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Browse flood insurance agents serving Lakewood, New Jersey. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Lakewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 19 flood insurance agents in Lakewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
PRIME Insurance Agency
960 E County Line Rd, Lakewood, NJ 08701
(732) 886-5751
primeins.com
Cosmo Insurance Agency
1600 Ave of the States #408, Lakewood, NJ 08701
(732) 363-3888
cosmoins.com
Sterling Property and Casualty
20 4th St Suite 211, Lakewood, NJ 08701
(732) 730-7130
sterlingpandc.com
Stonebrook Insurance Group
500 River Ave Suite 230, Lakewood, NJ 08701
(732) 905-4100
stonebrookins.com
Mitchell Hnatt: Allstate Insurance
1900 NJ-70, Lakewood, NJ 08701
(732) 477-6900
agents.allstate.com
Ben Goldfischer: Allstate Insurance
300 Main St, Lakewood, NJ 08701
(732) 719-4050
agents.allstate.com
Wilhelm
699 Cross St #1, Lakewood, NJ 08701
(732) 961-1551
wilhelmrisk.com
Ideal Insurance Agency
326 3rd St, Lakewood, NJ 08701
(732) 363-8300
idealinsuranceagencynj.com
5 Minute Insure
300 Boulevard of the Americas Suite 105, Lakewood, NJ 08701
(877) 707-8555
5minuteinsure.com
AGA Insurance
1200 River Ave, Lakewood, NJ 08701
(732) 370-3028
againsure.com
J&R Insurance Agency & Financial Services LLC
1400 Ocean Ave, Lakewood, NJ 08701
(732) 363-1625
jrinsuranceagency.com
Insurance Agency New Jersey
1166 River Ave, Lakewood, NJ 08701
(551) 273-4713
Forever Insurance LLC
435 NJ-70, Lakewood, NJ 08701
(551) 239-6852
Skyscraper Insurance
535 E County Line Rd Suite 16, Lakewood, NJ 08701
(212) 470-1953
skyscraperinsurance.com
Sure Co Agency Inc
300 Boulevard of the Americas, Lakewood, NJ 08701
(732) 730-8700
surecoagency.com
Fidella Insurance Agency, A Division of World
15 America Ave #202, Lakewood, NJ 08701
(732) 222-4500
fidellaplus.com
Shapiro David
241 4th St, Lakewood, NJ 08701
(732) 364-2555
Friedman Associates of Nj
212 2nd St, Lakewood, NJ 08701
(732) 363-6444
The Moffett Agency
1095 Ocean Ave, Lakewood, NJ 08701
(732) 301-4204
moffettagency.com
Flood insurance agents in Lakewood New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Lakewood residents face unique flood risks from coastal storms and inland flooding, making local agent guidance essential.
What Does a Flood Insurance Agent in Lakewood Cost?
Typical flood insurance costs in New Jersey range from 700 to 2,500 dollars per year for a standard NFIP policy in moderate risk zones. Lakewood properties in high risk zones may see premiums from 1,500 to 4,000 dollars annually. Actual cost depends on flood zone elevation building characteristics and deductible chosen. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Lakewood do?
A flood insurance agent evaluates your property flood risk and helps you choose a policy that meets lender requirements and state regulations. They explain coverage limits and exclusions for your Lakewood home or business.
Is flood insurance required in Lakewood New Jersey?
Yes if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. New Jersey follows FEMA flood maps for Lakewood which designate zones A and V for high risk.
How long does it take to get flood insurance in Lakewood?
Standard NFIP policies have a 30 day waiting period before coverage begins. Private insurers may offer shorter waiting times. Plan ahead to avoid gaps in coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.