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Find Flood Insurance Agents in Boston, MA

Looking for a flood insurance agent in Boston? Review the directory below to compare your options.

16 agents listed
Updated May 2026
Boston, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 16 flood insurance agents in Boston, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Vargas & Vargas Insurance Inc.
1133 Washington St, Boston, MA 02124
(617) 298-0655 vargasinsurance.com
Ironside Insurance Group, LLC
112 Water St #401, Boston, MA 02109
(617) 227-2400 ironsideig.com
Bender Hatch Insurance
87 Wendell St 4th Floor, Boston, MA 02110
(617) 367-4900 benderhatch.com
State Fund Insurance
100 Summer St, Boston, MA 02110
(617) 956-9999 statefundins.com
Flynn Insurance Agency
30 Park St APT 2, Boston, MA 02129
(617) 242-1200 flynnins.com
Click Insurance
131 Dartmouth St Fl 3rd, Suite 82, Boston, MA 02116
(617) 580-3499 clickgrp.com
Point Insurance - Boston
1103 Commonwealth Ave, Boston, MA 02215
(617) 783-1160 pointinsure.com
Beacon Hill Insurance Agency
200 Portland St, Boston, MA 02114
(800) 568-4091 bhinsured.com
BR Risk Group Specialty Insurance
53 State St Ste 500, Boston, MA 02109
(877) 280-2455 brriskgroupins.com
Best Choice Insurance Agency
163 Harvard Ave, Boston, MA 02134
(617) 782-8800 bestchoiceagency.com
ALD Insurance
60 Brighton Ave, Boston, MA 02134
(617) 787-7877 aldinsurance.com
Baltic Insurance Agency (part of Kiley & O'Toole Insurance)
138 Old Colony Ave, Boston, MA 02127
(617) 268-6030 koinsure.com
Allston Insurance Agency, Inc.
1065 Commonwealth Ave # 3, Boston, MA 02215
(617) 562-8200 allstoninsuranceagency.com
K D Hicks Insurance Agency
4 Copley Pl Suite 120, Boston, MA 02116
(617) 442-1300 kdhicksinsurance.com
Mohawk Insurance
1872 Dorchester Ave, Boston, MA 02124
(617) 436-1600 mohawkins-re.com
Sterling Insurance Group of Boston
123 Beach St, Boston, MA 02111
(508) 687-2750 insurewithsterling.com

Flood insurance agents in Boston help property owners navigate the National Flood Insurance Program and private market options. Massachusetts requires that flood insurance policies be purchased through a licensed agent or broker. Boston properties in special flood hazard areas often need flood coverage to satisfy mortgage requirements.

What Does a Flood Insurance Agent in Boston Cost?

The cost of flood insurance in Boston varies by property location elevation and coverage amount. NFIP policies in Massachusetts average between 700 and 1200 dollars per year for a standard home. Private flood insurance can range from 500 to 2000 dollars annually depending on risk factors. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Boston Massachusetts?
If your property is in a FEMA-designated flood zone and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones many Boston homeowners choose coverage because heavy rain and coastal storms can cause flooding.
How do I find a flood insurance agent in Boston?
You can search the Massachusetts Division of Insurance website for licensed agents who sell flood insurance. Local independent insurance agencies in Boston often offer both NFIP and private flood policies.
What is the waiting period for flood insurance in Massachusetts?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. Plan ahead to avoid gaps in coverage.