Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 19 flood insurance agents in Bloomington, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm Insurance: Corporate Headquarters
1 State Farm Plaza, Bloomington, IL 61710
(309) 766-2311
statefarm.com
Abby Spachman - State Farm Insurance Agent
405 N Hershey Rd STE 5, Bloomington, IL 61704
(309) 662-1822
abbyismyagent.com
Jim Spachman - State Farm Insurance Agent
2501 E College Ave a, Bloomington, IL 61704
(309) 661-1700
jimspachman.com
Rick McLean - State Farm Insurance Agent
409 S Prospect Rd, Bloomington, IL 61704
(309) 662-5555
rickmclean.com
PD Benefits | Pam Deaton | Main Line Benefits
202 S Eldorado Rd Suite B2, Bloomington, IL 61704
(309) 287-3518
pd-benefits.com
Shelter Insurance - Brian Thoennes
410 N Clinton St, Bloomington, IL 61701
(309) 829-8451
shelterinsurance.com
State Farm Insurance Corporate South
1 State Farm Plaza, Bloomington, IL 61710
(309) 205-3467
Farmers Insurance - Philip Carr
1202 E Washington St, Bloomington, IL 61701
(309) 827-9848
agents.farmers.com
New Day Insurance Agency LLC
1014 Ekstam Dr Suite 101, Bloomington, IL 61704
(309) 225-3520
newdayinsuranceagency.com
Miller Insurance Agency
3807 General Electric Rd # 1, Bloomington, IL 61704
(309) 663-0104
millerinsagy.com
Compass Insurance
1410 Woodbine Rd, Bloomington, IL 61704
(309) 662-6800
compasscoverage.com
Trusted Insurance Agency IL
109 E Market St, Bloomington, IL 61701
(309) 270-2841
Snyder Insurance, A Dimond Bros. Company
1 Brickyard Dr A, Bloomington, IL 61701
(877) 725-1800
insurewithsnyder.com
Functional Insurance Agency
104 W Monroe St, Bloomington, IL 61701
(309) 300-2357
Mutual Smart Insurance IL
325 U.S. Route 66, Bloomington, IL 61701
(309) 270-8680
Smart Insurance Agency Service
503 N East St, Bloomington, IL 61701
(309) 270-6980
Koester Insurance Group
1605 Commerce Pkwy, Bloomington, IL 61704
(217) 379-7525
koesterinsurancegroup.com
The Scritchlow Agency
1304 E Empire St Suite 3, Bloomington, IL 61701
(309) 662-2656
agents.countryfinancial.com
TROXELL
712 IAA Dr, Bloomington, IL 61701
(800) 633-1355
troxellins.com
What Does a Flood Insurance Agent in Bloomington Cost?
The cost of flood insurance in Bloomington Illinois varies by property location, elevation, and coverage amount. An NFIP policy for a single-family home in a low-risk zone may cost around 500 to 800 dollars per year. In high-risk zones, premiums can range from 1,000 to 3,000 dollars or more annually. Private flood insurance may offer different pricing and higher coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Bloomington Illinois?
Flood insurance is not required by Illinois state law for all properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, and many agents recommend coverage for peace of mind.
What does a flood insurance agent in Bloomington do?
A flood insurance agent helps you understand your flood risk based on FEMA flood maps for McLean County. They explain policy limits, deductibles, and waiting periods, and they assist with filing claims. They can also compare NFIP policies with private flood insurance options available in Illinois.
How long does it take for flood insurance to start in Illinois?
NFIP policies have a standard 30-day waiting period before coverage begins. There are exceptions, such as when flood insurance is required for a new mortgage closing. Private flood insurance policies may have different waiting periods, so ask your agent for details.