The top-rated final expense insurance agent in St Clair Shores, Michigan is Sue Crowe - State Farm Insurance Agent, rated 4.9 stars across 357 reviews. Other highly rated options include Lakepointe Insurance Agency, Michigan Insurance and Financial Services, DDI Insurance Agency. This directory lists 19 final expense insurance agents serving St Clair Shores.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sue Crowe - State Farm Insurance Agent | 31800 Harper Ave | (586) 296-3800 |
| 2 | Lakepointe Insurance Agency | 25124 Jefferson Ave | (586) 776-6990 |
| 3 | Michigan Insurance and Financial Services | 26503 Harper Ave | (586) 218-5980 |
| 4 | DDI Insurance Agency | 24522 Harper Ave | (313) 925-3216 |
| 5 | Joe Manzella Agency - Goosehead Insurance | 23000 Greater Mack Ave 2nd Floor, Suite 400 | (313) 314-6811 |
| 6 | Sal Causley - State Farm Insurance Agent | 23402 Greater Mack Ave | (586) 773-7950 |
| 7 | Serena Clarke - State Farm Insurance Agent | 28800 Harper Ave B | (586) 445-2444 |
| 8 | Jeffery Torrice: Allstate Insurance | 22811 Greater Mack Ave Ste 214 | (313) 881-0200 |
| 9 | Farm Bureau Insurance - Paul Genaw | 23420 Greater Mack Ave C | (586) 218-7795 |
| 10 | DC Insurance Group | 26333 Jefferson Ave # 103 | (586) 774-6400 |
Sue Crowe - State Farm Insurance Agent serves Macomb County and the surrounding area from St Clair Shores, Michigan. This agency specializes in helping families plan for end-of-life costs through final expense insurance policies. These policies provide a dedicated death benefit that can cover funeral arrangements, burial expenses, and other outstanding final bills. The agency works with local clients to choose coverage amounts that fit their budget and family needs. Sue Crowe - State Farm Insurance Agent handles final expense life insurance and related funeral planning insurance solutions.
Lakepointe Insurance Agency provides final expense insurance services to residents of St Clair Shores, MI, helping families cover end-of-life costs. It offers policy options that assist with funeral expenses and outstanding medical bills. The agency guides clients through the selection of coverage limits and payment schedules, ensuring policies remain active. No specific service or maintenance plans are detailed, as final expense insurance typically requires no ongoing maintenance beyond premium payments. This agency services the needs of clients in single-family homes, apartments, retail establishments, and restaurants across the local community.
Michigan Insurance and Financial Services provides final expense insurance in St Clair Shores, Michigan, helping residents secure coverage for end-of-life costs. The company offers policy options designed to ease the financial burden on surviving family members. It assists clients with plan selections and necessary paperwork, ensuring straightforward enrollment. Ongoing service includes policy reviews to keep beneficiaries informed and coverage current. The firm serves single-family homeowners, apartment dwellers, and individuals in local retail and restaurant establishments.
DDI Insurance Agency in St Clair Shores, MI assists clients in distinguishing between a one-time final expense policy, which pays a fixed benefit upon death, and a recurring service option that may allow for gradually building cash value over time. Coverage amounts are generally kept modest, designed to cover funeral and burial costs without overwhelming survivors or exceeding their monthly budget. Their service runs strictly on an as-needed basis, available whenever a local family requests an initial consultation or policy review.
The Joe Manzella Agency - Goosehead Insurance in St. Clair Shores, MI, specializes in final expense insurance, providing policies designed to cover end-of-life costs such as funeral services and outstanding medical bills. It also assists local families with general life insurance planning to ensure financial protection. This agency is particularly helpful for seniors preparing for upcoming winter months when heating bills rise and fixed incomes can make policy premiums a challenge.
Winter in St Clair Shores brings cooler weather and time to review final coverage needs. Sal Causley - State Farm Insurance Agent serves local families seeking final expense insurance that addresses end-of-life costs and eases burdens on loved ones. This agency focuses on helping clients select appropriate policies for funeral expenses and outstanding debts. The initial step involves a straightforward assessment to review existing coverage and personal preferences. This consultation ensures the policy aligns with individual financial situations and provides necessary protection for those left behind.
Serena Clarke - State Farm Insurance Agent in St Clair Shores, MI, provides general insurance services to local residents and businesses. This agency specializes in final expense insurance, which helps cover end-of-life costs such as funeral arrangements and outstanding debts with a manageable policy. The firm assists clients with understanding coverage options that offer financial protection during difficult times. It serves commercial sectors including offices, warehouses, and food service establishments needing customized group or individual plans.
Jeffery Torrice: Allstate Insurance in St Clair Shores, MI primarily serves local families and seniors seeking final expense insurance to help cover end-of-life costs and reduce financial burdens on loved ones. The agency assists clients in understanding their coverage options for funeral and burial expenses, providing guidance through the planning process with straightforward information. This focus helps ensure residents have a clear plan in place for future needs. The agency also extends its services to neighboring communities in Macomb County.
Farm Bureau Insurance - Paul Genaw, based in St Clair Shores, MI, is known for helping local families secure final expense insurance coverage to manage end-of-life costs. Its agents assist clients in the St Clair Shores area with policy selection that focuses on burial, funeral, and other related expenses. The agency makes the process straightforward by explaining the different coverage options during a free, in-person consultation. It offers add-on coverage for accidental death and dismemberment to further strengthen a client's policy.
DC Insurance Group serves individuals and families in St Clair Shores, Michigan with dedicated final expense insurance agent services. Their residential work focuses on helping clients arrange affordable end-of-life coverage for funeral or burial costs. Commercial clients in the area also receive tailored policy guidance for business-related final expense planning. The agency commits to understanding each local client’s unique situation while recommending suitable policy options. After a plan is put into effect, they schedule routine check-ins to address coverage adjustments or new family needs between regular periodic visits.
What Does a a Final Expense Insurance Agent in St Clair Shores Cost?
Final expense insurance in Michigan typically costs between 30 and 150 dollars per month for a policy of 5,000 to 25,000 dollars. Premiums are based on your age, health, and the coverage amount. Costs vary by case and by insurance company. This is general information and not insurance advice.
About final expense insurance agents in St Clair Shores
A final expense insurance agent in St Clair Shores Michigan helps residents secure a policy to cover funeral costs and end-of-life expenses. Michigan law requires funeral contracts to be clearly written, and an agent can explain how these policies work under state regulations. Local agents understand the needs of seniors in St Clair Shores and can provide in-home consultations.
Frequently Asked Questions
What is a final expense insurance agent in St Clair Shores?
A final expense insurance agent in St Clair Shores helps you buy a small whole life policy to cover funeral and burial costs. These agents are licensed in Michigan and can explain policy options face to face. They often serve seniors who want to avoid leaving unpaid bills for family.
Do I need to take a medical exam for final expense insurance in Michigan?
Most final expense policies in Michigan do not require a medical exam. Instead the insurer asks a few health questions on the application. This makes the process quick and accessible for older adults.
How does Michigan law affect final expense insurance?
Michigan has a 30-day free look period for life insurance policies, allowing you to cancel for a full refund. Also Michigan law requires funeral homes to provide a written price list. An agent can help coordinate the policy with your chosen funeral home in St Clair Shores.
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