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HomeFlood Insurance AgentsMontana › Kalispell

Find Flood Insurance Agents Near You in Kalispell, MT

Browse flood insurance agents serving Kalispell, Montana. Updated 2026-07-14.

The top-rated flood insurance agent in Kalispell, Montana is Sandra Goode-Long - State Farm Insurance Agent, rated 4.9 stars across 572 reviews. Other highly rated options include Flathead Insurance- Kalispell Montana Insurance, TJ Wendt - State Farm Insurance Agent, Grachek Insurance. This directory lists 20 flood insurance agents serving Kalispell.

Showing 20 flood insurance agents in Kalispell, MTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sandra Goode-Long - State Farm Insurance Agent475 N Main St(406) 257-7714
2Flathead Insurance- Kalispell Montana Insurance2330 U.S. Hwy 2 E(406) 752-8000
3TJ Wendt - State Farm Insurance Agent2129 US-2(406) 752-9300
4Grachek Insurance1147 S Main St(406) 755-4000
5Tamarack Insurance185 Commons Loop Suite C(406) 270-2463
6Aon1327 U.S. Hwy 2 W #100(800) 370-4524
7Bailey Insurance Services4 Meridian Ct(406) 752-7676
8Montana First Insurance, Inc.1088 N Meridian Rd(406) 755-0719
9Paradox Insurance Agency1205 S Main St(406) 451-0180
10Hebert Insurance Agency - Marlene Hebert114 1st Ave W(406) 755-6453
SG
475 N Main St
Sandra Goode-Long - State Farm Insurance Agent
Flood Insurance Agent · Kalispell, MT

Sandra Goode-Long - State Farm Insurance Agent serves the Kalispell, Montana area, specializing in flood insurance for local homes and businesses. Understanding the region’s flood risks, this agency helps clients navigate federal and private coverage options. It works to secure policies that protect property against water damage from storms and spring runoff. The agency handles residential flood policies and commercial flood insurance for the Kalispell area.

FI
2330 U.S. Hwy 2 E
Flathead Insurance- Kalispell Montana Insurance
Flood Insurance Agent · Kalispell, MT

Flathead Insurance- Kalispell Montana Insurance provides flood insurance agent services to property owners throughout the Kalispell area. It offers guidance on securing coverage for flood-prone regions and assists clients in understanding policy options. The company also helps with maintaining necessary documentation and renewing existing plans as conditions change. These services are available for a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

TW
2129 US-2
TJ Wendt - State Farm Insurance Agent
Flood Insurance Agent · Kalispell, MT

TJ Wendt - State Farm Insurance Agent in Kalispell, MT serves homeowners, businesses, and property managers seeking flood insurance protection. The agency helps clients understand flood risks common to the region and navigate policies offered through the National Flood Insurance Program. Customers can discuss coverage options tailored to their property’s location and needs. The office also assists residents and commercial clients in neighboring Whitefish and the surrounding Flathead Valley communities.

GI
1147 S Main St
Grachek Insurance
Flood Insurance Agent · Kalispell, MT

Grachek Insurance serves Kalispell and the surrounding Flathead Valley communities, providing guidance on flood insurance policies for residential and commercial properties. It assists property owners in understanding their coverage needs against potential flood risks common in Montana’s river and lake areas. The agency evaluates individual risk factors and existing policies to recommend appropriate federally backed or private flood solutions. For a typical job, Grachek Insurance begins by reviewing the property’s specific flood zone designation and coverage requirements.

TI
185 Commons Loop Suite C
Tamarack Insurance
Flood Insurance Agent · Kalispell, MT

Tamarack Insurance specializes in securing flood insurance policies for properties in Kalispell, MT, working with homeowners, renters, and commercial clients. Its general service work includes assessing local flood zone risks and guiding customers through the federal National Flood Insurance Program. With spring thaws and sudden mountain runoff events in northwest Montana, the company frequently helps property owners adjust coverage after a new flood map revision or a heavy snowpack melt.

AO
1327 U.S. Hwy 2 W #100
Aon
Flood Insurance Agent · Kalispell, MT

Aon, located in Kalispell, MT, offers flood insurance either as a one-time policy for immediate property protection or as a recurring annual plan for ongoing coverage. Their service helps clients secure financial reimbursement for structural and content damage caused by rising water. The agency tailors coverage limits and deductibles to fit local flood zone risks and residential or commercial needs. Service is available on a one-time, scheduled, or as-needed basis, often following a free consultation to assess the client’s specific property exposure.

BI
4 Meridian Ct
Bailey Insurance Services
Flood Insurance Agent · Kalispell, MT

Spring snowmelt and heavy rains can bring sudden flooding to Flathead Valley properties. Bailey Insurance Services in Kalispell, MT helps homeowners and businesses understand their flood risk and secure appropriate coverage. The agent explains how standard policies often exclude water damage from rising waters and guides clients through the National Flood Insurance Program options available. Customizing a policy to match local flood zone requirements is a standard part of the process. An appointment begins with a walk-through inspection of the property to assess foundation and drainage vulnerabilities.

MF
1088 N Meridian Rd
Montana First Insurance, Inc.
Flood Insurance Agent · Kalispell, MT

Montana First Insurance, Inc. works with property owners in the Kalispell area to evaluate and manage flood risk through tailored coverage options. As a dedicated flood insurance agent, the company specializes in helping clients navigate federal and private flood insurance policies that protect structures from water damage. These services extend to commercial operations as well, ensuring that offices, warehouses, and food service establishments are equally safeguarded against potential flooding losses.

PI
1205 S Main St
Paradox Insurance Agency
Flood Insurance Agent · Kalispell, MT

Paradox Insurance Agency in Kalispell, MT, helps residential homeowners secure flood insurance policies that protect their properties against water damage. The agency also assists commercial clients in the surrounding region with similar coverage needs. Services are available throughout the Kalispell area. Clients often return for policy reviews or updates between regular seasonal visits, ensuring their coverage remains adequate as local flood risks evolve.

HI
114 1st Ave W
Hebert Insurance Agency - Marlene Hebert
Flood Insurance Agent · Kalispell, MT
MM
165 Timberwolf Pkwy
Marsh McLennan Agency
Flood Insurance Agent · Kalispell, MT
(406) 758-4200
mmanorthwest.com/location/montana/kalispell
GI
30 5th St E Suite 101
Goosehead Insurance - Scott Countryman Agency
Flood Insurance Agent · Kalispell, MT
(406) 703-3002
getgoosehead.com
NR
1825 US Hwy 93 S Ste B
Northern Rockies Insurance Agency: Allstate Insurance
Flood Insurance Agent · Kalispell, MT
(406) 755-5566
agents.allstate.com/northern-rockies-insurance-agency-kalispell-mt.html
GI
707 W Center St
Goosehead Insurance - Rowdy Fee
Flood Insurance Agent · Kalispell, MT
(406) 204-3719
agents.goosehead.com/mt/kalispell/707-west-center-street
GI
38 E Washington St Ste #5
GlobalGreen Insurance Agency of Montana
Flood Insurance Agent · Kalispell, MT
(406) 314-6300
globalgreeninsuranceofmontana.com
CI
245 S Main St
Cogswell Insurance - Kalispell
Flood Insurance Agent · Kalispell, MT
(406) 755-8888
cogswellinsurance.com
HI
1342 Airport Rd
Hart Insurance Services, LLC
Flood Insurance Agent · Kalispell, MT
(406) 890-7795
hartinsurance.bz
IE
673 1st Ave W N
The Insurance Exchange
Flood Insurance Agent · Kalispell, MT
(406) 756-2500
montana.insure
TF
555 Corporate Dr STE 101
Taurus Flood: National Flood Services
Flood Insurance Agent · Kalispell, MT
(406) 756-8656
nationalfloodservices.com
HI
100 Financial Dr STE 110
HUB International
Flood Insurance Agent · Kalispell, MT
(406) 752-8693
hubinternational.com/offices/us/montana/kalispell

What Does a a Flood Insurance Agent in Kalispell Cost?

The cost of flood insurance in Kalispell Montana varies widely based on property location, elevation, and flood zone designation. Typical annual premiums for a standard NFIP policy in the area range from 700 to 2,500 dollars for a single-family home. Properties in high-risk zones or with low elevation may cost more. This is general information and not insurance advice.

About flood insurance agents in Kalispell

Flood insurance agents in Kalispell Montana help property owners secure coverage through the National Flood Insurance Program and private carriers. Many properties near Flathead Lake or along the Flathead River may require flood insurance as a condition of a mortgage. Montana law does not mandate flood insurance for all homeowners, but lenders often require it in designated flood zones.

Frequently Asked Questions

Do I need flood insurance in Kalispell Montana?

Flood insurance is not required by Montana state law for all homeowners. However, if your property is in a Special Flood Hazard Area as shown on FEMA flood maps, your mortgage lender will likely require it.

What does a flood insurance agent do in Kalispell?

A flood insurance agent helps you determine your flood zone risk, explains NFIP and private policy options, and assists with filing claims. They also guide you on elevation certificates and local building requirements in Flathead County.

How long does it take to get flood insurance in Kalispell?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. It is important to plan ahead and not wait until a storm is forecast.

Flood Insurance Agents in Other Montana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.