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HomeFlood Insurance AgentsMontana › Great Falls

Find Flood Insurance Agents Near You in Great Falls, MT

Browse flood insurance agents serving Great Falls, Montana. Updated 2026-07-14.

The top-rated flood insurance agent in Great Falls, Montana is Todd Neighbor at Comparion Insurance Agency, rated 5.0 stars across 69 reviews. Other highly rated options include Advanced Agency Alliance, Mike Smith - Representing Smith Family Insurance Agency, Cogswell Insurance Agency. This directory lists 20 flood insurance agents serving Great Falls.

Showing 20 flood insurance agents in Great Falls, MTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Todd Neighbor at Comparion Insurance Agency1703 2nd Ave N(406) 217-1442
2Advanced Agency AllianceSouth Side of Building, 408 9th St S(406) 727-0230
3Mike Smith - Representing Smith Family Insurance Agency33 Division Rd #1(406) 453-6453
4Cogswell Insurance Agency800 9th St S(406) 761-5000
5Marsh McLennan Agency405 3rd St NW 3rd floor(406) 761-1160
6Reilly Insurance Agency FARMERS UNION INSURANCE314 Central Ave(406) 952-4343
7Farm Bureau Insurance - Amanda Martin Agency807 13th Ave S(406) 453-5255
8Tschetter Agency- Farmers Union325 Smelter Ave NE(406) 836-9320
9McMeel Insurance Agency721 Central Ave Suite 209(406) 453-1580
10Goosehead Insurance - Craig Houston2022 Central Ave Suite 16(406) 414-9752
TN
1703 2nd Ave N
Todd Neighbor at Comparion Insurance Agency
Flood Insurance Agent · Great Falls, MT

Todd Neighbor at Comparion Insurance Agency serves the Great Falls, Montana, metro area and provides professional flood insurance agent services. This agency helps residential and commercial property owners understand their flood risk and secure appropriate coverage through the National Flood Insurance Program and private market options. Flood insurance is essential in this region due to seasonal snowmelt and heavy rain. Todd Neighbor handles policy comparisons and claims assistance for local flood exposures.

AA
South Side of Building, 408 9th St S
Advanced Agency Alliance
Flood Insurance Agent · Great Falls, MT

Advanced Agency Alliance provides flood insurance coverage tailored to properties in the Great Falls, Montana area. The agency assesses flood risks and helps clients select appropriate policies for protection against water damage. They offer annual policy reviews to ensure coverage remains aligned with changing property conditions or regulatory requirements. Maintenance plans include reminders for flood zone map updates and renewal deadlines. The company services single-family homes, apartments, retail storefronts, and local restaurants.

MS
33 Division Rd #1
Mike Smith - Representing Smith Family Insurance Agency
Flood Insurance Agent · Great Falls, MT

Serving Great Falls and surrounding communities, Mike Smith’s family agency handles flood insurance policies for homeowners and businesses. The agent assesses specific property risks tied to local runoff and river patterns, helping clients understand federal program requirements and coverage limits. For each typical job, he reviews flood zone maps and elevation data to tailor a policy that aligns with the property’s exact exposure.

CI
800 9th St S
Cogswell Insurance Agency
Flood Insurance Agent · Great Falls, MT

Cogswell Insurance Agency serves homeowners, businesses, and property managers in Great Falls, MT, helping them secure flood coverage to protect against damage from the Missouri River and local waterways. As a specialized flood insurance agent, the company guides clients through available policies to meet their specific risk needs. It also assists customers in neighboring communities like Black Eagle and the surrounding Cascade County area, ensuring broader coverage options across the metro region.

MM
405 3rd St NW 3rd floor
Marsh McLennan Agency
Flood Insurance Agent · Great Falls, MT

Marsh McLennan Agency provides flood insurance coverage to residents and businesses in Great Falls, Montana. Their work includes assessing property risk and securing policies for those in flood-prone areas. They also offer guidance on necessary add-ons to standard policies, such as coverage for contents or increased replacement cost. This agency serves a variety of commercial sectors, including local offices needing protection for equipment, warehouses storing valuable inventory, and food service establishments concerned with potential water damage.

RI
314 Central Ave
Reilly Insurance Agency FARMERS UNION INSURANCE
Flood Insurance Agent · Great Falls, MT

Providing specialty services tailored to the complexities of flood insurance, Reilly Insurance Agency FARMERS UNION INSURANCE assists clients in securing the right coverage for their specific property needs while navigating the regulations of the National Flood Insurance Program. General service work includes policy reviews, risk consultations, and application assistance for both residential and commercial structures throughout the Great Falls, MT area. As spring snowmelt raises the Missouri River level, the agency helps local property owners address vulnerability to seasonal runoff flooding.

FB
807 13th Ave S
Farm Bureau Insurance - Amanda Martin Agency
Flood Insurance Agent · Great Falls, MT

Farm Bureau Insurance - Amanda Martin Agency in Great Falls, MT, provides flood insurance agents who can help homeowners understand the difference between a one-time policy for singular flood events and recurring coverage for ongoing annual protection. Their agents assist clients in selecting a plan that addresses specific property risks from local waterways and heavy rainfall. Service is available on a scheduled basis by appointment to assess needs and finalize coverage.

TA
325 Smelter Ave NE
Tschetter Agency- Farmers Union
Flood Insurance Agent · Great Falls, MT

After heavy rain or rapid snowmelt threatens the Great Falls area, property owners often seek protection against rising water. Tschetter Agency- Farmers Union provides flood insurance policies designed to cover residential and commercial structures from such damage. The agency explains policy options, coverage limits, and federal program requirements to local clients. After an initial conversation about risk exposure, the agent typically schedules a property inspection to assess specific vulnerabilities before issuing a policy quote.

MI
721 Central Ave Suite 209
McMeel Insurance Agency
Flood Insurance Agent · Great Falls, MT

McMeel Insurance Agency in Great Falls, MT provides residential flood insurance services to homeowners seeking protection against water damage. Their commercial flood insurance coverage also serves local businesses requiring financial safeguards from flood risks. The agency serves clients throughout the Great Falls area and surrounding communities. They offer follow-up consultations and repeat service to adjust policies between regular visits as property values or flood zones may change.

GI
2022 Central Ave Suite 16
Goosehead Insurance - Craig Houston
Flood Insurance Agent · Great Falls, MT

Goosehead Insurance – Craig Houston provides property insurance coverage for residential and commercial clients in Great Falls, Montana. Their specialty is flood insurance, which helps protect structures and contents against rising water damage often excluded by standard policies. This service is critical for properties near rivers or low-lying areas prone to seasonal flooding. The agency can serve various commercial sectors, including offices, warehouses, and food service businesses, tailoring flood protection to their specific operational needs.

FI
222 15th St S ste a
Fosse Insurance Inc
Flood Insurance Agent · Great Falls, MT
(406) 510-3460
fosseinsurance.com
LG
21 3rd St N Suite 3B
Leavitt Great West
Flood Insurance Agent · Great Falls, MT
(406) 453-0409
leavitt.com/greatwest
PI
605 6th St SW
Premier Insurance Agency
Flood Insurance Agent · Great Falls, MT
(406) 224-9854
HI
400 Park Dr S
HUB International
Flood Insurance Agent · Great Falls, MT
(406) 453-1464
hubinternational.com/offices/us/montana/great-falls
HA
300 River Dr #3
Hinebauch Agency - Insurance Agency in Great Falls
Flood Insurance Agent · Great Falls, MT
(406) 453-8413
hinebauchagency.com
AI
207 Smelter Ave NE #2nd
Advantage Insurance Agency LLC
Flood Insurance Agent · Great Falls, MT
(406) 452-2956
advins.org
GF
600 25th St N
Great Falls Insurance Center
Flood Insurance Agent · Great Falls, MT
(406) 452-7283
greatfallsinsurancecenter.com
CF
5000 9th Ave S
Cascade Farmers Mutual Insurance Company
Flood Insurance Agent · Great Falls, MT
(406) 453-3923
cascadefarmersmutual.com
PM
300 2nd Ave S
Prairie Mountain Insurance
Flood Insurance Agent · Great Falls, MT
(406) 216-3300
prairiemountaininsurance.com
EI
117 1st Ave N
Erwin Insurance
Flood Insurance Agent · Great Falls, MT
(406) 761-3300
erwinagency.com

What Does a a Flood Insurance Agent in Great Falls Cost?

The cost of flood insurance in Great Falls, Montana varies based on your property's flood zone, elevation, building characteristics, and coverage amount. An average NFIP policy in Montana costs around 700 to 1,200 dollars per year, but rates can be higher for high-risk areas. Preferred Risk Policies for lower-risk zones can cost as little as 400 dollars annually. Private flood insurance may offer different pricing. This is general information, not insurance advice.

About flood insurance agents in Great Falls

Flood insurance agents in Great Falls, Montana help property owners secure coverage through the National Flood Insurance Program and private markets. Many properties near the Missouri River or in designated flood zones require flood insurance as a condition of a mortgage. Montana law does not mandate flood insurance for all properties, but lenders often require it for homes in high-risk areas.

Frequently Asked Questions

Do I need flood insurance in Great Falls Montana?

Flood insurance is not required by Montana state law for all properties. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, so many agents recommend coverage.

How do I find a flood insurance agent in Great Falls?

You can search for licensed insurance agents in Great Falls who offer flood policies through the National Flood Insurance Program or private insurers. The Montana Insurance Department website provides a list of licensed agents. Local real estate agents and mortgage lenders can also provide referrals.

What does a flood insurance policy in Montana typically cover?

A standard NFIP flood insurance policy covers direct physical damage to your home and belongings from flooding. This includes damage from heavy rain, snowmelt, or overflowing rivers. Coverage limits for a home are up to 250,000 dollars and for contents up to 100,000 dollars. Private policies may offer higher limits.

Flood Insurance Agents in Other Montana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.