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Find Flood Insurance Agents Near You in Bozeman, MT

Browse flood insurance agents serving Bozeman, Montana. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Bozeman, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Montana before hiring.
Showing 20 flood insurance agents in Bozeman, MT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Proper Insurance Services
40 Enterprise Blvd Suite 201, Bozeman, MT 59718
(888) 631-6680 proper.insure
Brad Daws - State Farm Insurance Agent
1716 W Main St STE 2, Bozeman, MT 59715
(406) 587-4010 braddaws.net
Insurance Unlimited of Bozeman
1425 W Main St STE. D, Bozeman, MT 59715
(406) 586-1818 insuranceunlimitedofbozeman.com
Big Sky Insurance Lanphear Agency
301 Edelweiss Dr # 5, Bozeman, MT 59718
(406) 586-5449 bigskyinsurance.org
Bissell Insurance Agency
4055 Valley Commons Dr, Bozeman, MT 59718
(406) 586-6230 bissellinsuranceagency.com
Bridger Insurance Agency
389 S Ferguson Ave, Bozeman, MT 59718
(406) 922-5110 bridgerinsurance.com
Maxwell McDonough at Comparion Insurance Agency
4575 Valley Commons Dr Suite 203, Bozeman, MT 59718
(406) 200-6634 comparioninsurance.com
Western Horizon Insurance LLC
43 Mill Town Lp Unit C, Bozeman, MT 59718
(406) 388-2231 westernhorizoninsurance.com
Marsh McLennan Agency
1105 E Main St, Bozeman, MT 59715
(406) 586-3351 mmanorthwest.com
Joshua Wallis at Comparion Insurance Agency
4575 Valley Commons Dr Suite 203, Bozeman, MT 59718
(406) 200-6637 comparioninsurance.com
Leavitt Great West
1419 N 14th Ave Unit B, Bozeman, MT 59715
(406) 586-8043 leavitt.com
McHenry Insurance Inc
670 S Ferguson Ave # 1, Bozeman, MT 59718
(406) 586-5075 mchenryins.net
First West Insurance
1905 Stadium Dr, Bozeman, MT 59715
(406) 587-5111 1stwestinsurance.com
Farm Bureau Financial Services and Insurance: CJ Mayer
100 Red Mountain Dr, Bozeman, MT 59718
(406) 585-5834 fbfs.com
Affordable Insurance of Bozeman
1039 Stoneridge Dr #1, Bozeman, MT 59718
(406) 586-9591 affordableinsurancemt.com
Jennaway & McLeod Insurance
2055 N 22nd Ave Ste 2A, Bozeman, MT 59718
(406) 586-4367 mcleodinsuranceservices.com
Bozeman Insurance Agency
2304 W Main St STE 1, Bozeman, MT 59718
(406) 586-3000 bozemaninsuranceagency.com
Veltkamp Agency Inc.
2620 W Main St, Bozeman, MT 59718
(406) 586-4853 veltkampagency.com
Latitude Insurance
233 E Main St Suite 300, Bozeman, MT 59715
(406) 993-9242 latitudeins.com
Montana Insurance Solutions
3508 Laramie Dr, Bozeman, MT 59718
(406) 586-4334 montanainsurancesolutions.com

What Does a Flood Insurance Agent in Bozeman Cost?

Flood insurance costs in Montana vary widely based on flood zone, elevation, and building characteristics. In Bozeman, an NFIP policy for a single-family home in a high-risk zone typically ranges from 700 to 2,000 dollars per year. Lower-risk Zone X policies may cost under 500 dollars annually. Private flood insurance may offer different rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Bozeman Montana?
Montana law does not require flood insurance. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flood damage is not covered by standard homeowners insurance.
How do I find a flood insurance agent in Bozeman?
Look for licensed insurance agents in Gallatin County who offer NFIP policies. The Montana Department of Insurance website provides a list of licensed agents. Agents familiar with local flood zones can help you assess your risk and choose appropriate coverage.
What flood zones affect Bozeman properties?
Bozeman has areas in Zone A and Zone AE near East Gallatin River and Bridger Creek. Zone X areas are moderate to low risk. Your agent can review FEMA Flood Insurance Rate Maps for your specific address to determine the zone and required coverage.