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Find Final Expense Insurance Agents Near You in St Joseph, MI

Browse final expense insurance agents serving St Joseph, Michigan. Updated 2026-07-14.

The top-rated final expense insurance agent in St Joseph, Michigan is Jaden Gebbink - State Farm Insurance Agent, rated 4.8 stars across 431 reviews. Other highly rated options include Jonah McDonough - State Farm Insurance Agent, Swartzentruber Agency - Final Expense Insurance, The Batalis Agency - Farm Bureau Insurance. This directory lists 20 final expense insurance agents serving St Joseph.

Showing 20 final expense insurance agents in St Joseph, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jaden Gebbink - State Farm Insurance Agent500 Renaissance Dr Ste 105-A(269) 932-4722
2Jonah McDonough - State Farm Insurance Agent2606 Lakeshore Dr(269) 408-8015
3Swartzentruber Agency - Final Expense Insurance3665 Lakeshore Dr Ste 4(269) 281-7131
4The Batalis Agency - Farm Bureau Insurance2396 S Cleveland Ave Box 917(269) 983-0179
5Nulty Insurance Agency720 St Joseph Dr(269) 983-7161
6The Blaszczyk Agency- Farm Bureau Insurance2396 S Cleveland Ave(219) 306-6187
7IMS Insurance501 Main St(269) 983-7101
8Tom Mikel - State Farm Insurance Agent3430 Hollywood Rd(269) 429-5500
9Metzger Insurance Agency4146 M-139(269) 429-3160
10Farm Bureau Insurance2396 S Cleveland Ave(269) 983-8002
JG
500 Renaissance Dr Ste 105-A
Jaden Gebbink - State Farm Insurance Agent
Final Expense Insurance Agent · St Joseph, MI

Jaden Gebbink - State Farm Insurance Agent serves Berrien County and the surrounding area from St Joseph, MI, specializing in final expense insurance coverage. The agency helps families secure burial and funeral costs through manageable whole life policies designed for older adults. Clients receive guidance on choosing appropriate benefit amounts to cover end-of-life expenses without financial strain. The office handles policy applications and beneficiary designations for local residents.

JM
2606 Lakeshore Dr
Jonah McDonough - State Farm Insurance Agent
Final Expense Insurance Agent · St Joseph, MI

Jonah McDonough - State Farm Insurance Agent in St Joseph, MI, provides final expense insurance to help families cover end-of-life costs, including burial and unforeseen medical bills. It offers straightforward policy options tailored to individual needs and budgets, ensuring beneficiaries receive a lump-sum benefit without lengthy probate delays. The agency serves clients residing in single-family homes, apartments, retail spaces, and restaurants throughout the local area.

SA
3665 Lakeshore Dr Ste 4
Swartzentruber Agency - Final Expense Insurance
Final Expense Insurance Agent · St Joseph, MI

Swartzentruber Agency - Final Expense Insurance serves local families and individuals in St Joseph, MI, by helping them secure final expense insurance policies designed to cover end-of-life costs. The agency guides clients through the process of selecting a burial or funeral expense plan that fits their needs and budget. Its services focus on simplifying the insurance application for seniors. The agency also provides its final expense insurance agent services to residents throughout the surrounding Berrien County communities, including nearby Benton Harbor.

BA
2396 S Cleveland Ave Box 917
The Batalis Agency - Farm Bureau Insurance
Final Expense Insurance Agent · St Joseph, MI

Serving St. Joseph and the surrounding communities of southwest Michigan, The Batalis Agency - Farm Bureau Insurance handles final expense insurance arrangements for local families. This type of coverage helps manage funeral and burial costs after a policyholder passes away, easing the financial burden during a difficult time. The agency works directly with clients to discuss their specific needs and available options for a dignified service. For a typical job, it explains the application process and payment terms in plain language, ensuring each family understands how their chosen policy will work.

NI
720 St Joseph Dr
Nulty Insurance Agency
Final Expense Insurance Agent · St Joseph, MI

Nulty Insurance Agency in St Joseph, MI, helps clients distinguish between a single-payment final expense policy that is fulfilled in one transaction and installment-based plans that spread premiums across regular intervals. Coverage typically addresses funeral and burial costs, outstanding medical bills, or other end-of-life expenses. A licensed agent carefully explains policy options to ensure each client understands before purchasing. Service runs on a scheduled basis, whether for annual policy reviews, updates after life events, or when a claim needs filing and benefit distribution to beneficiaries.

BA
2396 S Cleveland Ave
The Blaszczyk Agency- Farm Bureau Insurance
Final Expense Insurance Agent · St Joseph, MI

The Blaszczyk Agency- Farm Bureau Insurance focuses on residential final expense insurance service in St Joseph, Michigan. Commercial coverage for local funeral homes and planning services is also available throughout the Berrien County area. Their agents work directly with clients to manage end-of-life policy needs and address coverage questions as they arise. They also provide necessary follow-up and policy adjustments between regular scheduled visits to ensure coverage remains aligned with each client’s evolving requirements.

II
501 Main St
IMS Insurance
Final Expense Insurance Agent · St Joseph, MI

IMS Insurance specializes in final expense plans for residents of St. Joseph, MI, and helps clients secure coverage to manage end-of-life costs. The agency generally assists individuals in reviewing their insurance options to ensure their final wishes are respected. With a focus on straightforward, dignified planning, the service works to protect families from unexpected financial burdens. As winter approaches and heating bills rise, the agency frequently helps retirees adjust their policies to keep premiums affordable during the colder months.

TM
3430 Hollywood Rd
Tom Mikel - State Farm Insurance Agent
Final Expense Insurance Agent · St Joseph, MI

As summer settles into St Joseph, families often begin thinking about securing their final arrangements. Tom Mikel - State Farm Insurance Agent works with local residents to find final expense insurance policies that ease future financial burdens on loved ones. This agent offers permanent coverage designed to pay funeral costs and any remaining debts after passing. The first meeting typically involves a simple no-pressure conversation about potential cash-value policies. That conversation starts with an inspection of current obligations and long-term needs to prepare an initial coverage assessment.

MI
4146 M-139
Metzger Insurance Agency
Final Expense Insurance Agent · St Joseph, MI

Metzger Insurance Agency serves clients in St Joseph, Michigan, by guiding them through the process of final expense insurance. This specialty coverage helps individuals prepare for end-of-life costs, relieving families of unexpected financial burdens. The agency assists with policy selection, ensuring coverage aligns with personal needs and burial plans. It works with a range of commercial operations that may require similar planning for their businesses, including offices, warehouses, and food service establishments, offering straightforward advice on these important financial products.

FB
2396 S Cleveland Ave
Farm Bureau Insurance
Final Expense Insurance Agent · St Joseph, MI

Farm Bureau Insurance in St Joseph, MI is known for helping families prepare for end-of-life expenses with a focus on straightforward coverage plans. Its service range includes whole life policies designed to cover funeral costs and outstanding debts for local residents. The agency assists clients in comparing benefit amounts and premium options to match individual budgets. A specialty service it can add on is an accelerated death benefit rider for those facing terminal illness.

AO
830 Pleasant St # 201
Auto-Owners Insurance St. Joseph Claims
Final Expense Insurance Agent · St Joseph, MI
(269) 983-4150
auto-owners.com
SJ
2900 Niles Ave
Saint Joseph, MI AAA Insurance Agency
Final Expense Insurance Agent · St Joseph, MI
(269) 982-5262
michigan.aaa.com/scott.bradford
CK
2396 S Cleveland Ave
Cody Korfmacher Agency
Final Expense Insurance Agent · St Joseph, MI
(269) 983-8002
farmbureauinsurance-mi.com/Agent/Cody-Korfmacher
WA
206 Court St Suite B
Wallace Agency
Final Expense Insurance Agent · St Joseph, MI
(269) 932-7100
wallaceagency.com
FB
2396 S Cleveland Ave
Farm Bureau Insurance - Resseguie Agency
Final Expense Insurance Agent · St Joseph, MI
(269) 983-2165
caseyresseguieinsurancequote.com
DC
2523 Niles Ave
Dave Clark Insurance
Final Expense Insurance Agent · St Joseph, MI
(269) 982-2901
DI
800 Ship St # 105
Donnellan Insurance
Final Expense Insurance Agent · St Joseph, MI
(269) 983-3900
AI
2900 Niles Rd
AAA Insurance - Bradford Insurance Agency
Final Expense Insurance Agent · St Joseph, MI
(269) 982-5262
locator.acg.aaa.com/mi/st-joseph/aaa-insurance-bradford-insurance-agency
ZI
820 Napier Ave #1
Ziems Insurance
Final Expense Insurance Agent · St Joseph, MI
(269) 983-5999
TF
800 Ship St # 105
Thrivent Financial-Lutherans
Final Expense Insurance Agent · St Joseph, MI
(269) 983-0217
thrivent.com

What Does a a Final Expense Insurance Agent in St Joseph Cost?

Final expense insurance costs in Michigan typically range from $30 to $100 per month for a $5,000 to $25,000 policy. Rates depend on your age, health, and the policy type. For example, a healthy 65-year-old in St Joseph might pay around $50 per month for a $10,000 plan. Guaranteed issue policies cost more but require no medical exam. This is general information and not insurance advice.

About final expense insurance agents in St Joseph

Final expense insurance agents in St Joseph Michigan help residents secure coverage for funeral costs and end of life expenses. These policies are designed to cover burial services and outstanding debts. Michigan law requires funeral homes to provide a detailed price list, so having a final expense policy can ensure your wishes are met without financial burden on your family.

Frequently Asked Questions

What is final expense insurance and how does it work in St Joseph Michigan?

Final expense insurance is a small whole life policy that pays a cash benefit to your beneficiary. In St Joseph Michigan, agents can help you choose a policy that covers funeral costs at local providers like Starks & Menchinger Chapel or Dey-Florin Chapel. The benefit is paid directly to your family, not to the funeral home.

Are there Michigan laws that affect final expense insurance policies?

Yes. Michigan law requires insurance companies to include a free look period of at least 10 days for final expense policies. You can cancel within that time for a full refund. Also, Michigan has a 2-year contestability period during which the insurer can deny a claim for misrepresentation.

How do I choose a final expense insurance agent in St Joseph Michigan?

Look for an agent licensed in Michigan who specializes in final expense products. Ask about the policy face amount, premium stability, and whether the plan is guaranteed issue or simplified issue. A local St Joseph agent can meet with you in person to review options from multiple carriers.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.