The top-rated flood insurance agent in Parsippany, New Jersey is Ronald Owens at Comparion Insurance Agency, rated 5.0 stars across 292 reviews. Other highly rated options include Said Shamsudin - State Farm Insurance Agent, NJM Insurance Group - Parsippany, NJ, Love Parikh at Comparion Insurance Agency. This directory lists 15 flood insurance agents serving Parsippany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ronald Owens at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4335 |
| 2 | Said Shamsudin - State Farm Insurance Agent | 342 Parsippany Rd | (973) 334-5111 |
| 3 | NJM Insurance Group - Parsippany, NJ | 1 Sylvan Way | (973) 455-7200 |
| 4 | Love Parikh at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 512-6835 |
| 5 | Comparion Insurance Agency | 4 Campus Dr #102 | (973) 539-6080 |
| 6 | Ben Michalik: Allstate Insurance | 342 Parsippany Rd | (973) 884-8700 |
| 7 | Benefits Insurance New Jersey | 600 Parsippany Rd | (973) 221-4606 |
| 8 | Secure Insurance LLC | 399 Jefferson Rd | (973) 221-2383 |
| 9 | Bright Insurance NJ | 189 E Halsey Rd | (973) 218-5725 |
| 10 | Liberty Line Insurance, NJ | 5 Sylvan Way | (973) 315-5144 |
Ronald Owens at Comparion Insurance Agency serves the Parsippany, New Jersey area as a flood insurance agent. The company connects homeowners and commercial property owners with coverage to protect against water damage from storms and rising waters. Policies are arranged through various carriers to address the flood risks common in local watershed zones. This agency helps residents secure National Flood Insurance Program policies and assists with excess flood coverage for higher-value properties.
Said Shamsudin - State Farm Insurance Agent serves homeowners, businesses, and property managers in Parsippany, New Jersey, by providing flood insurance coverage essential for protecting properties against water damage from storms and rising waters. The agency helps clients understand flood zone requirements and policy options tailored to their specific property types and risk levels. It also assists with filing claims and adjusting coverage as conditions change. In addition to Parsippany, the agency serves clients throughout Morris County, including neighboring communities such as Montville and Morris Plains.
NJM Insurance Group in Parsippany provides comprehensive flood insurance agency services including policy consultations, risk assessments, and claims assistance for property owners. The guidance helps clients navigate National Flood Insurance Program options. Service plans include annual policy reviews and proactive advice on mitigation measures. The offered coverage protects a variety of property types, such as single-family homes, apartment buildings, retail establishments, and restaurants in the local area.
Love Parikh at Comparion Insurance Agency serves Parsippany, New Jersey, and the surrounding communities, handling flood insurance policies for homes and businesses. It manages property damage protection caused by rising water from storms or overflow. The agency explains coverage options and risk factors for properties in designated flood zones. It assesses a client’s specific needs before presenting plans from multiple carriers and directs the application paperwork from initial quote through policy binding.
Comparion Insurance Agency serves Morris County and the surrounding area as a Flood Insurance Agent in Parsippany, New Jersey. The company helps property owners understand their risk of flooding and navigate the requirements for flood coverage. It works closely with clients to assess specific needs for their homes or commercial buildings. The agency assists with policy selection and manages the application process for flood insurance through the National Flood Insurance Program and private market options.
Ben Michalik: Allstate Insurance in Parsippany, NJ, provides flood insurance agency services, explaining the key difference between the one-time purchase of a federal policy and the recurring service options of a private policy. Coverage protects residential and commercial structures against direct physical loss from flood events common in this region. Clients may choose between one-time quotes for specific projects or a recurring service plan for ongoing property protection. Service operates on a one-time or as-needed basis to meet individual risk management needs.
Benefits Insurance New Jersey in Parsippany offers personalized flood insurance coverage options and helps clients analyze their specific flood risks. It provides guidance on policy selection and navigation of the National Flood Insurance Program. As a local agency, it serves homeowners and businesses in the surrounding area, assisting with claims preparation and documentation requirements. When seasonal storms or heavy snowmelt threaten to cause basement flooding or overland water damage, it helps clients secure coverage before weather-driven flood watch periods begin.
After heavy rain or a sudden spring thaw raises water levels in Morris County, the risk in low-lying areas becomes real for homeowners. Secure Insurance LLC, located in Parsippany, NJ, works with property owners to review their existing coverage and identify potential gaps specific to local flood zones. This agency helps clients understand the distinctions between typical homeowners insurance and the separate flood protection policies available through the National Flood Insurance Program. An in-person property inspection is typically the first step they offer to assess individual risk factors.
Bright Insurance NJ provides flood insurance coverage and related risk management guidance for properties throughout Parsippany, New Jersey. The agency specializes in helping clients understand National Flood Insurance Program policies and private flood insurance options. Its brokers can review flood maps and advise on coverage limits to protect against storm surge and inland flooding. Commercial services accommodate office buildings, warehouses, and food service establishments in flood-prone areas.
Liberty Line Insurance, NJ in Parsippany provides residential flood insurance guidance, helping homeowners assess their property protection options. The agency also offers commercial flood coverage for local businesses facing similar water-damage risks. Throughout New Jersey, where seasonal storms and flooding are routine concerns, the agent works with clients to select appropriate policies. After claims are processed or policies are implemented, follow-up service is available to adjust coverage or address inquiries between regular policy review visits.
What Does a a Flood Insurance Agent in Parsippany Cost?
Typical flood insurance costs in New Jersey range from 700 to 2,500 dollars per year for NFIP policies. Private flood insurance may cost more or less depending on your property risk and coverage amount. Actual costs vary based on flood zone elevation building type and deductible chosen. This is general information and not insurance advice.
About flood insurance agents in Parsippany
Flood insurance agents in Parsippany New Jersey help property owners secure coverage against flood damage. New Jersey law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Agents can guide you through the National Flood Insurance Program and private market options to meet your needs.
Frequently Asked Questions
What does a flood insurance agent in Parsippany do?
A flood insurance agent helps you find and purchase flood insurance policies. They assess your flood risk based on FEMA flood maps and property location. They also assist with policy renewals and claims questions.
Is flood insurance required in Parsippany New Jersey?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even if not required, many homeowners choose coverage because heavy rain and storms can cause flooding outside mapped zones.
How do I choose a flood insurance agent in Parsippany?
Look for an agent licensed in New Jersey with experience in flood insurance. Ask about their knowledge of local flood zones and NFIP rules. A good agent will explain policy limits deductibles and waiting periods clearly.
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