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Compare flood insurance agents in Champaign. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Champaign, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 flood insurance agents in Champaign, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kurt Lenschow - State Farm Insurance Agent
2309 Village Green Pl c, Champaign, IL 61822
(217) 352-1411
kurtlenschow.com
John Caywood - State Farm Insurance Agent
501 E University Ave Suite 1, Champaign, IL 61820
(217) 367-1105
johncaywoodinsurance.com
Steve Tarrant - State Farm Insurance Agent
106 W Springfield Ave, Champaign, IL 61820
(217) 352-1188
steve-tarrant.com
Anna Schappaugh - State Farm Insurance Agent
2500 Galen Dr UNIT 6, Champaign, IL 61821
(217) 239-4282
annasmyagent.com
Brya Insurance
2002 S Neil St, Champaign, IL 61820
(217) 355-5555
bryainsurance.com
Tom Cox - State Farm Insurance Agent
2108 W Springfield Ave #2, Champaign, IL 61821
(217) 352-7651
tomcox.biz
Marcy McAnally - State Farm Insurance Agent
900 S Mattis Ave Ste A, Champaign, IL 61821
(217) 356-2722
marcymcanally.com
Prairieland Insurance Group, LLC
2009 Fox Dr # M, Champaign, IL 61820
(217) 352-9000
prairieland.org
Dustin Hiser: Allstate Insurance
604 S Neil St STE 104, Champaign, IL 61820
(217) 359-0232
agents.allstate.com
Hall Insurance Services
711 S Neil St, Champaign, IL 61820
(217) 352-8833
hallinsure.com
Illini Insurance Agency, Inc.
1316 Bluegrass Ln, Champaign, IL 61822
(217) 351-1518
illiniinsurance.com
InsureChampaign
1817 S Neil St Suite 102, Champaign, IL 61820
(217) 356-3111
insurechampaign.net
Thomas & Ellars Ins Agency
401 Devonshire Dr, Champaign, IL 61820
(217) 356-2400
thomas-ellars.com
Rector Insurance Agency LLC
503 S Country Fair Dr #2B, Champaign, IL 61821
(217) 367-3510
rectorinsurance.com
Brad Shipp Agency Inc American Family Insurance
816 N Country Fair Dr STE 6, Champaign, IL 61821
(217) 351-8285
amfam.com
Joe Stovall - State Farm Insurance Agent
1401 N Prospect Ave Ste 8, Champaign, IL 61820
(217) 356-8300
joestovall.com
Priority Insurance Illinois
109 W Hill St, Champaign, IL 61820
(217) 745-8083
Shelter Insurance
816 N Country Fair Dr Ste 2, Champaign, IL 61821
(217) 352-3649
shelterinsurance.com
Insurance Providers Group
3302 Mission Dr Ste 104, Champaign, IL 61822
(217) 352-7080
ipgins.com
Insurance Risk Managers
2104 Windsor Pl Ste B, Champaign, IL 61820
(217) 239-3755
irmagency.com
Flood insurance agents in Champaign Illinois help property owners secure coverage through the National Flood Insurance Program or private insurers. Champaign County has areas designated as Special Flood Hazard Areas by FEMA. Illinois state law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.
What Does a Flood Insurance Agent in Champaign Cost?
Typical flood insurance premiums in Illinois range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market policies can cost more or less. Costs vary by property risk and deductible. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Champaign Illinois?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur from heavy rain or snowmelt.
How does an agent help with a flood insurance claim in Illinois?
An agent can explain your policy coverage and help you document damage. In Illinois, flood claims are handled by the insurer or NFIP. Agents do not adjust claims but can guide you on the process.
What is the waiting period for flood insurance in Illinois?
Standard NFIP policies have a 30-day waiting period from the date of purchase before coverage begins. Exceptions exist for loans closing on a property or map changes. Private policies may have different terms.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.