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Flood Insurance Agents in Cambridge, MA

Directory of flood insurance agents in Cambridge, Massachusetts. Verify credentials with the state department of insurance before hiring.

14 agents listed
Updated May 2026
Cambridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 14 flood insurance agents in Cambridge, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Relation Insurance - Garrity Group
545 Concord Ave, Cambridge, MA 02138
(617) 354-4640 garrity-insurance.com
Insurify
201 Broadway Floor 6, Cambridge, MA 02139
(833) 307-1453 insurify.com
Eagle Trust Insurance
125 Cambridgepark Dr Suite 301, Cambridge, MA 02140
(617) 625-8400 eagletrustinsurance.com
econosurance
125 Cambridgepark Dr Suite 301, Cambridge, MA 02140
(617) 864-2444 econosurance.com
Gallagher Insurance, Risk Management & Consulting
9 Camp St, Cambridge, MA 02140
(877) 977-1898 assuredpartners.com
Ralph J Galante Insurance Agency Inc
1939 Massachusetts Ave, Cambridge, MA 02140
(617) 864-5586 galanteinsurance.com
Al Ponte Insurance
819 Cambridge St, Cambridge, MA 02141
(617) 492-7600
Fucillo & Sasso Associates Insurance
599 Cambridge St suite c-2, Cambridge, MA 02141
(617) 621-3516 fucillosassoinsurance.com
Kaplansky Insurance- Cambridge Branch
1361 Cambridge St, Cambridge, MA 02139
(617) 492-4150 kaplansky.com
Premium Insurance Agency
80-96 Sherman St, Cambridge, MA 02140
(339) 210-5346
Consumer Insurance Agency
2350 MA-2A, Cambridge, MA 02140
(617) 545-3036
Cambridge insurance
64 Sidney St, Cambridge, MA 02139
(339) 210-5104 annamolin8984733.wixsite.com
Central Square/Segal Insurance
875 Massachusetts Ave, Cambridge, MA 02139
(617) 876-1300
Franklin and Company Car Insurance Agency of Cambridge
441 Broadway, Cambridge, MA 02138
(857) 829-4225 franklin-and-company-car-insurance-agency-of-cambridge.ueniweb.com

Flood insurance agents in Cambridge Massachusetts help property owners navigate National Flood Insurance Program requirements. Cambridge is located in a Special Flood Hazard Area along the Charles River and Alewife Brook. Massachusetts state law may require flood insurance for properties with federally backed mortgages in high-risk zones.

What Does a Flood Insurance Agent in Cambridge Cost?

The average cost of a flood insurance policy in Massachusetts is around $700 to $1,200 per year for a standard NFIP policy, but premiums vary widely based on flood zone, property elevation, and building characteristics. In Cambridge, properties in high-risk zones like Zone AE may pay more, while those in lower-risk zones may pay less. Private flood insurance options may also be available at different rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Cambridge Massachusetts?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, your lender will require flood insurance. Even in moderate-risk areas, many Cambridge homeowners choose to buy a policy because flooding can occur outside mapped zones.
What does a flood insurance agent in Cambridge do?
A flood insurance agent helps you assess your flood risk, determine the correct coverage amount, and apply for a National Flood Insurance Program policy. They also assist with elevation certificates and explain waiting periods and coverage limits.