The top-rated flood insurance agent in Beverly, Massachusetts is Sterling Insurance Agency Inc, rated 4.9 stars across 206 reviews. Other highly rated options include Leslie S. Ray Ins. Agency, Inc., Cross Insurance, Archer Insurance Agency. This directory lists 14 flood insurance agents serving Beverly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sterling Insurance Agency Inc | 186 Cabot St Suite 203 | (978) 922-6600 |
| 2 | Leslie S. Ray Ins. Agency, Inc. | 129 Dodge St | (978) 927-2600 |
| 3 | Cross Insurance | 48 Dunham Rdg Rd #1000 | (978) 922-2288 |
| 4 | Archer Insurance Agency | 271 Cabot St | (978) 922-4600 |
| 5 | MCJ Insurance Agency | 409A Cabot St | (978) 338-4670 |
| 6 | Soucy Insurance Agency, Inc. | 100 Cummings Center #101f | (978) 744-7110 |
| 7 | Duffy Insurance | 50 Dunham Rdg Rd G200 | (978) 969-6207 |
| 8 | Carmen Kimball Insurance | 48 Beckford St | (978) 922-0086 |
| 9 | Priority Insurance Massachusetts | 162 Cabot St | (978) 248-8512 |
| 10 | Trustworthy Cover Insurance MA | 83 Hale St | (351) 212-2311 |
Sterling Insurance Agency Inc serves the Beverly, Massachusetts, area and the surrounding Essex County communities as a flood insurance agent. The agency assists property owners in understanding their flood risk and identifying appropriate National Flood Insurance Program policies to meet lender requirements and local regulations. Clients can obtain straightforward guidance on coverage options and file claims for water damage caused by storms or rising tides. This office also handles policy adjustments for homes, condos, and waterfront properties.
Leslie S. Ray Ins. Agency, Inc. provides flood insurance services for properties in and around Beverly, MA. Its service approach includes helping clients assess flood risk in coastal and riverine zones and assisting with policy selection that meets lender and community requirements. The agency offers plan review and renewal management to keep coverage current as flood maps change. Its areas of service include single-family homes, apartments, retail spaces, and restaurants.
Cross Insurance in Beverly, Massachusetts, is known for providing flood insurance policies that protect properties from water-related damage. Its service range includes assessing individual flood risk levels for residential and commercial clients throughout the local area. Cross Insurance helps property owners understand National Flood Insurance Program options and navigate the complexities of flood zone requirements. For additional coverage needs, the agency can also customize policies to include sewer backup protection as a specialty service.
Archer Insurance Agency serves homeowners, businesses, and property managers in Beverly, Massachusetts, by providing flood insurance policies that address risks from coastal storms and heavy rainfall. The agency helps clients assess their property’s flood zone and secure appropriate coverage to protect structures and contents. Operating in the North Shore area, Archer Insurance Agency also writes policies for properties in neighboring Salem and the surrounding Essex County communities where flood hazards are common.
MCJ Insurance Agency distinguishes between one-time policy setups and recurring review services for flood insurance in Beverly, MA. Ongoing coverage options address annual flood risk changes to keep protection aligned with evolving local flood maps. The agency provides guidance on structures needing either standard or excess flood policies. Service runs on both a scheduled basis for policy renewals and as-needed for new property purchases or major weather events.
Serving Beverly and surrounding communities on the North Shore, Soucy Insurance Agency, Inc. handles flood insurance policies for residential and commercial properties. As a local flood insurance agent, the company guides clients through the complexities of flood zone requirements and standard coverage options. Each job typically begins with a thorough review of the property’s flood risk and existing policy, then proceeds with sourcing appropriate coverage from available insurers to match the client’s specific exposure.
Duffy Insurance serves the Beverly, Massachusetts area as a flood insurance agent. The company assists property owners with obtaining coverage for residential and commercial structures against rising water. Policy options address risks specific to coastal and riverside locations within Essex County. Agents help evaluate federal National Flood Insurance Program requirements and identify suitable private market alternatives. Services include applying for flood zone determinations and processing elevation certificate documentation.
Carmen Kimball Insurance, based in Beverly, specializes in securing flood insurance policies for property owners. It serves residential and commercial clients throughout the local area, helping them navigate National Flood Insurance Program requirements. The agency evaluates properties for flood risk and recommends appropriate coverage limits. As Beverly is a coastal community, it frequently assists clients in adjusting their policies before nor’easter season, when storm surge and heavy rainfall pose the greatest threat of inland flooding.
As the New England spring thaw arrives, flooding becomes a pressing concern for homes along the Massachusetts coast. Priority Insurance Massachusetts, based in Beverly, helps property owners navigate these seasonal risks. The flood insurance agent carefully reviews each local property’s flood zone and elevation data. Coverage options are explained in full detail to ensure clients understand their policies before a storm hits, which supports informed decisions about financial protection from water damage. An initial site assessment or virtual document review is typically scheduled as the first step in the process.
Trustworthy Cover Insurance MA in Beverly helps property owners understand their flood risk and secure appropriate coverage. Beyond standard policies, the agency assists with federal flood insurance program enrollment and elevation certificate reviews for accurate premiums. Clients benefit from localized guidance on flood zone maps and water damage protection tailored to New England’s coastal and inland conditions. The company serves businesses including offices, warehouses, and food service establishments that require specialized commercial flood insurance solutions.
What Does a a Flood Insurance Agent in Beverly Cost?
Typical flood insurance costs in Massachusetts range from $500 to $3,000 per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market policies may cost more or less based on risk assessment. Costs vary widely by property, so an agent can provide a specific quote after reviewing your location and building characteristics. This is general information, not insurance advice.
About flood insurance agents in Beverly
Flood insurance agents in Beverly, Massachusetts help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Beverly is located in Essex County and has several Special Flood Hazard Areas (SFHAs) mapped by FEMA. Massachusetts law requires lenders to mandate flood insurance on properties in high-risk zones, so working with a local agent ensures compliance with both state and federal regulations.
Frequently Asked Questions
Do I need flood insurance in Beverly Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, so many Beverly residents choose to purchase coverage. A local agent can review your flood zone map and advise on your risk.
What does a flood insurance policy typically cover in Massachusetts?
Standard NFIP policies cover building property (foundation, walls, electrical systems) and personal contents up to policy limits. Coverage does not include basements or below-ground areas for finished living space. An agent can explain the specific exclusions and help you choose appropriate limits.
How do I find a flood insurance agent in Beverly?
You can search the NFIP agent locator online or ask local real estate professionals for referrals. Many independent insurance agencies in Beverly offer flood policies. Make sure the agent is licensed in Massachusetts and experienced with NFIP rules and private flood insurance options.
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