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HomeFinal Expense Insurance AgentsMichigan › Sterling Heights

Find Final Expense Insurance Agents Near You in Sterling Heights, MI

Browse final expense insurance agents serving Sterling Heights, Michigan. Updated 2026-07-14.

The top-rated final expense insurance agent in Sterling Heights, Michigan is Summit Health Services, rated 5.0 stars across 302 reviews. Other highly rated options include Catherine Van Tiem: Allstate Insurance, The Salvati Insurance Group, Inc., AAA Insurance - R. Petros Insurance Agency. This directory lists 21 final expense insurance agents serving Sterling Heights.

Showing 21 final expense insurance agents in Sterling Heights, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Summit Health Services43409 Schoenherr Rd(248) 779-1000
2Catherine Van Tiem: Allstate Insurance42770 Van Dyke Ave(586) 792-9000
3The Salvati Insurance Group, Inc.42370 Van Dyke Ave Ste 711(248) 720-1130
4AAA Insurance - R. Petros Insurance Agency35830 Van Dyke Ave(586) 722-7269
5Frolka Insurance Agency Goosehead Insurance44444 Mound Rd Suite 400C(810) 224-9438
6Lakeside Insurance Agency13900 Lakeside Cir(586) 286-5000
7Beyond Insurance Group42140 Van Dyke Ave #210(586) 330-9727
8L.A. Insurance42903 Van Dyke Ave(586) 254-8484
9Clear View Insurance13854 Lakeside Cir Ste 212(586) 742-0316
10Millennium Insurance Agency LLC -34865 Mound Rd34865 Mound Rd(248) 410-1858
SH
43409 Schoenherr Rd
Summit Health Services
Final Expense Insurance Agent · Sterling Heights, MI

Summit Health Services serves the Sterling Heights area of Macomb County, specializing in final expense insurance planning. The company helps families prepare for end-of-life costs with focused insurance coverage options. It assists clients in selecting appropriate burial and funeral expense policies tailored to individual needs. Policy guidance often includes small face-value whole life insurance plans that remain available to older applicants. Summit Health Services handles final expense application processing and policy selection support for area residents.

CV
42770 Van Dyke Ave
Catherine Van Tiem: Allstate Insurance
Final Expense Insurance Agent · Sterling Heights, MI

Catherine Van Tiem: Allstate Insurance provides final expense insurance services in Sterling Heights, MI, helping clients plan for end-of-life financial obligations. The agency works to ensure policyholders have coverage for funeral costs and related final expenses, offering guidance in selecting appropriate protection levels. Ongoing support includes assistance with policy adjustments and claim understanding. Services cater to individuals seeking straightforward burial and expense coverage. The representatives assist homeowners, renters, and local residents from diverse residential settings, including single-family homes, apartments, and nearby small retail establishments.

SI
42370 Van Dyke Ave Ste 711
The Salvati Insurance Group, Inc.
Final Expense Insurance Agent · Sterling Heights, MI

Serving Sterling Heights and the surrounding communities in Macomb County, The Salvati Insurance Group, Inc. handles final expense insurance to help clients arrange burial and end-of-life planning. This agency assists individuals in securing coverage that addresses outstanding medical bills and funeral costs without burdening family members. To handle a typical job, an agent first reviews the client’s budget and health history to recommend a suitable policy that meets immediate needs.

AI
35830 Van Dyke Ave
AAA Insurance - R. Petros Insurance Agency
Final Expense Insurance Agent · Sterling Heights, MI

Serving families in Sterling Heights, this final expense insurance agency helps individuals secure coverage for end-of-life costs. The agent guides clients through policy options that can cover funeral expenses and outstanding debts, providing financial peace of mind. Policies are designed to be accessible for seniors on fixed incomes. The agency also assists residents in the broader Macomb County area, offering services to those in neighboring communities such as Clinton Township.

FI
44444 Mound Rd Suite 400C
Frolka Insurance Agency Goosehead Insurance
Final Expense Insurance Agent · Sterling Heights, MI

As Sterling Heights residents plan for their families' long-term security, Frolka Insurance Agency Goosehead Insurance helps local clients arrange final expense coverage to ease future financial burdens. These policies address the inevitable costs of funeral services and outstanding medical bills, providing clear limits and fixed premiums for those preparing end-of-life arrangements. The agency offers straightforward consultations in its Sterling Heights office, guiding residents through plan selections based on individual circumstances. An initial fact-finding assessment with the agent typically begins the process of matching clients to appropriate coverage options.

LI
13900 Lakeside Cir
Lakeside Insurance Agency
Final Expense Insurance Agent · Sterling Heights, MI

Lakeside Insurance Agency in Sterling Heights, MI, assists clients in distinguishing between final expense policies that cover a single funeral service or those that provide recurring cash payouts over time for ongoing end‑of‑life costs. Coverage generally includes burial expenses, medical bills, and small debts remaining after a loved one passes. These policies are designed without a medical exam requirement, relying instead on simple health questions. Support for policy setup and claims guidance at this agency typically runs on an as‑needed basis, responding to client inquiries as they arise.

BI
42140 Van Dyke Ave #210
Beyond Insurance Group
Final Expense Insurance Agent · Sterling Heights, MI

Beyond Insurance Group in Sterling Heights, MI assists clients with final expense insurance planning. The agency specializes in arranging coverage for funeral costs and outstanding medical bills. It works with individuals to secure policies that support family financial stability after a loss. The company can serve local offices, warehouses, and food service operations requiring employee benefit discussions or group policy options.

LI
42903 Van Dyke Ave
L.A. Insurance
Final Expense Insurance Agent · Sterling Heights, MI

L.A. Insurance in Sterling Heights, Michigan specializes in helping clients secure final expense insurance, which covers funeral costs and other end-of-life expenses. It generally assists local residents in selecting manageable policies that ensure peace of mind for their families. The company works directly with individuals to simplify the application process and address common concerns about leaving loved ones with financial burdens. During the winter holidays, it often helps clients update their policies to account for seasonal travel or the arrival of visiting relatives.

CV
13854 Lakeside Cir Ste 212
Clear View Insurance
Final Expense Insurance Agent · Sterling Heights, MI
MI
34865 Mound Rd
Millennium Insurance Agency LLC -34865 Mound Rd
Final Expense Insurance Agent · Sterling Heights, MI

Located in Sterling Heights, Michigan, Millennium Insurance Agency LLC on Mound Road serves families with final expense insurance planning. For local households, the agency explains burial and funeral cost coverage options, helping residents arrange affordable policies to protect loved ones from financial burden. Their services also extend to commercial clients requiring similar budgetary life insurance solutions. Coverage is provided throughout the greater metro area. When meeting with policyholders, staff members review policies and discuss adjustments, ensuring continued suitability and offering follow-up support between regular visits.

GI
13900 Lakeside Cir
Gallagher Insurance, Risk Management & Consulting
Final Expense Insurance Agent · Sterling Heights, MI
(586) 323-5700
assuredpartners.com/sterlingheights
AB
43807 Van Dyke Ave
Aaron Bisson - Farm Bureau Insurance
Final Expense Insurance Agent · Sterling Heights, MI
(248) 590-2116
aaronbissonagency.com
GI
44444 Mound Rd Suite 400C
Goosehead Insurance - Rebecca Frolka
Final Expense Insurance Agent · Sterling Heights, MI
(810) 224-9438
goosehead.com/agents/mi/sterling-heights/rebecca-frolka
AI
13462 15 Mile Rd
AAA Insurance - Adnan Jilani Insurance Agency
Final Expense Insurance Agent · Sterling Heights, MI
(586) 553-9135
locator.acg.aaa.com/mi/sterling-heights/aaa-insurance-adnan-jilani-insurance-agency
DM
43599 Schoenherr Rd #200a
Denys Michael Agency
Final Expense Insurance Agent · Sterling Heights, MI
(586) 739-9937
oakpointeinf.com
RI
14426 15 Mile Rd
Reagan Insurance Agency
Final Expense Insurance Agent · Sterling Heights, MI
(586) 838-5656
reaganinsuranceagency.com
PI
2071 15 Mile Rd
Primary Insurance Group
Final Expense Insurance Agent · Sterling Heights, MI
(586) 979-1755
primaryinsuranceagency.com
TW
43512 Mound Rd ste a
Thomas Williamson - State Farm Insurance Agent
Final Expense Insurance Agent · Sterling Heights, MI
(586) 731-7310
statefarm.com/agent/us/mi/sterling-hts/tom-williamson-vkr921ys000
NA
38233 Mound Rd Building F
NFP, an Aon company
Final Expense Insurance Agent · Sterling Heights, MI
(866) 991-9907
nfp.com/about-nfp/find-an-office/38233-mound-rd-building-f-sterling-heights-mi
SI
4415 Metro Pkwy
Safenet Insurance
Final Expense Insurance Agent · Sterling Heights, MI
(586) 983-9049
AI
42460 Van Dyke Ave
AAA Insurance - Hakim Insurance Services
Final Expense Insurance Agent · Sterling Heights, MI
(586) 488-0039
locator.acg.aaa.com/mi/sterling-heights/aaa-insurance-hakim-insurance-services

What Does a a Final Expense Insurance Agent in Sterling Heights Cost?

In Michigan final expense insurance premiums typically range from 30 to 150 dollars per month for policies between 5000 and 25000 dollars. For a 65 year old non smoker a 10000 dollar policy may cost approximately 40 to 70 dollars monthly. Rates are based on age gender health and tobacco use. This is general information and not insurance advice.

About final expense insurance agents in Sterling Heights

Final expense insurance agents in Sterling Heights Michigan help residents secure coverage for end of life costs such as funeral services and outstanding debts. Michigan law requires funeral contracts to be in writing and agents must be licensed by the state. Working with a local agent ensures you understand how Michigan probate rules may affect your policy payout.

Frequently Asked Questions

What is final expense insurance and how does it work in Sterling Heights?

Final expense insurance is a whole life policy with a smaller death benefit typically between 5000 and 25000 dollars. In Michigan the policy proceeds go directly to your beneficiary and are not subject to probate if the beneficiary is correctly named. Agents in Sterling Heights can help you choose a plan that covers funeral costs and medical bills.

Do I need a medical exam to qualify for final expense insurance in Michigan?

Most final expense policies in Michigan are guaranteed issue or simplified issue meaning no medical exam is required. You will answer a few health questions on the application. Pre existing conditions may affect coverage but many plans accept applicants with health issues.

How much does a final expense policy cost in Sterling Heights Michigan?

Monthly premiums for final expense insurance in Sterling Heights range from 30 to 100 dollars depending on your age health and coverage amount. A 10000 dollar policy for a healthy 65 year old might cost around 50 dollars per month. Costs vary by carrier and your specific situation.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.