Insurance - Saad Insurance Agency. This directory lists 18 final expense insurance agents serving Southfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Midwest/Adjusters International - Public Adjusters | 400 Galleria Officentre Suite 101 | (888) 305-1374 |
| 2 | Cantor Insurance Group | 26777 Central Park Blvd | (248) 848-0200 |
| 3 | L.A. Insurance | 24490 W 10 Mile Rd | (248) 353-0300 |
| 4 | AAA Insurance - Saad Insurance Agency | 24681 Northwestern Hwy Ste 1100 | (313) 649-7676 |
| 5 | Insurance One Agency | 26261 Evergreen Rd Ste. 530 | (800) 752-0680 |
| 6 | Peoples Insurance Agency LTD | 16250 Northland Dr #150 | (248) 327-7083 |
| 7 | Erica Lindsay The Insurance Lady, Agency LLC | 24681 Northwestern Hwy STE 3006 | (313) 355-0330 |
| 8 | Brandon Bell Insurance Agency | 24901 Northwestern Hwy # 410 | (313) 533-7400 |
| 9 | Cagwin Agency | 28300 Franklin Rd # F | (248) 443-6823 |
| 10 | PHP Agency Michigan | 21700 Northwestern Hwy Service Rd Suite 200 | (313) 978-9886 |
Globe Midwest/Adjusters International - Public Adjusters in Southfield, MI, provides a full range of final expense insurance agent services, guiding clients through the process of securing coverage to manage end-of-life costs. It offers no formal maintenance or service plans, as its work primarily focuses on single-time policy arrangements. The agency serves local individuals and families seeking straightforward final expense options. Its services are applicable to properties such as single-family homes, apartments, retail spaces, and restaurants.
Cantor Insurance Group serves Southfield and the greater metro Detroit area in Michigan as a final expense insurance agent. It helps clients arrange coverage for end-of-life costs, including funeral and burial expenses. Policies are designed to relieve family financial burdens during difficult times. The agency assists with selecting affordable whole-life plans that remain stable over time. Cantor Insurance Group also guides clients through small final expense policies and simplified issue life insurance options for seniors.
L.A. Insurance, based in Southfield, Michigan, is known for providing final expense insurance policies designed to help families cover end-of-life costs. The agency serves local residents seeking straightforward burial and funeral expense coverage. Its insurance offerings aim to relieve financial burdens during a difficult time. Clients can consult with agents to plan for policy amounts that fit personal budgets. L.A. Insurance also specializes in adding optional accidental death benefit riders to these final expense policies.
Serving families and individuals in Southfield, AAA Insurance - Saad Insurance Agency assists clients with final expense insurance needs. They help people create a plan for covering end-of-life costs, including funeral expenses and unpaid medical bills. Their work allows policyholders to relieve their loved ones of financial burdens during difficult times. This agency provides guidance for finding a suitable policy based on individual circumstances. They also serve clients in the surrounding communities throughout the greater Detroit metro area including Oak Park.
Insurance One Agency serves the Southfield, Michigan area and its surrounding communities. It handles final expense insurance policies designed to cover end-of-life costs for clients. The agency assists individuals in planning for funeral expenses, medical bills, and other final debts. Its approach involves first assessing a client's specific needs and budget, then presenting straightforward coverage options. Insurance One Agency typically guides each person through the application process and works to secure affordable, guaranteed acceptance plans.
Peoples Insurance Agency LTD in Southfield, MI differentiates between one-time final expense policies, which pay a lump sum upon death, and recurring payment plans that allow for prearranged installments. These options help cover funeral and burial costs for local families. As a final expense insurance agent, the company assists clients in selecting coverage that fits their needs. Service runs on a schedule agreed upon with each client, typically offered on an as-needed basis for policy changes or inquiries.
Erica Lindsay The Insurance Lady, Agency LLC specializes in helping families secure final expense insurance, covering funeral costs and end-of-life debts. Based in Southfield, MI, the agency provides straightforward guidance on policy options for seniors seeking financial protection. It serves clients across the local area, working to simplify enrollment and beneficiary arrangements. As winter months approach, it helps families address planning needs before the seasonal rise in funeral expenses.
As winter approaches in Southfield, many older residents begin reviewing their end-of-life financial preparations. The Brandon Bell Insurance Agency specializes in final expense insurance, helping local families secure coverage for funeral and burial costs. They guide clients through the process of selecting a policy that fits modest budgets and personal preferences. The agency serves the Southfield area with clear explanations of coverage limits and premium structures. Their initial step involves a thorough consultation to assess each client’s specific needs and financial situation.
The Cagwin Agency in Southfield, Michigan assists families with final expense insurance planning. This agent typically helps clients secure coverage for end-of-life costs such as funeral services and medical bills, with policies designed to ease the financial burden on loved ones. The agency focuses on smaller, manageable benefit amounts that often do not require a medical exam. Commercial services can be extended to cover funeral arrangements for small business owners across various sectors, including offices, warehouses, and food service establishments.
PHP Agency Michigan provides final expense insurance services to residents in their homes throughout Southfield, MI. Commercial coverage is also arranged for local funeral homes and small businesses that require pre-need insurance solutions. The agency serves clients across Oakland County and the greater metro Detroit area. Policyholders can schedule follow-up reviews between regular annual visits to update beneficiary information or adjust coverage as personal circumstances change.
What Does a a Final Expense Insurance Agent in Southfield Cost?
Final expense insurance premiums in Michigan typically range from 30 to 100 dollars per month for a 10,000 to 25,000 dollar policy. Costs depend on your age, health, and the insurance company. Some policies offer immediate coverage while others have a two-year waiting period. This is general information and not insurance advice.
About final expense insurance agents in Southfield
Final expense insurance agents in Southfield Michigan help residents secure coverage for funeral costs and medical bills. Michigan law requires funeral homes to provide a general price list upon request, making it easier to plan for these expenses. Local agents can guide you through policies that pay cash benefits directly to your beneficiary.
Frequently Asked Questions
What does a final expense insurance agent in Southfield do?
A final expense insurance agent helps you find a small whole life policy to cover funeral costs and other end-of-life expenses. They explain policy terms, compare rates from multiple insurers, and assist with the application process.
Is final expense insurance regulated differently in Michigan?
Yes, Michigan insurance law requires agents to be licensed and follow strict disclosure rules. Policies must clearly state coverage limits and premium schedules. Michigan also has a 30-day free look period for life insurance policies.
How much coverage do I need for final expenses in Southfield?
Average funeral costs in Michigan range from 7,000 to 12,000 dollars. Your agent can help you choose a policy amount that covers burial, cremation, and related expenses without overpaying.
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