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Compare Flood Insurance Agents in West Caldwell, NJ

Compare flood insurance agents in West Caldwell. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
West Caldwell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 flood insurance agents in West Caldwell, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schumacher Insurance Agency
551 Passaic Ave, West Caldwell, NJ 07006
(973) 237-1000 schins.net
Fallivene Agency, Inc. Real Estate
1011 Bloomfield Ave #1A, West Caldwell, NJ 07006
(973) 882-1117 falliveneagencyinc.com
Nicole Nickerson - State Farm Insurance Agent
1010 Bloomfield Ave, West Caldwell, NJ 07006
(973) 521-7150 nicolenickerson.com
John Urchak - State Farm Insurance Agent
616 Bloomfield Ave APT 2A, West Caldwell, NJ 07006
(973) 226-0666 jcuinsurance.com
Goosehead Insurance - Jesse Branson Jr.
603 Bloomfield Ave Suite 2, West Caldwell, NJ 07006
(973) 435-2509 goosehead.com
Fallivene Agency Inc., Insurance Division
1025 Bloomfield Ave STE 1B, West Caldwell, NJ 07006
(973) 882-5577 falliveneagencyinc.com
MDB Agency Inc
185 Fairfield Ave # 1D, West Caldwell, NJ 07006
(973) 287-6105 mdbagency.com
Raymond G. McCarthy & Company
185 Fairfield Ave Suite 1-C, West Caldwell, NJ 07006
(973) 228-4141 raymondmccarthy.com
D & O Partners Inc
1140 Bloomfield Ave, West Caldwell, NJ 07006
(973) 521-7051 dopartners.com

Flood insurance agents in West Caldwell New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. New Jersey law requires flood insurance for properties in Special Flood Hazard Areas if they have a federally backed mortgage. Local agents understand the flood risks specific to the Passaic River basin and can guide you through elevation certificates and policy limits.

What Does a Flood Insurance Agent in West Caldwell Cost?

Typical flood insurance costs in New Jersey range from 500 to 3,000 dollars per year for NFIP policies depending on flood zone risk and building characteristics. Private market policies may cost more or less. Elevation certificates and coverage limits affect the final premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in West Caldwell do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They explain NFIP coverage limits and can help with applications for properties in West Caldwells flood zones.
Is flood insurance required in West Caldwell New Jersey?
Flood insurance is required for properties in FEMA designated Special Flood Hazard Areas if you have a mortgage from a federally regulated lender. Even outside these zones many homeowners choose coverage due to local flood risks.