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Find Flood Insurance Agents Near You in Livingston, NJ
Compare flood insurance agents in Livingston. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Livingston, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 flood insurance agents in Livingston, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sandra Suarez - State Farm Insurance Agent
2 E Northfield Rd Suite #6, Livingston, NJ 07039
(973) 994-0500
sandramyagent.com
Max Title Agency
70 S Orange Ave, Livingston, NJ 07039
(973) 410-0205
maxtitleagency.com
Infinity Guard Insurance Agency
600 S Livingston Ave, Livingston, NJ 07039
(973) 315-7621
Florence Insurance NJ
75 County Rd 508, Livingston, NJ 07039
(862) 201-5025
integratedplan.net
Mike Petronella - State Farm Insurance Agent
104 S Livingston Ave, Livingston, NJ 07039
(973) 994-0472
mikepetronella.com
World Insurance Associates LLC
301 S Livingston Ave # 100, Livingston, NJ 07039
(973) 994-9898
locations.worldinsurance.com
JONATHAN CASTANEDA: Allstate Insurance
34 S Livingston Ave #2b, Livingston, NJ 07039
(973) 535-1280
agents.allstate.com
Strategic Insurance Agency Inc.
568 S Livingston Ave, Livingston, NJ 07039
(973) 422-1324
strategic-insurance.com
Wharton Lyon Lyon
101 S Livingston Ave, Livingston, NJ 07039
(973) 992-5775
whartoninsurance.com
Livingston, New Jersey homeowners and business owners can work with a flood insurance agent to secure coverage against flood damage. New Jersey law requires flood insurance for properties in high-risk zones with a federally backed mortgage. An agent can explain the National Flood Insurance Program (NFIP) and private market options available in Essex County.
What Does a Flood Insurance Agent in Livingston Cost?
In New Jersey, flood insurance premiums for an NFIP policy average between 700 and 2,500 dollars per year for a single-family home. Factors such as the property elevation, flood zone designation, and deductible choice affect the final cost. Private flood insurance may offer lower rates or higher coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Livingston, New Jersey?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many property owners choose to purchase a policy.
What does a flood insurance agent in Livingston do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private flood insurance policies, and complete the application. They can also assist with filing claims and understanding policy limits and deductibles.
How much does flood insurance cost in New Jersey?
Costs vary based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private policies may offer different rates. An agent can provide a specific quote for your Livingston property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.