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Find Flood Insurance Agents Near You in Commerce Township, MI

Looking for a flood insurance agent in Commerce Township? Review the directory below to compare your options.

13 agents listed
Updated May 2026
Commerce Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 13 flood insurance agents in Commerce Township, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acrisure Commerce Township, MI (Insurance Advisors)
4375 Pineview Dr, Commerce Township, MI 48390
(248) 363-5746 acrisure.com
Jason Doyle - State Farm Insurance Agent
1111 W Oakley Park Rd #101, Commerce Township, MI 48390
(248) 313-9113 doylesf.com
Sean Shewalter - State Farm Insurance Agent
620 W Commerce Rd, Commerce Township, MI 48382
(248) 936-0121 seansf.com
The Derek Stein Agency - Farm Bureau Insurance
3075 S Commerce Rd, Commerce Township, MI 48390
(248) 714-5200 dereksteinagency.com
Desiree Truman - State Farm Insurance Agent
620 W Commerce Rd STE A, Commerce Township, MI 48382
(248) 363-4711 desireetruman.com
Corporate Insurance Planners
1990 Union Lake Rd # 400B, Commerce Township, MI 48382
(248) 360-2143 corpinsinc.com
Goosehead Insurance - Mary Bucki
1155 Welch Rd Suite B, Commerce Township, MI 48390
(248) 758-3001 goosehead.com
Tom Attard: Allstate Insurance
1540 Union Lake Rd, Commerce Township, MI 48382
(248) 360-2600 agents.allstate.com
AAA Commerce Twp
3050 Union Lake Rd Ste 5A, Commerce Township, MI 48382
(248) 366-2372 locator.acg.aaa.com
Goosehead Insurance - Jenna Dado
2000 Oakley Park Rd Ste 204-F, Commerce Township, MI 48390
(248) 509-4134 goosehead.com
Farmers Insurance - Robert Dettloff
8262 Cooley Lake Rd, Commerce Township, MI 48382
(248) 363-7555 agents.farmers.com
Tropolis Insurance
3060 S Commerce Rd, Commerce Township, MI 48390
(248) 926-1300 tropolis.com
David Mostyn Insurance Agency
2153 N Pontiac Trail, Commerce Township, MI 48390
(248) 859-5700 dmins.net

Flood insurance agents in Commerce Township help property owners secure coverage through the National Flood Insurance Program or private insurers. Michigan law requires lenders to mandate flood insurance for properties in high-risk flood zones. Commerce Township lies near several lakes and rivers, making flood risk awareness important for homeowners and businesses.

What Does a Flood Insurance Agent in Commerce Township Cost?

Flood insurance costs in Michigan vary by flood zone, building value, and deductible. NFIP rates for a standard home in a moderate-risk zone often range from 700 to 1,200 dollars per year. High-risk zones can cost 2,000 dollars or more. Private insurers may offer lower rates for low-risk properties. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Commerce Township Michigan?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and many policies are available through local agents.
What does a flood insurance agent do in Commerce Township?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also explain waiting periods and coverage limits specific to Michigan properties.