Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 19 flood insurance agents in Bay City, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Mark Townsend
509 E Midland St, Bay City, MI 48706
(989) 469-0009
agents.farmers.com
Brent Mishler - State Farm Insurance Agent
3583 Wilder Rd UNIT 5, Bay City, MI 48706
(989) 686-8680
insurebaycity.com
Jon LaPorte - State Farm Insurance Agent
1416 State St #1, Bay City, MI 48706
(989) 895-5570
jonlaportebaycity.com
Weaver Group Insurance Agency
916 Washington Ave STE 204, Bay City, MI 48708
(989) 391-5085
locator.meemic.com
Thomas Campbell - State Farm Insurance Agent
902 S Euclid Ave, Bay City, MI 48706
(989) 686-0100
tomrocks.net
MCI Insurance
701 N Madison Ave, Bay City, MI 48708
(989) 892-5541
mciinsurance.com
Superior Insurance Group
916 Washington Ave SUITE 210, Bay City, MI 48708
(989) 893-7651
sig-mi.com
Jeff Hunt - State Farm Insurance Agent
4359 Wilder Rd, Bay City, MI 48706
(989) 686-7840
jeffhuntinsurance.com
Michael Hayes Agency/Farm Bureau Insurance
509 S Euclid Ave, Bay City, MI 48706
(989) 684-4160
michfb.com
AAA Insurance - Kolm Insurance Group
702 S Euclid Ave, Bay City, MI 48706
(989) 316-1170
locator.acg.aaa.com
Future Insurance Agency
501 S Euclid Ave, Bay City, MI 48706
(989) 922-0049
futureins.com
DuRussel Insurance Agency
3741 Wilder Rd # C, Bay City, MI 48706
(989) 671-8206
durussel.com
The Lenar Agency
916 N Euclid Ave, Bay City, MI 48706
(989) 401-7770
Aird Insurance Group - Farm Bureau Insurance
903 Saginaw St, Bay City, MI 48708
(989) 792-9687
airdinsurancegroup.com
Farm Bureau Insurance Engelhardt Agency
903 Saginaw St, Bay City, MI 48708
(989) 895-4321
farmbureauinsurance-mi.com
Bechert Insurance Group-Farm Bureau Insurance in Bay City
503 N Euclid Ave Suite 11, Bay City, MI 48706
(989) 656-6860
michfb.com
Fremont Insurance
2105 10th St, Bay City, MI 48708
(989) 891-9324
Rudy Schlatter Agency - Farm Bureau Insurance
2450 Midland Rd, Bay City, MI 48706
(989) 684-2773
farmbureauinsurance-mi.com
Valley United Insurance
1108 W Jenny St, Bay City, MI 48706
(989) 686-7099
valleyunitedinsurance.com
What Does a Flood Insurance Agent in Bay City Cost?
Flood insurance premiums in Michigan vary widely based on flood zone, elevation, building age, and coverage amount. A typical NFIP policy for a single-family home in Bay City might cost between 700 and 2,500 dollars per year. Higher-risk areas near the river or lake can see premiums above 4,000 dollars. Private flood insurance may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Bay City Michigan?
If your property is in a high-risk flood zone designated by FEMA and you have a federally backed mortgage, you are required to carry flood insurance. Even in moderate-risk areas, many Bay City residents choose coverage because of heavy rain and snowmelt events.
How do I find a flood insurance agent in Bay City?
You can search the Michigan Department of Insurance and Financial Services website for licensed agents in Bay County. Local independent insurance agencies often offer flood policies from the NFIP and private insurers.
What does a flood insurance agent do for me?
An agent reviews your property location on flood maps, explains coverage limits for building and contents, and helps you choose a policy that meets your needs. They also assist with filing claims after a flood event.