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Directory of flood insurance agents in Wayne, New Jersey. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Wayne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 10 flood insurance agents in Wayne, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maria Alawi - State Farm Insurance Agent
789 Hamburg Tpke, Wayne, NJ 07470
(862) 221-9707
wayneinsurancenj.com
Cajilema & Simpson Insurance Solutions
600 Valley Rd suite 208, Wayne, NJ 07470
(201) 707-7499
cajilemasimpsoninsurance.com
Joe Nachbaur - State Farm Insurance Agent
458 Hamburg Tpke, Wayne, NJ 07470
(973) 938-5342
josephnachbaur.com
Jason Bush - State Farm Insurance Agent
660 Valley Rd, Wayne, NJ 07470
(973) 697-1005
jasonbush.com
Gillespie Public Adjusters
1700 NJ-23 #150, Wayne, NJ 07470
(973) 850-3130
gillespieadjusters.com
Goosehead Insurance - Verdi Kaba
1401 Valley Rd, Wayne, NJ 07470
(973) 777-3411
goosehead.com
Wayne Insurance Team
23 Willowbrook Blvd, Wayne, NJ 07470
(732) 426-3554
Crown Insurance Agency
1 Hamburg Tpke, Wayne, NJ 07470
(862) 377-0770
crowninsurance.net
Coe Group
1044 NJ-23 Ste 311, Wayne, NJ 07470
(973) 628-0800
coeinsurance.com
Ontell Agency Inc
1341 Hamburg Tpke, Wayne, NJ 07470
(973) 628-1600
ontellagency.com
Flood insurance agents in Wayne, New Jersey help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Wayne residents near the Passaic River or Pompton River often need coverage to protect against flood damage.
What Does a Flood Insurance Agent in Wayne Cost?
Typical flood insurance costs in Wayne, New Jersey range from $500 to $2,500 per year depending on flood zone, building elevation, and coverage amount. NFIP policies cap building coverage at $250,000 for residential properties. Private insurers may offer higher limits or lower rates for low-risk properties. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Wayne New Jersey?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many homeowners choose to buy a policy for protection.
What does a flood insurance agent in Wayne do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
Free • No Obligation
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.