ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Wayne, NJ

Browse flood insurance agents serving Wayne, New Jersey. Updated 2026-07-14.

The top-rated flood insurance agent in Wayne, New Jersey is Maria Alawi - State Farm Insurance Agent, rated 4.9 stars across 353 reviews. Other highly rated options include Cajilema & Simpson Insurance Solutions, Joe Nachbaur - State Farm Insurance Agent, Jason Bush - State Farm Insurance Agent. This directory lists 10 flood insurance agents serving Wayne.

Showing 10 flood insurance agents in Wayne, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Maria Alawi - State Farm Insurance Agent789 Hamburg Tpke(862) 221-9707
2Cajilema & Simpson Insurance Solutions600 Valley Rd suite 208(201) 707-7499
3Joe Nachbaur - State Farm Insurance Agent458 Hamburg Tpke(973) 938-5342
4Jason Bush - State Farm Insurance Agent660 Valley Rd(973) 697-1005
5Gillespie Public Adjusters1700 NJ-23 #150(973) 850-3130
6Goosehead Insurance - Verdi Kaba1401 Valley Rd(973) 777-3411
7Wayne Insurance Team23 Willowbrook Blvd(732) 426-3554
8Crown Insurance Agency1 Hamburg Tpke(862) 377-0770
9Coe Group1044 NJ-23 Ste 311(973) 628-0800
10Ontell Agency Inc1341 Hamburg Tpke(973) 628-1600
MA
789 Hamburg Tpke
Maria Alawi - State Farm Insurance Agent
Flood Insurance Agent · Wayne, NJ

Maria Alawi - State Farm Insurance Agent serves homeowners and businesses in Wayne, New Jersey, and the greater Passaic County area. As a flood insurance agent, the agency assists clients in securing policies that cover rising water and overflow damage from natural events. Coverage options help protect against structural harm and property loss, especially important in flood-prone regions. The agency also provides guidance on claim filing and policy adjustments. This location handles both residential flood insurance and commercial flood protection plans.

CS
600 Valley Rd suite 208
Cajilema & Simpson Insurance Solutions
Flood Insurance Agent · Wayne, NJ

Cajilema & Simpson Insurance Solutions offers flood insurance coverage and risk assessment services for properties in Wayne, New Jersey, and the surrounding region. The agency assists clients in selecting appropriate policies and provides guidance on required documentation and compliance with local floodplain regulations. It also helps homeowners and business owners review existing coverage or adjust plans after changes in property or zoning. The firm serves single-family homes, apartments, retail spaces, and restaurants.

JN
458 Hamburg Tpke
Joe Nachbaur - State Farm Insurance Agent
Flood Insurance Agent · Wayne, NJ

Joe Nachbaur - State Farm Insurance Agent in Wayne, NJ serves homeowners, businesses, and property managers who need protection against flood damage. The agency helps clients understand National Flood Insurance Program options and navigate flood zone requirements. As a local provider, it assists with policy selection and claims guidance for residential and commercial properties in flood-prone areas. Coverage support is available for communities across Passaic County, including neighboring Little Falls and the surrounding Wayne region.

JB
660 Valley Rd
Jason Bush - State Farm Insurance Agent
Flood Insurance Agent · Wayne, NJ

Jason Bush - State Farm Insurance Agent serves Wayne, New Jersey, and the surrounding communities in northern Passaic County. It handles flood insurance policies designed to protect residential and commercial properties from water damage due to heavy rainfall or rising waterways. The agency works with homeowners to review their specific coverage needs under the National Flood Insurance Program. For a typical job, it begins by assessing the property’s flood zone and then discusses suitable policy options to match the client’s risk.

GP
1700 NJ-23 #150
Gillespie Public Adjusters
Flood Insurance Agent · Wayne, NJ

Gillespie Public Adjusters in Wayne, NJ recognizes the distinction between a typical one-time policy purchase and the recurring option of an annual flood insurance plan that renews automatically. As a flood insurance agent, the company helps secure coverage for residential structures and their contents against rising water. Guidance through the federal program’s elevation certificates and flood zone maps is a routine part of their consultation. Their service for flood insurance policies and claim assistance arrangements runs on both a one-time single-policy and an as-needed basis following a flood loss.

GI
1401 Valley Rd
Goosehead Insurance - Verdi Kaba
Flood Insurance Agent · Wayne, NJ

Goosehead Insurance - Verdi Kaba provides flood insurance agent services in Wayne, New Jersey. The company assists property owners with securing coverage that addresses water damage risks from storms and rising waters. Policies from this agency help protect residential and commercial structures against financial loss caused by flooding events common to the region. The agent guides clients through policy options and claim processes. It specifically helps manage concerns about basement flooding and property damage during the seasonal spring thaw and heavy rain periods.

WI
23 Willowbrook Blvd
Wayne Insurance Team
Flood Insurance Agent · Wayne, NJ

As spring rains and seasonal storms arrive in Wayne, flood concerns naturally rise for local homeowners. The Wayne Insurance Team helps property owners assess their specific flood risk and navigate available coverage options. Their agents explain the distinctions between standard homeowner policies and necessary flood endorsements, clarifying common misconceptions about water damage protection. Each consultation begins by reviewing the property’s location within designated flood zones and discussing NFIP requirements. A thorough inspection of the building’s foundation and elevation is then scheduled to determine appropriate coverage.

CI
1 Hamburg Tpke
Crown Insurance Agency
Flood Insurance Agent · Wayne, NJ

Crown Insurance Agency offers property insurance coverage for homeowners and businesses in the Wayne, New Jersey area. Its specialty work includes advising clients on federal flood insurance policies, which are essential for properties in designated flood zones. The agency can help assess a property’s unique flood risk and explain the standard waiting periods for new policy activation. Its commercial services are available for offices, warehouses, and food service operations that require customized flood protection tailored to their building exposures.

CG
1044 NJ-23 Ste 311
Coe Group
Flood Insurance Agent · Wayne, NJ

Coe Group in Wayne, NJ provides flood insurance for residential properties, helping homeowners protect against rising water damage. The agency also arranges coverage for commercial buildings and other local businesses, serving clients throughout the surrounding area. Since flood risks can change with seasons and storms, the company encourages customers to review policies ahead of significant weather events. They maintain contact with policyholders to update coverage as needed, ensuring follow-up support and repeat service between regular visits should any claims arise.

OA
1341 Hamburg Tpke
Ontell Agency Inc
Flood Insurance Agent · Wayne, NJ

Ontell Agency Inc in Wayne, NJ is known for guiding homeowners and renters through flood insurance options. The agency covers the surrounding region, helping clients obtain coverage from the National Flood Insurance Program. It assists property owners in understanding flood maps and elevation requirements while securing necessary protection. Clients rely on the agency for initial policy setup and annual reviews. Ontell Agency Inc specializes in providing excess flood insurance for high-value properties that require additional coverage beyond standard policy limits.

What Does a a Flood Insurance Agent in Wayne Cost?

Typical flood insurance costs in Wayne, New Jersey range from $500 to $2,500 per year depending on flood zone, building elevation, and coverage amount. NFIP policies cap building coverage at $250,000 for residential properties. Private insurers may offer higher limits or lower rates for low-risk properties. This is general information, not insurance advice.

About flood insurance agents in Wayne

Flood insurance agents in Wayne, New Jersey help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Wayne residents near the Passaic River or Pompton River often need coverage to protect against flood damage.

Frequently Asked Questions

Do I need flood insurance in Wayne New Jersey?

If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many homeowners choose to buy a policy for protection.

What does a flood insurance agent in Wayne do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.

How much does flood insurance cost in Wayne New Jersey?

Costs vary based on your property's flood zone, elevation, and coverage amount. In New Jersey, an average NFIP policy costs around $700 to $1,200 per year, but high-risk properties may pay more. Private policies can offer different rates and higher limits.

Flood Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.