The top-rated flood insurance agent in Livingston, New Jersey is Sandra Suarez - State Farm Insurance Agent, rated 4.9 stars across 115 reviews. Other highly rated options include Max Title Agency, Infinity Guard Insurance Agency, Florence Insurance NJ. This directory lists 10 flood insurance agents serving Livingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sandra Suarez - State Farm Insurance Agent | 2 E Northfield Rd Suite #6 | (973) 994-0500 |
| 2 | Max Title Agency | 70 S Orange Ave | (973) 410-0205 |
| 3 | Infinity Guard Insurance Agency | 600 S Livingston Ave | (973) 315-7621 |
| 4 | Florence Insurance NJ | 75 County Rd 508 | (862) 201-5025 |
| 5 | World Insurance Associates LLC | 301 S Livingston Ave # 100 | (973) 994-9898 |
| 6 | Mike Petronella - State Farm Insurance Agent | 104 S Livingston Ave | (973) 994-0472 |
| 7 | JONATHAN CASTANEDA: Allstate Insurance | 34 S Livingston Ave #2b | (973) 535-1280 |
| 8 | Strategic Insurance Agency Inc. | 568 S Livingston Ave | (973) 422-1324 |
| 9 | Kore Insurance Holdings | 354 Eisenhower Parkway, Plaza 1, 354 Eisenhower Pkwy | (973) 994-3131 |
| 10 | Wharton Lyon Lyon | 101 S Livingston Ave | (973) 992-5775 |
What Does a a Flood Insurance Agent in Livingston Cost?
In New Jersey, flood insurance premiums for an NFIP policy average between 700 and 2,500 dollars per year for a single-family home. Factors such as the property elevation, flood zone designation, and deductible choice affect the final cost. Private flood insurance may offer lower rates or higher coverage limits. This is general information and not insurance advice.
About flood insurance agents in Livingston
Livingston, New Jersey homeowners and business owners can work with a flood insurance agent to secure coverage against flood damage. New Jersey law requires flood insurance for properties in high-risk zones with a federally backed mortgage. An agent can explain the National Flood Insurance Program (NFIP) and private market options available in Essex County.
Frequently Asked Questions
Do I need flood insurance in Livingston, New Jersey?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many property owners choose to purchase a policy.
What does a flood insurance agent in Livingston do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private flood insurance policies, and complete the application. They can also assist with filing claims and understanding policy limits and deductibles.
How much does flood insurance cost in New Jersey?
Costs vary based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private policies may offer different rates. An agent can provide a specific quote for your Livingston property.
Flood Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Elizabeth · Fair Lawn · Fairfield · Fort Lee · Freehold · Hackensack · Hamilton Township