The top-rated flood insurance agent in Missoula, Montana is Glidewell, rated 5.0 stars across 507 reviews. Other highly rated options include Amann Insurance Solutions, Marsh McLennan Agency, Tamarack Insurance. This directory lists 20 flood insurance agents serving Missoula.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Glidewell | 1750 South Ave W #100 | (406) 728-0793 |
| 2 | Amann Insurance Solutions | 4100 Mullan Rd | (406) 550-6100 |
| 3 | Marsh McLennan Agency | 2925 Palmer St | (406) 721-1000 |
| 4 | Tamarack Insurance | 415 N Higgins Ave Suite 107 | (406) 270-2463 |
| 5 | Josh Rollins Insurance Agency: Summit States Agency Group | 1727 South Ave W | (406) 830-3073 |
| 6 | Treasure State Insurance | 321 SW Higgins Ave | (406) 258-7270 |
| 7 | Sapphire Mountain Insurance | 2nd Floor, 2825 Stockyard Rd A13 | (406) 546-5474 |
| 8 | Toby Hansen Agency | 425 S Orange St # A | (406) 721-8810 |
| 9 | Farmers Insurance - Daniel Blowers | 1705 S Reserve St | (406) 541-9885 |
| 10 | D L Williams Insurance Inc | 2505 S Russell St #220 | (406) 721-0336 |
Glidewell serves the Missoula County area as a flood insurance agent, helping property owners secure coverage against water damage from rivers and heavy rainfall. The company guides clients through National Flood Insurance Program policies and private insurance options to meet lender requirements and protect homes. Glidewell handles risk assessments and policy renewals for properties in Missoula’s designated flood zones.
Amann Insurance Solutions provides flood insurance policies and risk assessments for properties in Missoula, MT. They assist clients with understanding federal flood zone designations and navigating the National Flood Insurance Program. Regular policy reviews and coverage updates are offered to keep pace with changing flood maps and property values. The company services single-family homes, apartments, retail spaces, and restaurants.
Marsh McLennan Agency in Missoula, Montana, provides a full range of flood insurance services to help property owners secure necessary coverage against water damage. The company offers ongoing policy review and claim support to ensure clients maintain adequate protection as their needs change. Its service plans include annual assessments of flood zone maps and policy updates to reflect current risks. Marsh McLennan Agency serves single-family homes, apartments, retail businesses, and restaurants throughout the Missoula area.
Tamara***ck Insurance assists homeowners, businesses, and property managers in Missoula, Montana, with securing flood insurance policies. As a local agent, the company helps clients understand federal flood program requirements and assess their individual property risks. Guidance through the application process is provided, making it easier for property owners to obtain necessary coverage. In addition to serving Missoula itself, the agency also covers properties in the neighboring community of Bonner and the surrounding Missoula metro area.
Homeowners, businesses, and property managers in Missoula rely on Josh Rollins Insurance Agency: Summit States Agency Group for flood insurance guidance. The agency helps clients understand National Flood Insurance Program options and secure coverage tailored to their properties. As a local flood insurance agent, it navigates the unique flood risks posed by western Montana’s rivers and seasonal runoff. Its services extend to residents and commercial property owners in neighboring communities such as Bonner, helping them protect their assets against potential flooding events from the Clark Fork River.
Serving Missoula and nearby communities across western Montana, Treasure State Insurance handles residential and commercial flood insurance needs. The agency navigates local flood zone regulations and federal program guidelines to secure appropriate coverage for properties near rivers and creeks. Each client receives a detailed explanation of policy inclusions and exclusions based on their specific flood risk. To effectively address a claim, the company collaborates directly with clients to compile necessary documentation and submits it promptly for review.
Spring snowmelt and summer thunderstorms frequently raise water levels across western Montana, which makes coverage a prudent consideration for Missoula property owners. Toby Hansen Agency works as a flood insurance agent serving the area’s residential and commercial clients. A conversation with the agency can clarify National Flood Insurance Program options and what typical policies do and do not cover. Protection against flash flooding or gradual runoff begins with understanding your property’s specific risk. An initial consultation or site inspection helps establish suitable coverage limits for your home or business.
Farmers Insurance - Daniel Blowers provides property coverage in Missoula, MT, with a specialty as a flood insurance agent. The company offers policies that protect residential and commercial structures from water damage caused by rising waters or heavy runoff. Its services help property owners meet lender requirements and safeguard assets in flood-prone areas. The agency can assist with insurance needs for offices, warehouses, and food service operations.
D L Williams Insurance Inc serves Missoula, Montana, and the surrounding communities in the region’s flood-prone areas. It handles residential and commercial flood insurance policies, which are often required for properties located in designated flood zones. The agency works with clients to assess their specific coverage needs based on property location and flood risk maps. When handling a typical job, it evaluates the client’s property details and local flood history to recommend an appropriate policy that meets regulatory requirements and offers adequate financial protection.
What Does a a Flood Insurance Agent in Missoula Cost?
The cost of flood insurance in Missoula varies by property. An NFIP policy for a single-family home in a high-risk zone averages around 700 to 1,200 dollars per year. Lower-risk areas may see premiums of 400 to 600 dollars annually. Private market policies can be cheaper or more expensive depending on the carrier and coverage limits. This is general information and not insurance advice.
About flood insurance agents in Missoula
Flood insurance agents in Missoula Montana help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Missoula sits near the Clark Fork River and Bitterroot River, so many homes and businesses in floodplains may require a policy. Montana law does not mandate flood insurance, but lenders often require it for properties in high-risk zones.
Frequently Asked Questions
What does a flood insurance agent in Missoula do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain waiting periods and elevation certificate requirements specific to Missoula County.
Do I need flood insurance if I live outside a flood zone in Missoula?
Even properties outside mapped high-risk zones can flood. Many Missoula agents recommend considering a Preferred Risk Policy, which offers lower rates for moderate-to-low risk areas. Over 20 percent of NFIP claims come from outside high-risk zones.
How long does it take for flood insurance to start in Montana?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waits. Plan ahead, especially if you are closing on a home or see a storm forecast.
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