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Find Flood Insurance Agents Near You in Aurora, IL

Browse flood insurance agents serving Aurora, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Aurora, Illinois is Luis F. Garcia - State Farm Insurance Agent, rated 5.0 stars across 470 reviews. Other highly rated options include Andrew Fry: Allstate Insurance, Insurance Navy Brokers, Maritza Rodriguez Agency LLC American Family Insurance. This directory lists 18 flood insurance agents serving Aurora.

Showing 18 flood insurance agents in Aurora, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Luis F. Garcia - State Farm Insurance Agent2003 Montgomery Rd # 101(630) 978-4511
2Andrew Fry: Allstate Insurance2266 Ogden Ave(630) 898-8000
3Insurance Navy Brokers314 W Indian Trail(630) 463-6000
4Maritza Rodriguez Agency LLC American Family Insurance1040 N Lake St(630) 898-3711
5Mike Lucas - State Farm Insurance Agent821 W Illinois Ave(630) 907-6600
6Konen Insurance Inc.2570 Beverly Dr #100(630) 897-4239
7Farmers Insurance- Jason Banks Agency3535 E New York St #214(630) 486-1982
8Farmers Insurance - Sergio Reyna Suarez735 N Lake St(630) 892-1050
9Sulma Mejia American Family Insurance408 N Lake St(630) 801-3333
10Tim Fallon at Comparion Insurance Agency2000 W Galena Blvd Suite 201A(331) 702-7472
LF
2003 Montgomery Rd # 101
Luis F. Garcia - State Farm Insurance Agent
Flood Insurance Agent · Aurora, IL

Luis F. Garcia - State Farm Insurance Agent serves the Aurora, Illinois metro area and surrounding communities as a flood insurance agent. The agency offers professional guidance on obtaining flood insurance policies for residential and commercial properties. Standard policies provided through the National Flood Insurance Program cover structural damage and contents loss caused by rising water. Clients receive assistance with determining appropriate coverage levels based on property location and flood zone maps. The agency also handles policy renewals and claim filing support for water damage events.

AF
2266 Ogden Ave
Andrew Fry: Allstate Insurance
Flood Insurance Agent · Aurora, IL

Andrew Fry Allstate Insurance provides comprehensive flood insurance services in the Aurora area, addressing the specific needs of property owners subject to local flood risks. The agency helps clients navigate plan details and coverage options to secure adequate protection against water damage. Their ongoing service includes annual policy reviews and assistance with claims filing when needed. Andrew Fry Allstate Insurance serves a diverse range of properties, from single-family homes and apartments to retail locations and restaurants.

IN
314 W Indian Trail
Insurance Navy Brokers
Flood Insurance Agent · Aurora, IL

Insurance Navy Brokers in Aurora, Illinois provides flood insurance agent services for property owners in the area. Their agency handles the placement of policies designed to protect residential and commercial structures against water damage from rising waters and heavy storms. They assist clients in navigating risk assessments and coverage options. For those requiring additional protection, the company can also arrange supplemental coverage for sewer backup and sump pump failure.

MR
1040 N Lake St
Maritza Rodriguez Agency LLC American Family Insurance
Flood Insurance Agent · Aurora, IL

Serving Aurora, Illinois, and the surrounding communities of the Fox Valley, Maritza Rodriguez Agency LLC American Family Insurance provides flood insurance solutions for homeowners and businesses. Handling both residential and commercial policies through the National Flood Insurance Program and private market options, the agency addresses properties in designated flood zones and lower-risk areas alike. To manage a typical client’s coverage needs, it begins with a detailed property elevation analysis and compares available plans to recommend appropriate flood protection.

ML
821 W Illinois Ave
Mike Lucas - State Farm Insurance Agent
Flood Insurance Agent · Aurora, IL

Mike Lucas - State Farm Insurance Agent serves homeowners, businesses, and property managers in Aurora, Illinois, by offering flood insurance policies that provide financial protection against water damage from rising waters. The agency assists clients in understanding federal flood zone requirements and helps tailor coverage levels to fit individual property needs. After securing proper flood insurance plans, residents and commercial property owners throughout the Aurora area can also receive guidance about available protection for neighboring communities such as Naperville.

KI
2570 Beverly Dr #100
Konen Insurance Inc.
Flood Insurance Agent · Aurora, IL

Konen Insurance Inc., located in Aurora, IL, provides both one-time flood insurance consultations for property-specific risk assessments and recurring services for ongoing coverage management. Their policies address flood risks common to the region, including those from heavy rains and nearby rivers. The company helps property owners secure federal and private flood insurance to protect homes and businesses. Service is offered on an as-needed basis, allowing clients to adjust their coverage based on changing needs or seasonal threats.

FI
3535 E New York St #214
Farmers Insurance- Jason Banks Agency
Flood Insurance Agent · Aurora, IL

When spring thaws or heavy rains test the Fox River and local tributaries, Aurora homeowners look for dependable flood insurance coverage. Farmers Insurance- Jason Banks Agency serves as a flood insurance agent in the area, helping residents protect their properties against water damage that standard policies exclude. The agency works with clients to review their specific flood zone risks and policy options available through the National Flood Insurance Program. A full property inspection and risk assessment typically begins the initial consultation process for new clients.

FI
735 N Lake St
Farmers Insurance - Sergio Reyna Suarez
Flood Insurance Agent · Aurora, IL

Farmers Insurance - Sergio Reyna Suarez in Aurora, IL, offers flood insurance services, focusing on securing coverage against water damage to protect property and belongings. It serves the local community by guiding clients through policy options and risk assessments. The agency helps homeowners and businesses prepare for flooding from heavy rains, snowmelt, or overflowing rivers common in the region. Specifically, it assists with policies before the spring thaw, when rapid temperature changes increase the risk of ice jams and subsequent water intrusion into structures.

SM
408 N Lake St
Sulma Mejia American Family Insurance
Flood Insurance Agent · Aurora, IL

As a flood insurance agent in Aurora, Illinois, Sulma Mejia American Family Insurance helps property owners secure policies that cover rising water damage. The agency focuses particularly on flood insurance, which addresses a common but serious risk in flood-prone local areas such as those near the Fox River. It also offers additional coverage for groundwater-related seepage and sewer backup, extending protection beyond basic federal plans. Commercial clients can obtain policies for offices, warehouses, and establishments in the food service industry.

TF
2000 W Galena Blvd Suite 201A
Tim Fallon at Comparion Insurance Agency
Flood Insurance Agent · Aurora, IL
MI
700 E New York St
Magnum Insurance Agency
Flood Insurance Agent · Aurora, IL
(630) 851-4255
magnuminsurance.com/location/aurora
SI
229 W Galena Blvd
STELLA Insurance Agency Corp.
Flood Insurance Agent · Aurora, IL
(630) 486-3377
estrellainsurance.agency
OL
821 W Illinois Ave
Olivia Lucas - State Farm Insurance Agent
Flood Insurance Agent · Aurora, IL
(630) 834-8272
oliviaismyagent.com
EA
458 N Lake St 2nd Floor
Elite Agency Services
Flood Insurance Agent · Aurora, IL
(630) 672-7858
eliteagencyservices.com
KI
503 W Galena Blvd
Kettley Insurance Agency, Inc
Flood Insurance Agent · Aurora, IL
(630) 896-4477
kettleyinsurance.com
EI
902 N Lake St
Epic Insurance
Flood Insurance Agent · Aurora, IL
(630) 800-2716
JI
340 N Lake St 1st Floor
Jackson Insurance Group, Inc.
Flood Insurance Agent · Aurora, IL
(630) 326-9325
jacksoninsgroup.com
EI
323 Primrose Ct
Ease Insurance Agency IL
Flood Insurance Agent · Aurora, IL
(630) 320-2119
agents.allstate.com/usa/il/aurora

What Does a a Flood Insurance Agent in Aurora Cost?

The cost of flood insurance in Aurora Illinois varies by property flood zone elevation and coverage amount. NFIP policies average around 700 to 1000 dollars per year for standard coverage but high-risk properties can exceed 2000 dollars annually. Private flood insurance may offer different pricing and higher limits. This is general information and not insurance advice.

About flood insurance agents in Aurora

Flood insurance agents in Aurora Illinois help property owners secure coverage through the National Flood Insurance Program or private insurers. Aurora sits along the Fox River and has designated flood zones that may require flood insurance for mortgage compliance. Illinois law does not mandate flood insurance for all properties but lenders often require it for homes in high-risk areas.

Frequently Asked Questions

Do I need flood insurance in Aurora Illinois?

Flood insurance is not required by Illinois state law for all properties. However if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require it. Even outside high-risk zones flooding can occur so many agents recommend coverage.

What does a flood insurance agent do in Aurora?

A flood insurance agent helps you assess your flood risk based on your property location in Aurora. They explain NFIP coverage limits and private policy options and assist with completing the application and elevation certificate requirements.

How do I find a flood insurance agent in Aurora Illinois?

You can search for licensed insurance agents in Aurora who specialize in flood coverage. Check the Illinois Department of Insurance website to verify a agents license. Many local independent agents offer flood policies from multiple carriers.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.