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Find Flood Insurance Agents in Ann Arbor, MI

Directory of flood insurance agents in Ann Arbor, Michigan. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Ann Arbor, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 flood insurance agents in Ann Arbor, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Pelham - State Farm Insurance Agent
2178 S State St Suite B, Ann Arbor, MI 48104
(734) 929-1818 tompelham.com
John Avery - State Farm Insurance Agent
709 W Ellsworth Rd Ste 112, Ann Arbor, MI 48108
(734) 477-6090 johnaveryagency.com
Matt Fahoome - State Farm Insurance Agent
2221 Jackson Ave, Ann Arbor, MI 48103
(734) 761-2666 mattfahoome.com
Heidi Kussurelis Insurance
2405 S Main St, Ann Arbor, MI 48103
(734) 213-6736 heidikinsurance.com
Ann Arbor Insurance Centre
2755 Carpenter Rd, Ann Arbor, MI 48108
(734) 973-9444 annarborinsurancecentre.com
Falcon Insurance Agency of Michigan
Floor Seven, 202 E Washington St Suite 711, Ann Arbor, MI 48104
(734) 887-9110 falconinsagency.com
Lequana Robinson Insurance Agency
2531 Jackson Ave #318, Ann Arbor, MI 48103
(734) 585-5259 lequana.com
Concept Insurance
4884 S State Rd, Ann Arbor, MI 48108
(734) 369-9900 conceptinsurance.com
L.A. Insurance
4667 Washtenaw Ave, Ann Arbor, MI 48108
(734) 528-8000 lainsurance.com
Gallagher Insurance, Risk Management & Consulting
305 E Eisenhower Pkwy #200, Ann Arbor, MI 48108
(734) 662-3100 locations.ajg.com
The Gordon Group Agency
3376 Washtenaw Ave, Ann Arbor, MI 48104
(734) 677-1555 locator.meemic.com
The Gordon Group Agency
3909 Jackson Rd, Ann Arbor, MI 48103
(734) 821-1555 locator.meemic.com
Farm Bureau Insurance - Brett Fennelly
5095 Ann Arbor-Saline Rd, Ann Arbor, MI 48103
(734) 944-0660 michfb.com
Kapnick Insurance
1201 Briarwood Cir, Ann Arbor, MI 48108
(734) 994-9099 kapnick.com
Ann Arbor Insurance Associates, LLC
1793 W Stadium Blvd, Ann Arbor, MI 48103
(734) 327-9222 annarbor-insurance.com
Arbor Insurance Agency, Inc.
2750 Carpenter Rd #3, Ann Arbor, MI 48108
(734) 971-0011 arborinsurance.com
Lockridge Insurance Services LLC
3025 Boardwalk Dr UNIT 157, Ann Arbor, MI 48108
(734) 530-4841
Royal Oath Insurance Group Ann Arbor
3027 Miller Rd, Ann Arbor, MI 48103
(734) 238-1700 royaloathinsurance.com
Finn's JM&J Insurance Agency Inc
483 Little Lake Dr, Ann Arbor, MI 48103
(734) 668-4050 finnsins.com
Hunter Reeves- Insurance One Agency
555 Briarwood Cir #200, Ann Arbor, MI 48108
(734) 662-0174 insone.com

What Does a Flood Insurance Agent in Ann Arbor Cost?

Flood insurance costs in Michigan depend on the property's flood risk, elevation, and coverage amount. For an NFIP policy, annual premiums often fall between 700 and 2,000 dollars for a standard dwelling. Private flood insurance may be cheaper or more expensive based on the carrier and risk assessment. Costs can be higher for properties in high-risk flood zones or with older construction. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Ann Arbor Michigan?
Flood insurance is not required by Michigan state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
What does a flood insurance agent in Ann Arbor do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private flood insurance options, and choose a policy that fits your property and budget. They can explain coverage limits, waiting periods, and elevation certificate requirements specific to Washtenaw County.
How much does flood insurance cost in Ann Arbor Michigan?
Flood insurance costs vary based on your property's flood zone, elevation, and coverage amount. Under the NFIP, annual premiums in Michigan typically range from 700 to 2,000 dollars for standard policies. Private flood insurance may offer different rates. An agent can provide a quote tailored to your home.