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Find Final Expense Insurance Agents Near You in St. Louis, MO

Browse final expense insurance agents serving St. Louis, Missouri. Updated 2026-07-14.

The top-rated final expense insurance agent in St. Louis, Missouri is Kevin Wingenbach - State Farm Insurance Agent, rated 5.0 stars across 423 reviews. Other highly rated options include Freeway Insurance, Derek Miller - State Farm Insurance Agent, R T Thomas Insurance, LLC. This directory lists 48 final expense insurance agents serving St. Louis.

Showing 48 final expense insurance agents in St. Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kevin Wingenbach - State Farm Insurance Agent4530 Lemay Ferry Rd Suite L(314) 487-2100
2Freeway Insurance4721 S Kingshighway Blvd(314) 343-5029
3Derek Miller - State Farm Insurance Agent5811 S Lindbergh Blvd(314) 892-4999
4R T Thomas Insurance, LLC8131 Delmar Blvd(314) 725-5535
5Goetz Insurance Agency4586 Telegraph Rd(314) 720-1702
6Elevated Insurance Group345 Marshall Ave Ste 200(314) 806-3600
7Norrell Insurance Agency401 Pine St #7(636) 575-9526
8Lp Miceli Inc3470 Hampton Ave s106(314) 832-6667
9Evan Patterson - State Farm Insurance Agent2518 Lemay Ferry Rd(314) 200-6868
10Southtown Insurance Agency7127 S Lindbergh Blvd(314) 894-4220
KW
4530 Lemay Ferry Rd Suite L
Kevin Wingenbach - State Farm Insurance Agent
Final Expense Insurance Agent · St. Louis, MO

Kevin Wingenbach - State Farm Insurance Agent serves St. Louis homeowners and families seeking final expense insurance, helping to cover end-of-life costs like funeral and burial expenses. The agency guides local families through the selection of an affordable permanent life insurance policy to relieve survivors of financial burden. Additional insurance services are offered for vehicles and property. The agency also provides coverage for clients residing in the surrounding St. Louis metropolitan area and nearby communities such as Clayton.

FI
4721 S Kingshighway Blvd
Freeway Insurance
Final Expense Insurance Agent · St. Louis, MO

Freeway Insurance in St. Louis, Missouri, provides final expense insurance on a one-time premium basis to cover burial and related costs, or through recurring payment plans for ongoing policy maintenance. This type of coverage helps families pay for end-of-life expenses. The agent serves clients in the local area by explaining benefit structures and policy terms. Service is structured on either a one-time or a scheduled basis, depending on the payment arrangement selected at the time of policy setup.

DM
5811 S Lindbergh Blvd
Derek Miller - State Farm Insurance Agent
Final Expense Insurance Agent · St. Louis, MO

Derek Miller - State Farm Insurance Agent in St. Louis, MO, is known for helping clients plan for end-of-life expenses with final expense insurance policies. The agency serves local families seeking to cover funeral costs and outstanding debts through straightforward coverage options. Their service range includes policy consultations to explain benefit amounts and premium structures for seniors. A specialty service this agent can add on is assistance with updating beneficiary designations to ensure payouts align with current family wishes.

RT
8131 Delmar Blvd
R T Thomas Insurance, LLC
Final Expense Insurance Agent · St. Louis, MO

R T Thomas Insurance, LLC serves families throughout St. Louis, Missouri, and the surrounding communities. This agency handles final expense insurance policies that cover end-of-life costs such as funeral services and outstanding medical bills. It helps clients secure affordable coverage to protect their loved ones in later years. When approaching a typical job, the company first reviews a client’s specific needs and budget to recommend an appropriate policy that ensures peace of mind without financial strain.

GI
4586 Telegraph Rd
Goetz Insurance Agency
Final Expense Insurance Agent · St. Louis, MO

Goetz Insurance Agency in St. Louis, Missouri, provides final expense insurance options that may be structured as a single premium plan or as recurring monthly payments, allowing families to secure burial coverage without long-term financial commitment. Policies generally cover funeral costs, medical bills, and outstanding debts, ensuring loved ones avoid out-of-pocket burdens. These straightforward plans remain active for life as long as premiums are paid. Service arrangements with the agency typically operate on an as-needed basis, letting clients request policy reviews, changes, or new enrollments whenever necessary.

EI
345 Marshall Ave Ste 200
Elevated Insurance Group
Final Expense Insurance Agent · St. Louis, MO

Elevated Insurance Group provides final expense insurance services in the St. Louis, Missouri area, tailoring coverage options to meet individual needs. The agency generally guides residents through the selection of whole life policies designed to cover funeral and burial costs, helping families manage difficult financial decisions. As the region experiences seasonal shifts in mortality awareness, particularly during winter holidays when families gather, it assists individuals in securing a plan that prevents leaving unplanned end-of-life expenses for their loved ones.

NI
401 Pine St #7
Norrell Insurance Agency
Final Expense Insurance Agent · St. Louis, MO

As St. Louis seniors review their end-of-life financial needs, Norrell Insurance Agency addresses the growing demand for manageable final expense coverage. This local provider specializes in simple, whole life insurance policies designed to cover funeral costs, medical bills, and other estate obligations. Based in the city, the company works with older adults seeking predictable premiums and guaranteed benefits. Every new inquiry begins with a no-obligation review of the applicant's age, health status, and desired coverage amount to determine the most suitable plan.

LM
3470 Hampton Ave s106
Lp Miceli Inc
Final Expense Insurance Agent · St. Louis, MO

Lp Miceli Inc specializes in final expense insurance for residents of St. Louis, Missouri, helping families cover funeral and burial costs with straightforward term policies. The agency also facilitates life insurance for seniors who wish to manage end-of-life expenses without impacting their loved ones’ finances. These plans are designed to pay out quickly after a claim is filed, often relieving stress during a difficult time. Commercial sectors it can serve include offices, warehouses, and food service establishments.

EP
2518 Lemay Ferry Rd
Evan Patterson - State Farm Insurance Agent
Final Expense Insurance Agent · St. Louis, MO

Evan Patterson’s agency provides residential final expense insurance service to clients in and around St. Louis, Missouri. Commercial coverage is also offered to local businesses needing end-of-life planning for their employees. The agency serves the greater St. Louis metropolitan area, ensuring access for families across the region. A representative reviews each policyholder’s needs to adjust coverage as circumstances change, and a follow-up phone call or in-person visit is made between regular annual reviews to address any updates.

SI
7127 S Lindbergh Blvd
Southtown Insurance Agency
Final Expense Insurance Agent · St. Louis, MO

Southtown Insurance Agency of St. Louis, Missouri, is known for guiding families through final expense planning with a focus on end-of-life coverage. Serving clients in the greater St. Louis area, the agency helps individuals secure policies that cover funeral costs and outstanding medical bills. These plans are designed to relieve financial burdens on surviving loved ones. The company specializes in providing guaranteed acceptance options for clients who may have pre-existing health conditions, ensuring wider access to needed protection.

CL
11611 Gravois Rd
Christine Lieber Agency LLC American Family Insurance
Final Expense Insurance Agent · St. Louis, MO
(314) 272-0000
amfam.com/agents/missouri/saint-louis/christine-lieber
CM
5583 Telegraph Rd
Charles Meyer Insurance Agency
Final Expense Insurance Agent · St. Louis, MO
(314) 894-1313
myarnoldteam.com
CH
9545 Yuma Dr
Clayton Hanley Insurance Service Inc.
Final Expense Insurance Agent · St. Louis, MO
(314) 487-2921
claytonhanley.com
IH
3636 S Geyer Rd #100
InvoBH - Health Insurance | Medicare Broker
Final Expense Insurance Agent · St. Louis, MO
(314) 685-4428
invobh.com/#products
CB
9700 MacKenzie Rd STE 120
Crawford-Butz & Associates Insurance Agency
Final Expense Insurance Agent · St. Louis, MO
(314) 752-2500
crawfordbutz.com
TG
11400 Concord Village Ave #D
Tom Gerber - Premier Insurance Agency
Final Expense Insurance Agent · St. Louis, MO
(314) 729-0091
premierinsagency.com
FL
10805 Sunset Office Dr Suite 300
Founders Life & Health
Final Expense Insurance Agent · St. Louis, MO
(800) 651-2577
founderslifeandhealth.com
DL
4179 Crescent Dr # D
de Leon Retirement Services
Final Expense Insurance Agent · St. Louis, MO
(314) 287-0179
retirewithannie.com
PI
762 Lemay Ferry Rd
Parker Insurance Group Inc
Final Expense Insurance Agent · St. Louis, MO
(314) 638-5020
parkerinsurancegroup.com
UI
3407 S Jefferson Ave #181
UFirst Insurance Agency
Final Expense Insurance Agent · St. Louis, MO
(314) 390-5551
ufirstinsuranceagency.com
AI
4111 Union Rd Null
Alternatives Insurance Agency
Final Expense Insurance Agent · St. Louis, MO
(314) 845-0363
alternativesins.com
OI
4167 Crescent Dr suite 201A
Optimal Insurance Group
Final Expense Insurance Agent · St. Louis, MO
(314) 390-1179
oigstl.com
MI
2203 Big Bend Blvd
McNeil Insurance Group
Final Expense Insurance Agent · St. Louis, MO
(314) 858-6116
cfmcinsurance.com
JI
10089 W Florissant Ave
Just Insurance
Final Expense Insurance Agent · St. Louis, MO
(314) 381-0800
justinsurancerate.com
NF
4657 Hampton Ave
Naeger Family Insurance Agencies
Final Expense Insurance Agent · St. Louis, MO
(314) 802-8841
naegerfamilyinsurance.com
SI
1001 Highlands Plaza Dr Suite 500A
Signorelli Insurance
Final Expense Insurance Agent · St. Louis, MO
(314) 444-5030
signorelli-insurance.com
SI
1409 Washington Ave Suite 309
Smart Insurance and Financial Services
Final Expense Insurance Agent · St. Louis, MO
(314) 915-2727
smartifs.com
SL
4249 S Kingshighway Blvd
St. Louis Insurers Inc
Final Expense Insurance Agent · St. Louis, MO
(314) 916-6158
24autoinsurance.website/missouri/167-st-louis-insurers-inc
SI
8 The Pines Ct
Star Insurance Agency, Inc.
Final Expense Insurance Agent · St. Louis, MO
(314) 692-7555
BU
11433 Olde Cabin Rd
BUI
Final Expense Insurance Agent · St. Louis, MO
(800) 645-2841
buiusa.com
SA
2027 S 11th St
The Star Agency (Insurance)
Final Expense Insurance Agent · St. Louis, MO
(314) 884-8988
thestaragency.com
SA
8084 Watson Rd
Sailor & Associates
Final Expense Insurance Agent · St. Louis, MO
(314) 524-6300
sailorandassociates.com
IA
3801 S Kingshighway Blvd
Insurance Advisors of St. Louis
Final Expense Insurance Agent · St. Louis, MO
(314) 842-0960
iastl.com
JB
1215 Fern Ridge Pkwy # 101
J. Berg & Associates
Final Expense Insurance Agent · St. Louis, MO
(314) 878-0081
jbergassociates.com
IS
4111 Telegraph Rd Apt 200
Insurance Source Inc
Final Expense Insurance Agent · St. Louis, MO
(314) 416-2600
theinsurancesource.com
FI
6201 Gravois Ave
Farmers Insurance - Brahim Mehmetaj
Final Expense Insurance Agent · St. Louis, MO
(314) 833-5141
agents.farmers.com/mo/saint-louis/brahim-mehmetaj
LG
9849 Manchester Rd Apt 3
The LaVigne Group
Final Expense Insurance Agent · St. Louis, MO
(314) 962-9631
tlginsurance.com
FE
11433 Olde Cabin Rd # 250
First Element Insurance Planners
Final Expense Insurance Agent · St. Louis, MO
(314) 733-9772
firstelementinsurance.com
PO
1750 S Brentwood Blvd #300
PolicyZip
Final Expense Insurance Agent · St. Louis, MO
(888) 211-5685
policyzip.com
CS
6978 Chippewa St # 1
Central States Insurance Brokers LLC
Final Expense Insurance Agent · St. Louis, MO
(314) 833-3399
csibinsurance.com
CI
50 Crestwood Executive Center Suite 200
Crestwood Insurance Agency
Final Expense Insurance Agent · St. Louis, MO
(314) 822-3000
crestwoodinsurance.com
ES
13035 Olive Blvd # 119
Executive Senior Services
Final Expense Insurance Agent · St. Louis, MO
(314) 392-5468
executiveseniorservices.com
PI
4850 Lemay Ferry Rd STE 100
The Preston Insurance Agency
Final Expense Insurance Agent · St. Louis, MO
(314) 329-9026
prestoninsurance.net
GH
1701 Papin St
Get Home Insurance Now
Final Expense Insurance Agent · St. Louis, MO
(314) 474-8033
homeinsurance.com
IR
107 E Etta Ave
Insurance Resource
Final Expense Insurance Agent · St. Louis, MO
(844) 305-7817
FI
13422 Clayton Rd Suite 203
Flanigan Insurance Agency
Final Expense Insurance Agent · St. Louis, MO
(314) 727-6000
flaniganinsuranceagency.com
BI
Suite 201 2nd Floor, 9191 W Florissant Ave Apt 208
Best Insurance Agency
Final Expense Insurance Agent · St. Louis, MO
(314) 524-2378
bestinsurancestl.com
IC
111 W Port Plaza Dr Suite 600
Insurance Consultants Inc
Final Expense Insurance Agent · St. Louis, MO
(314) 275-8484
myici.com

What Does a a Final Expense Insurance Agent in St. Louis Cost?

Typical costs for final expense insurance in Missouri range from 30 to 100 dollars per month for a 10000 dollar policy. Premiums depend on your age health and the insurance company. Some policies offer level premiums that do not increase over time. This is general information and not insurance advice.

About final expense insurance agents in St. Louis

Final expense insurance agents in St. Louis help residents secure life insurance policies to cover funeral costs and medical bills. Missouri law requires funeral homes to provide a general price list upon request, making it easier to plan for these expenses. A local agent can guide you through policy options that fit your budget and needs.

Frequently Asked Questions

What is final expense insurance in St. Louis?

Final expense insurance is a small whole life policy designed to pay for funeral and burial costs. In Missouri, these policies typically have face values between 5000 and 25000 dollars. They do not require a medical exam and are available to seniors.

How do I choose a final expense insurance agent in St. Louis?

Look for an agent licensed in Missouri who specializes in final expense policies. Ask about their experience with local funeral homes and whether they offer multiple insurance carriers. You can verify an agents license through the Missouri Department of Insurance website.

Are there Missouri laws that affect final expense insurance?

Yes, Missouri has a 30 day free look period for life insurance policies. This means you can cancel a new policy within 30 days for a full refund. Also, Missouri law requires funeral homes to honor preneed contracts if you fund them through a life insurance policy.

Final Expense Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.