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Find Flood Insurance Agents Near You in Chelmsford, MA

Browse flood insurance agents serving Chelmsford, Massachusetts. Updated 2026-07-14.

The top-rated flood insurance agent in Chelmsford, Massachusetts is Premiere Insurance, rated 5.0 stars across 1,256 reviews. Other highly rated options include Allstate Insurance: Todd Seesman, L'Hussier Insurance, Talbot Insurance Agency. This directory lists 10 flood insurance agents serving Chelmsford.

Showing 10 flood insurance agents in Chelmsford, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Premiere Insurance7 Summer St # 19(978) 221-0139
2Allstate Insurance: Todd Seesman83 Parkhurst Rd #10(978) 710-7040
3L'Hussier Insurance63 Chelmsford St #2(978) 256-1583
4Talbot Insurance Agency205 Chelmsford St(978) 256-3367
5Kaplansky Insurance - Chelmsford Branch118 Chelmsford St(978) 256-0900
6Kevin Lynch office of Commonwealth Property & Casualty233 Chelmsford St(978) 322-5639
7Family First Life139 Billerica Rd(781) 358-5995
8Time Insurance Solutions LLC48 Chelmsford St #5b(978) 455-7774
9Alpine Insurance Inc15 Fletcher St STE 2(978) 453-0076
10LaMarche Associates, Inc.4 North Rd(978) 256-8586
PI
7 Summer St # 19
Premiere Insurance
Flood Insurance Agent · Chelmsford, MA

Premiere Insurance serves the Chelmsford, Massachusetts area and the surrounding Middlesex County region as a flood insurance agent. The company assists homeowners and business owners in obtaining policies that cover structural damage and property loss caused by rising water. Compliance with community flood maps and National Flood Insurance Program regulations is a standard part of its guidance. Premiere specifically handles policy enrollment for residential and commercial properties located within designated high-risk flood zones.

AI
83 Parkhurst Rd #10
Allstate Insurance: Todd Seesman
Flood Insurance Agent · Chelmsford, MA

Allstate Insurance: Todd Seesman provides flood insurance agency services for the Chelmsford, Massachusetts area, helping clients assess and secure coverage for potential water damage risks. The agency assists with policy selection and handles plan adjustments to meet changing property needs. Its service approach includes reviewing coverage options specific to local flood zones. Todd Seesman services single-family homes, apartments, retail locations, and restaurants.

LH
63 Chelmsford St #2
L'Hussier Insurance
Flood Insurance Agent · Chelmsford, MA

L’Hussier Insurance helps homeowners and businesses in Chelmsford and the surrounding Merrimack Valley communities navigate the complexities of flood insurance. It handles policies that protect properties against damage from rising water, ensuring clients meet lender requirements and local risk considerations. The company works with individual property owners to assess their specific flood zone exposure and coverage needs. To handle a typical job, it begins by reviewing the property’s flood map designation and then explains the available policy options in clear, straightforward terms.

TI
205 Chelmsford St
Talbot Insurance Agency
Flood Insurance Agent · Chelmsford, MA

Talbot Insurance Agency in Chelmsford, MA, provides flood insurance as a distinct policy separate from standard homeowners coverage, rather than as an add-on service. Coverage options typically address structural damage to the building and protection for personal belongings within the home. As a local agent, the company can help property owners assess their specific flood risk in the region and navigate the necessary federal program requirements. Service for obtaining and managing flood insurance runs on both a one-time basis for initial policy setup and an as-needed basis for renewals or claim assistance.

KI
118 Chelmsford St
Kaplansky Insurance - Chelmsford Branch
Flood Insurance Agent · Chelmsford, MA

Kaplansky Insurance in Chelmsford serves homeowners, businesses, and property managers seeking flood insurance coverage. As a flood insurance agent, the company assists clients in evaluating their flood risk and selecting appropriate policies to protect their properties. The firm helps navigate complex flood zone designations and the requirements of the National Flood Insurance Program. It also provides guidance on understanding policy limits and deductibles for properties in the Chelmsford area. The branch extends its service to clients in neighboring Lowell and other parts of the greater Merrimack Valley region.

KL
233 Chelmsford St
Kevin Lynch office of Commonwealth Property & Casualty
Flood Insurance Agent · Chelmsford, MA

The Kevin Lynch office of Commonwealth Property & Casualty in Chelmsford, MA specializes in securing flood insurance policies for residential and commercial properties. The agency serves local homeowners and business owners by evaluating flood risks and navigating coverage options through the National Flood Insurance Program. Its work helps clients protect their assets against damage from heavy rain, storm surges, and overflowing rivers common in the Merrimack Valley area. The office also assists with adjusting claims after a major thaw or hurricane season.

FF
139 Billerica Rd
Family First Life
Flood Insurance Agent · Chelmsford, MA

Spring rains and rapid snowmelt often leave Chelmsford basements vulnerable to water intrusion that standard policies do not cover. Family First Life works with property owners in this flood-prone region to assess their exposure and secure appropriate NFIP or private flood coverage. They review local flood maps and discuss risks tied to nearby rivers and drainage systems. Each consultation begins with a straightforward inspection of the home's foundation, sump pump condition, and potential runoff pathways before recommending a policy.

TI
48 Chelmsford St #5b
Time Insurance Solutions LLC
Flood Insurance Agent · Chelmsford, MA

Time Insurance Solutions LLC serves homeowners in Chelmsford, MA with residential flood insurance policies, protecting properties against water damage from storms and rising waters. The agency also assists local businesses in obtaining commercial flood coverage tailored to their commercial property needs. Serving Chelmsford and the surrounding greater Middlesex County area, clients can rely on these agents for ongoing support, including policy updates and claim assistance between regular visits.

AI
15 Fletcher St STE 2
Alpine Insurance Inc
Flood Insurance Agent · Chelmsford, MA

Alpine Insurance Inc, located in Chelmsford, Massachusetts, provides general property and liability coverage, with specific expertise as a flood insurance agent serving the area. The company addresses the region's exposure to water damage from storms and rising water tables, tailoring policies to individual property needs. It works with commercial clients including local storefront offices, industrial and storage warehouses, and food service establishments such as restaurants and catering facilities.

LA
4 North Rd
LaMarche Associates, Inc.
Flood Insurance Agent · Chelmsford, MA

LaMarche Associates, Inc. is a flood insurance agency based in Chelmsford, Massachusetts. The company assists local residents and businesses in securing coverage to protect against water damage from rising waters and severe storms. It specializes in evaluating property risks to determine appropriate policy limits and deductibles. As a dedicated agent, it also helps clients understand the National Flood Insurance Program requirements for their area. In addition to standard policies, the firm can arrange excess flood coverage for higher-value properties and homes located in high-risk zones.

What Does a a Flood Insurance Agent in Chelmsford Cost?

Flood insurance costs in Massachusetts vary by flood zone, property elevation, and coverage amount. Typical NFIP premiums range from 700 to 2,000 dollars per year for standard residential policies in moderate-risk zones, while high-risk zones can cost 2,000 to 6,000 dollars or more. Private flood insurance may offer different rates. This is general information and not insurance advice.

About flood insurance agents in Chelmsford

Flood insurance agents in Chelmsford Massachusetts help homeowners and businesses secure coverage against flood damage. Massachusetts law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand Chelmsfords floodplain maps and can guide you through the National Flood Insurance Program (NFIP) requirements.

Frequently Asked Questions

Do I need flood insurance in Chelmsford Massachusetts?

If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flood insurance is recommended because 25 percent of flood claims come from low-to-moderate risk areas.

What does a flood insurance agent in Chelmsford do?

A flood insurance agent helps you determine your flood zone, explains NFIP coverage limits, and compares private flood insurance options. They also assist with filing Elevation Certificates and applying for flood insurance rate map amendments.

How long does it take to get flood insurance in Chelmsford?

Standard NFIP policies have a 30-day waiting period before coverage begins. However, if you are buying a home with a mortgage, the waiting period may be waived if you apply within 13 days of the loan closing.

Flood Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.