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HomeFlood Insurance AgentsIllinois › Belleville

Find Flood Insurance Agents Near You in Belleville, IL

Browse flood insurance agents serving Belleville, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Belleville, Illinois is Kate Elder - State Farm Insurance Agent, rated 4.9 stars across 415 reviews. Other highly rated options include Jody White - State Farm Insurance Agent, Yaekel & Associates Insurance Services Inc, Joe Abram - State Farm Insurance Agent. This directory lists 21 flood insurance agents serving Belleville.

Showing 21 flood insurance agents in Belleville, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kate Elder - State Farm Insurance Agent1638 Carlyle Ave(618) 277-7300
2Jody White - State Farm Insurance Agent15 Bronze Pointe N B(618) 234-3000
3Yaekel & Associates Insurance Services Inc1915 W Main St(618) 233-0024
4Joe Abram - State Farm Insurance Agent3814 N Belt W(618) 744-6014
5Krys Jacobs - State Farm Insurance Agent1801 S Illinois St(618) 235-2800
6Brightside Insurance Agency719 Centreville Ave(618) 340-2310
7McKelvey Insurance Group2241 Country Rd #3(618) 623-0080
8Auffenberg Insurance921 S Illinois St(618) 622-4538
9Elmore Insurance307 N Illinois St(618) 277-8838
10Steve Knapp - State Farm Insurance Agent5200 W Main St(618) 398-3613
KE
1638 Carlyle Ave
Kate Elder - State Farm Insurance Agent
Flood Insurance Agent · Belleville, IL

Kate Elder - State Farm Insurance Agent serves the Belleville, Illinois area and surrounding St. Clair County with flood insurance coverage. The agency helps local homeowners and renters understand the importance of protecting their property against water damage from rising waters. Flood policies here address risks from nearby rivers and heavy rainfall events common in the Midwest. The team guides clients through choosing appropriate coverage limits and navigating federal requirements. Specific services include assisting with policy applications and post-claim documentation for flood damage.

JW
15 Bronze Pointe N B
Jody White - State Farm Insurance Agent
Flood Insurance Agent · Belleville, IL

Jody White - State Farm Insurance Agent serves homeowners, businesses, and property managers in Belleville, IL, as a flood insurance agent. They help clients secure coverage to protect against water damage from storms and rising waters, a crucial need in this region. Policies are explained clearly to ensure proper protection for properties and assets in flood-prone zones. The agency also extends its flood insurance services to neighboring communities throughout the St. Louis metro area.

YA
1915 W Main St
Yaekel & Associates Insurance Services Inc
Flood Insurance Agent · Belleville, IL

Yaekel & Associates Insurance Services Inc provides guidance on flood insurance options, evaluating property risks and policy coverage to meet individual needs in Belleville, Illinois. It assists clients in understanding policy requirements and managing claims throughout the process. Ongoing support is available to review changing coverage needs. The agency offers flood insurance solutions for single-family homes, apartments, retail establishments, and restaurants.

JA
3814 N Belt W
Joe Abram - State Farm Insurance Agent
Flood Insurance Agent · Belleville, IL

Serving Belleville and the surrounding St. Clair County communities, Joe Abram - State Farm Insurance Agent provides flood insurance coverage for residential and commercial properties. This agency handles the complexities of both National Flood Insurance Program and private market policies, helping property owners secure protection against water damage from rising rivers and heavy rain events. A typical job begins with a detailed assessment of a property's flood zone risk, followed by explaining coverage options and then completing the necessary paperwork to bind a new policy that fits the client's specific needs.

KJ
1801 S Illinois St
Krys Jacobs - State Farm Insurance Agent
Flood Insurance Agent · Belleville, IL

As a flood insurance agent, Krys Jacobs in Belleville, IL distinguishes between one-time policies for properties in low-risk zones and recurring annual plans required for higher-risk areas. Coverage options are tailored to protect homeowners and businesses from rising water damage, offering financial security against storm surges and overflowing rivers. This agency provides guidance through the federal and private insurance selection process, helping clients understand flood mitigation requirements and policy limits. All flood insurance services here are available on a scheduled annual basis to maintain continuous protection.

BI
719 Centreville Ave
Brightside Insurance Agency
Flood Insurance Agent · Belleville, IL

Brightside Insurance Agency in Belleville, IL specializes in evaluating local flood risks and securing NFIP and private flood policies for residential and commercial clients. It also handles general property coverage to ensure comprehensive protection. This agency helps property owners prepare for seasonal flash floods common to the Mississippi River basin, particularly during heavy spring rains that can overwhelm drainage systems.

MI
2241 Country Rd #3
McKelvey Insurance Group
Flood Insurance Agent · Belleville, IL

McKelvey Insurance Group assists homeowners in Belleville, IL with securing residential flood coverage to protect their property from water damage. The agency also offers commercial flood insurance policies tailored to business needs throughout the local area. Their agents help clients understand flood risk and navigate policy options based on property location. After an initial policy is placed, they remain available for coverage reviews and adjustments, ensuring clients receive ongoing service between regular policy check-ins and renewal cycles.

AI
921 S Illinois St
Auffenberg Insurance
Flood Insurance Agent · Belleville, IL

When spring rains and Mississippi River tributaries swell near Belleville, residents seek reliable flood insurance guidance. Auffenberg Insurance serves as a local flood insurance agent, helping property owners understand federal program requirements and policy options for their homes and businesses. The company works to match clients with appropriate coverage that addresses seasonal overflow risks and sudden storm damage common to the area. Their initial step involves scheduling a property inspection to assess flood zone designations and specific structural vulnerabilities.

EI
307 N Illinois St
Elmore Insurance
Flood Insurance Agent · Belleville, IL

Elmore Insurance helps property owners in Belleville, IL assess and manage their exposure to water damage. As a flood insurance agent, the company specializes in securing policies that cover damage from rising waters, which standard homeowners plans typically exclude. Assisting both residential and commercial clients, Elmore Insurance works to ensure adequate protection for a range of business operations, including offices, warehouses, and food service establishments.

SK
5200 W Main St
Steve Knapp - State Farm Insurance Agent
Flood Insurance Agent · Belleville, IL

Steve Knapp - State Farm Insurance Agent in Belleville, IL is known for providing flood insurance policies to local homeowners and businesses. Its service range includes residential and commercial property coverage tailored to the region’s flood risks. The agency assists clients with evaluating policy options and claims support throughout the underwriting process. For an added specialty, the agency can also offer consultation on basement backup coverage.

PP
315 N Illinois St
Pufalt-Pauley Insurance Agency
Flood Insurance Agent · Belleville, IL
(618) 233-0034
pauley-ins.com
DF
6909 W Main St
Don Forhan: Allstate Insurance
Flood Insurance Agent · Belleville, IL
(618) 398-8434
agents.allstate.com/don-forhan-belleville-il.html
SI
305 Carlyle Ave ste a
Schmale Insurance Inc
Flood Insurance Agent · Belleville, IL
(618) 233-0193
schmaleinsurance.com
GI
4717 W Main St
Gasaway Insurance Agency
Flood Insurance Agent · Belleville, IL
(618) 391-9124
SC
2810 Frank Scott Pkwy W #804
Steck-Cooper & Co.
Flood Insurance Agent · Belleville, IL
(618) 277-6650
steck-cooper.com
HI
700 E Main St
Harnist Insurance Agency Inc
Flood Insurance Agent · Belleville, IL
(618) 233-5555
harnistinsurance.com
BI
20 E Main St
Bridgeman Insurance
Flood Insurance Agent · Belleville, IL
(618) 277-5499
bridgemanagency.com
BO
6907 W Main St
Baldree-Orelt Insurance Agency
Flood Insurance Agent · Belleville, IL
(618) 394-9883
baldreeinsurance.com
FI
6006 W Main St
Farmers Insurance - Aaron Friederich
Flood Insurance Agent · Belleville, IL
(618) 234-8133
agents.farmers.com/il/belleville/aaron-friederich
SI
204 W Main St
Shelter Insurance - Brian Arbor
Flood Insurance Agent · Belleville, IL
(618) 233-4855
shelterinsurance.com/CA/agent/BARBOR
LA
2100 S Illinois St suite e
Lutz Agency Inc
Flood Insurance Agent · Belleville, IL
(618) 234-6027
lutzag.com

What Does a a Flood Insurance Agent in Belleville Cost?

Flood insurance premiums in Illinois vary by property elevation, flood zone, and building characteristics. Typical annual premiums range from 700 to 2000 dollars for a standard home in a moderate-risk zone. Higher-risk areas can cost 2000 to 4000 dollars or more. This is general information and not insurance advice.

About flood insurance agents in Belleville

Flood insurance agents in Belleville Illinois help homeowners and businesses secure coverage through the National Flood Insurance Program. Illinois law requires flood insurance for properties in high-risk flood zones as designated by FEMA maps. Agents can explain local flood risks and guide you through the application process.

Frequently Asked Questions

Do I need flood insurance in Belleville Illinois?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur so many homeowners choose to purchase coverage.

What does a flood insurance agent in Belleville do?

A flood insurance agent helps you assess your flood risk, explains NFIP policy options, and assists with completing the application. They can also advise on coverage limits and deductibles based on your property location in St. Clair County.

How soon does flood insurance take effect in Illinois?

Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property purchase or for map revisions. Plan ahead to ensure coverage is active before flood season.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.