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Looking for a flood insurance agent in Chelmsford? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Chelmsford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 flood insurance agents in Chelmsford, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Premiere Insurance
7 Summer St # 19, Chelmsford, MA 01824
(978) 221-0139
premiereinsuranceinc.com
Allstate Insurance: Todd Seesman
83 Parkhurst Rd #10, Chelmsford, MA 01824
(978) 710-7040
agents.allstate.com
Kaplansky Insurance - Chelmsford Branch
118 Chelmsford St, Chelmsford, MA 01824
(978) 256-0900
kaplansky.com
L'Hussier Insurance
63 Chelmsford St #2, Chelmsford, MA 01824
(978) 256-1583
lhussierins.com
Talbot Insurance Agency
205 Chelmsford St, Chelmsford, MA 01824
(978) 256-3367
talbotins.com
Kevin Lynch office of Commonwealth Property & Casualty
233 Chelmsford St, Chelmsford, MA 01824
(978) 322-5639
kevinjosephlynch.com
Family First Life
139 Billerica Rd, Chelmsford, MA 01824
(781) 358-5995
fflwestcoast.com
Alpine Insurance Inc
15 Fletcher St STE 2, Chelmsford, MA 01824
(978) 453-0076
alpineins.com
Time Insurance Solutions LLC
48 Chelmsford St #5b, Chelmsford, MA 01824
(978) 455-7774
LaMarche Associates, Inc.
4 North Rd, Chelmsford, MA 01824
(978) 256-8586
lamarcheassociates.com
Flood insurance agents in Chelmsford Massachusetts help homeowners and businesses secure coverage against flood damage. Massachusetts law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand Chelmsfords floodplain maps and can guide you through the National Flood Insurance Program (NFIP) requirements.
What Does a Flood Insurance Agent in Chelmsford Cost?
Flood insurance costs in Massachusetts vary by flood zone, property elevation, and coverage amount. Typical NFIP premiums range from 700 to 2,000 dollars per year for standard residential policies in moderate-risk zones, while high-risk zones can cost 2,000 to 6,000 dollars or more. Private flood insurance may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Chelmsford Massachusetts?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flood insurance is recommended because 25 percent of flood claims come from low-to-moderate risk areas.
What does a flood insurance agent in Chelmsford do?
A flood insurance agent helps you determine your flood zone, explains NFIP coverage limits, and compares private flood insurance options. They also assist with filing Elevation Certificates and applying for flood insurance rate map amendments.
How long does it take to get flood insurance in Chelmsford?
Standard NFIP policies have a 30-day waiting period before coverage begins. However, if you are buying a home with a mortgage, the waiting period may be waived if you apply within 13 days of the loan closing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.