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HomeFlood Insurance AgentsMichigan › Farmington Hills

Find Flood Insurance Agents Near You in Farmington Hills, MI

Browse flood insurance agents serving Farmington Hills, Michigan. Updated 2026-07-14.

The top-rated flood insurance agent in Farmington Hills, Michigan is Wolf-Chandler Agency, LLC, rated 4.9 stars across 140 reviews. Other highly rated options include Bergstrom Insurance Agency, H W Kaufman Financial Group, AAA Insurance - J Fischer Insurance Agency. This directory lists 12 flood insurance agents serving Farmington Hills.

Showing 12 flood insurance agents in Farmington Hills, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Wolf-Chandler Agency, LLC30903 Northwestern Hwy Suite 260(248) 952-9500
2Bergstrom Insurance Agency30701 W 10 Mile Rd #400(248) 478-4800
3H W Kaufman Financial Group30833 Northwestern Hwy # 220(248) 916-1984
4AAA Insurance - J Fischer Insurance Agency33120 W 12 Mile Rd(248) 489-1170
5Davis Insurance Group LLC28499 Orchard Lake Rd Suite 1(586) 359-6836
6VTC Insurance Group - Farmington Hills37000 Grand River Ave #150(248) 471-0970
7United Insurance Services LLC28230 Orchard Lake Rd #203(248) 737-0022
8Goosehead Insurance - Joseph Smigielski27620 Farmington Rd Unit B-11(248) 205-4289
9cliff hart agencies37811 W 12 Mile Rd(248) 939-4040
10The Rosenfeld Insurance Agency31400 Northwestern Hwy Suite F(248) 855-7900
WC
30903 Northwestern Hwy Suite 260
Wolf-Chandler Agency, LLC
Flood Insurance Agent · Farmington Hills, MI

Wolf-Chandler Agency, LLC serves clients throughout Oakland County and the surrounding metro Detroit region as a flood insurance agent. The company helps property owners secure policies that address a range of water-related risks often excluded from standard homeowners coverage. It assists homeowners, renters, and business operators in evaluating their exposure to flood events and finding appropriate National Flood Insurance Program options. Specific services include custom coverage analysis for residential properties and commercial flood insurance solutions tailored to businesses in the Farmington Hills area.

BI
30701 W 10 Mile Rd #400
Bergstrom Insurance Agency
Flood Insurance Agent · Farmington Hills, MI

Bergstrom Insurance Agency serves as a flood insurance agent for customers in Farmington Hills, MI. It offers an initial consultation to assess property flood risk and then provides a range of policies designed to cover structural damage and contents loss. The agency helps clients understand flood zone maps and prepares customized plan documentation, with support available for policy renewals. It services single-family homes, apartments, retail spaces, and restaurants.

HW
30833 Northwestern Hwy # 220
H W Kaufman Financial Group
Flood Insurance Agent · Farmington Hills, MI

Homeowners, businesses, and property managers in Farmington Hills turn to H W Kaufman Financial Group for flood insurance agency services. They help clients assess flood risk and secure National Flood Insurance Program policies to protect properties from water damage. Navigating complex coverage requirements in this region, the agency provides personalized guidance to ensure adequate protection against seasonal storms and rising water tables. They also serve clients in the greater Detroit metropolitan area, including surrounding communities like Novi.

AI
33120 W 12 Mile Rd
AAA Insurance - J Fischer Insurance Agency
Flood Insurance Agent · Farmington Hills, MI

Serving Farmington Hills and the surrounding communities of Southeast Michigan, AAA Insurance - J Fischer Insurance Agency handles residential and commercial flood insurance policies. The agency reviews property flood zone designations and coverage limits to protect clients from water damage not covered by standard homeowners insurance. It assists with federal flood program enrollment and private policy options. The typical job begins with a personalized risk assessment and concludes with a documented review of all policy exclusions and deductibles to ensure client understanding.

DI
28499 Orchard Lake Rd Suite 1
Davis Insurance Group LLC
Flood Insurance Agent · Farmington Hills, MI

Based in Farmington Hills, MI, Davis Insurance Group LLC serves clients who need flood insurance options, which can be provided either as a one-time policy to cover a sudden need or as a recurring annual plan for long-term protection. A licensed agent guides property owners through coverage that addresses damage from rising water, a peril typically excluded from standard homeowners policies in areas prone to heavy rain or snowmelt. Their service is available on a one-time, scheduled appointment, or on an as-needed basis to address individual circumstances.

VI
37000 Grand River Ave #150
VTC Insurance Group - Farmington Hills
Flood Insurance Agent · Farmington Hills, MI

As a flood insurance agent in Farmington Hills, VTC Insurance Group specializes in guiding property owners through National Flood Insurance Program policies and private flood coverage options. This local agency serves both residential and commercial clients, helping them evaluate elevation risks and coverage gaps within flood zones. The team works to ensure policies align with mortgage requirements and community floodplain ordinances. It also assists with claims preparation after seasonal heavy rains and spring thaws, addressing water damage concerns common to southeastern Michigan drainage systems.

UI
28230 Orchard Lake Rd #203
United Insurance Services LLC
Flood Insurance Agent · Farmington Hills, MI

Spring flooding from heavy rains and rapid snowmelt can threaten homes in Farmington Hills, making flood insurance a vital safeguard. United Insurance Services LLC helps local homeowners and businesses understand their flood risk and secure policies that meet federal and lender requirements. They guide clients through coverage options for structures and contents, explaining how flood maps and elevation affect premiums. A typical first step is scheduling an on-site inspection or a policy review to assess individual needs and property exposure.

GI
27620 Farmington Rd Unit B-11
Goosehead Insurance - Joseph Smigielski
Flood Insurance Agent · Farmington Hills, MI

Goosehead Insurance - Joseph Smigielski in Farmington Hills, MI offers general insurance agency services that protect properties and assets from a variety of risks. As a dedicated flood insurance agent, the company specializes in assessing local flood zone vulnerabilities and securing appropriate coverage for clients in the region. Policies are designed to cover damage from rising waters, storm surges, and related weather events. The firm can serve commercial sectors including offices, warehouses, and food service establishments needing tailored protection.

CH
37811 W 12 Mile Rd
cliff hart agencies
Flood Insurance Agent · Farmington Hills, MI

Cliff Hart Agencies offers residential flood insurance solutions for homeowners in Farmington Hills, Michigan, and also provides commercial coverage for local businesses throughout the area. The agency helps clients assess property-specific flood risks and policies that align with community needs. By assisting with claims paperwork and coverage adjustments, the service ensures customers have appropriate protection when needed. Follow-up contact between regular policy reviews helps maintain continuous preparedness for seasonal weather changes while addressing evolving coverage requirements as properties change.

RI
31400 Northwestern Hwy Suite F
The Rosenfeld Insurance Agency
Flood Insurance Agent · Farmington Hills, MI

The Rosenfeld Insurance Agency in Farmington Hills, MI, is known for securing policies that protect residential and commercial properties from flood damage. Its service range covers the greater southeastern Michigan area, where heavy seasonal rains and snowmelt pose recurring water risks. The agency handles claims processing, assists with federal flood insurance program compliance, and assesses properties to determine appropriate coverage levels. As a specialty add-on, it offers guidance for choosing separate sewer backup endorsements to address unique local drainage challenges.

SI
31393 W 13 Mile Rd
Simplified Insurance Agency
Flood Insurance Agent · Farmington Hills, MI
(248) 996-8904
HI
33302 W 12 Mile Rd
HealthMarkets Insurance Agency
Flood Insurance Agent · Farmington Hills, MI
(248) 327-2123
agents.healthmarkets.com/Detroit

What Does a a Flood Insurance Agent in Farmington Hills Cost?

Typical flood insurance costs in Michigan range from 500 to 2,000 dollars per year for NFIP policies depending on flood zone elevation and building value. Private insurers may offer rates from 300 to 1,500 dollars annually for lower risk properties. Costs vary by case based on location and coverage amount. This is general information not insurance advice.

About flood insurance agents in Farmington Hills

Flood insurance agents in Farmington Hills Michigan help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Michigan law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand Farmington Hills floodplain maps and can guide you through the 30-day waiting period for new NFIP policies.

Frequently Asked Questions

What does a flood insurance agent in Farmington Hills do?

A flood insurance agent helps you assess your flood risk using FEMA flood maps and find a policy that meets your needs. They explain coverage limits deductibles and exclusions specific to Michigan properties. Agents also assist with filing claims and understanding the NFIP appeals process.

Is flood insurance required in Farmington Hills Michigan?

Flood insurance is required by federal law for properties in high-risk flood zones with a mortgage from a federally regulated lender. Even if not required many Farmington Hills homeowners choose flood insurance because heavy rains and snowmelt can cause flooding outside mapped zones.

How long does it take to get flood insurance in Michigan?

Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loan closings or map revisions. Private flood insurance may offer shorter waiting periods. An agent can explain your options and timing.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.