The top-rated flood insurance agent in Medford, New Jersey is J.S. Braddock Agency, rated 4.9 stars across 118 reviews. Other highly rated options include Michael J. McDyer: Allstate Insurance, Carinne Leisey-Gulati - State Farm Insurance Agent, T.C. Irons Insurance Agency. This directory lists 12 flood insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | J.S. Braddock Agency | 22 N Main St | (609) 654-5800 |
| 2 | Michael J. McDyer: Allstate Insurance | 649 Stokes Rd | (609) 654-1426 |
| 3 | Carinne Leisey-Gulati - State Farm Insurance Agent | 560 Stokes Rd Ste 24 | (609) 257-4164 |
| 4 | T.C. Irons Insurance Agency | 708 Stokes Rd Suite A | (609) 953-2282 |
| 5 | Mills Insurance Group LLC | 715 Stokes Rd Suite 201 | (609) 385-1975 |
| 6 | Farmers Insurance - Ronald Bradberry | 520 Stokes Rd Ste A1 | (813) 477-0297 |
| 7 | Diamond Shield Insurance NJ | 6 Tidswell Ave | (609) 493-7038 |
| 8 | C.B. Smith Agency - Insurance | 152 Himmelein Rd #5 | (609) 654-6402 |
| 9 | The Naurath Agency LLC | 2 N Main St Unit 104 | (856) 477-2418 |
| 10 | Mid Atlantic Insurance Agency | 33 S Main St FL 2 | — |
J.S. Braddock Agency, based in Medford, New Jersey, serves homeowners and businesses across Burlington County as a flood insurance agent. The agency helps clients secure National Flood Insurance Program policies, which are essential for properties in designated flood zones. It also assists with understanding flood map updates and obtaining proper coverage limits. Services handled in this area include evaluating risks for coastal and riverside properties and guiding clients through the claims process after a flood event.
Michael J. McDyer: Allstate Insurance offers a range of flood insurance services for properties within the Medford, New Jersey area. Its service plans include explaining policy options, assisting with required documentation, and providing ongoing support for claims or policy adjustments. The agency also helps clients understand local flood zone requirements to secure necessary coverage. It services single-family homes, apartments, retail, and restaurants.
Carinne Leisey-Gulati - State Farm Insurance Agent serves homeowners, businesses, and property managers in Medford, New Jersey, by providing flood insurance policies that cover structural damage and contents loss from rising water. The agency helps property owners understand the limitations of standard hazard policies and navigate federal flood program requirements. As a flood insurance agent, it assists clients in assessing their property’s risk and selecting appropriate coverage limits. The office also serves neighboring communities in Burlington County, including Mount Laurel, Lumberton, and the surrounding Philadelphia metro area.
T.C. Irons Insurance Agency serves Medford, New Jersey, and its surrounding communities as a flood insurance agent. The company handles policies for residential and commercial properties needing coverage against rising water events. It works with standard flood insurance programs to help property owners secure necessary protection. To manage a typical policy, the agency first evaluates the property’s flood zone and coverage requirements, then matches clients with appropriate plan options.
Mills Insurance Group LLC offers specialty services in securing flood insurance policies for properties in Medford, NJ. The agency generally assists clients with evaluating flood risk, navigating coverage options, and applying for policies through the National Flood Insurance Program. Given Medford’s proximity to waterways and seasonal storm patterns, the agency is particularly helpful for homeowners ensuring coverage before the onset of spring thaws and hurricane season.
Flood insurance agents typically offer both one-time policies for individual properties and recurring multi-year coverage options that renew automatically to maintain continuous protection. At Farmers Insurance - Ronald Bradberry, clients in Medford, New Jersey, can discuss standard policies covering structural damage and contents from rising water, as well as broader plans addressing basement flooding and debris removal. Different quotes help match each homeowner’s risk level without pressure. That said, quoting and policy adjustments are offered on an as-needed basis when visiting the agency.
As the flood season approaches in Medford, NJ, homeowners begin assessing their need for water damage protection. Diamond Shield Insurance NJ offers specialized flood insurance agency services tailored to properties near local waterways and low-lying areas. They work to identify appropriate coverage options for structures at risk of storm surge or flash flooding. A policyholder can schedule a property inspection on their website, which allows the agency to evaluate specific flood zone risks before recommending the final policy terms.
C.B. Smith Agency - Insurance serves clients in Medford, New Jersey, helping property owners understand their options for flood coverage. The agency focuses on navigating the specific risks and requirements of this region, where flood insurance is a critical consideration for many homes and businesses. It can assist in evaluating policies for residential properties and also provides guidance to commercial sectors, including offices, warehouses, and food service operations.
The Naurath Agency LLC provides residential flood insurance services for homeowners in Medford, New Jersey. The agency also assists local businesses in securing commercial flood coverage throughout the surrounding area. Their work helps property owners understand the specific flood risks and navigate policy options that comply with local requirements. Clients can connect with the agency for follow-up service between regular visits, such as when property values change or when flood maps are updated, to ensure their coverage remains appropriate.
What Does a a Flood Insurance Agent in Medford Cost?
Typical flood insurance costs in New Jersey range from 700 to 2,500 dollars per year for an NFIP policy, depending on flood zone, elevation, and building value. Private policies may cost more but often offer higher coverage limits. Costs vary by case, so an agent can provide a specific quote. This is general information, not insurance advice.
About flood insurance agents in Medford
Flood insurance agents in Medford, New Jersey help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) and private carriers. Medford properties near the Rancocas Creek or in designated flood zones may require flood insurance as a condition of a mortgage. New Jersey law requires agents to be licensed and to disclose policy exclusions clearly to clients.
Frequently Asked Questions
What does a flood insurance agent in Medford do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and waiting periods specific to New Jersey flood zones.
Is flood insurance required in Medford New Jersey?
Flood insurance is required if your property is in a high-risk flood zone and you have a federally backed mortgage. Even in moderate-risk areas, many Medford homeowners choose to buy coverage because flooding can occur outside mapped zones.
How do I choose a flood insurance agent in Medford?
Look for an agent licensed in New Jersey with experience in NFIP rules and private flood insurance. Ask about their knowledge of local flood maps and the 30-day waiting period before coverage takes effect.
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