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HomeFlood Insurance AgentsOhio › Cincinnati

Find Flood Insurance Agents Near You in Cincinnati, OH

Browse flood insurance agents serving Cincinnati, Ohio. Updated 2026-07-14.

The top-rated flood insurance agent in Cincinnati, Ohio is Ohio Insurance Center Agency, rated 4.9 stars across 905 reviews. Other highly rated options include Firehouse Insurance, Cincinnatus Insurance LLC, Camargo Insurance. This directory lists 37 flood insurance agents serving Cincinnati.

Showing 37 flood insurance agents in Cincinnati, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ohio Insurance Center Agency7404 Hamilton Ave(513) 522-6300
2Firehouse Insurance4555 Lake Forest Dr #645(513) 940-4892
3Cincinnatus Insurance LLC4790 Red Bank Expy Ste 102(513) 587-3553
4Camargo Insurance615 Elsinore Pl #310(513) 561-5311
5DG Insurance Agency3825 Edwards Rd Suite 620(513) 818-1923
6Ohio's Best Insurance Agency llc.10954 Hamilton Ave(513) 851-9700
7Lauber & Will Insurance7012 Harrison Ave #5(513) 661-8300
8Meridian Insurance, Inc.9380 Montgomery Rd #207(800) 207-7079
9Bri Bosch - State Farm Insurance Agent3769 Paxton Ave(513) 283-0014
10McCluskey Insurance Services, LLC9162 Union Cemetery Rd(513) 999-5411
OI
7404 Hamilton Ave
Ohio Insurance Center Agency
Flood Insurance Agent · Cincinnati, OH

Ohio Insurance Center Agency serves the Cincinnati, Ohio metro area and its surrounding counties as a flood insurance agent. This agency assists property owners in understanding their risk and securing appropriate flood insurance policies. Flood insurance is essential in this region due to local waterways and weather patterns. Coverage protects homes and businesses from water damage not covered by standard homeowners policies. The agency helps clients evaluate their flood zone designation and obtain necessary NFIP or private coverage, ensuring financial protection against potential flood losses.

FI
4555 Lake Forest Dr #645
Firehouse Insurance
Flood Insurance Agent · Cincinnati, OH

Firehouse Insurance offers professional flood insurance agent services to property owners throughout the Cincinnati, Ohio area. It assists clients in evaluating their flood exposure and securing appropriate coverage policies through the National Flood Insurance Program. Regular policy reviews are provided to help ensure coverage remains aligned with changing flood zone maps and property values. The agency services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.

CI
4790 Red Bank Expy Ste 102
Cincinnatus Insurance LLC
Flood Insurance Agent · Cincinnati, OH

Cincinnatus Insurance LLC provides specialized flood insurance guidance for properties in the Cincinnati area, helping clients navigate National Flood Insurance Program policies and private coverage options. It works with homeowners, renters, and business owners to assess flood zone risks and secure appropriate protection. This seasonal attention is especially valuable during spring thaw and heavy summer storms, when the region’s rivers and creeks are most prone to rising water and potential overflow.

CI
615 Elsinore Pl #310
Camargo Insurance
Flood Insurance Agent · Cincinnati, OH

Camargo Insurance provides residential flood insurance to homeowners in the Cincinnati, Ohio area, offering protection for single-family houses and condominiums. They also serve commercial properties, including retail spaces and office buildings, within the local region. Their agents can help assess flood risk and secure appropriate coverage for clients seeking gap protection between standard policies. After placing a policy, the office facilitates follow-up service to ensure clients remain covered ahead of their regular seasonal renewal visits.

DI
3825 Edwards Rd Suite 620
DG Insurance Agency
Flood Insurance Agent · Cincinnati, OH

After heavy spring rains or the threat of rising rivers, homeowners around Cincinnati seek protection from potential water damage. DG Insurance Agency serves this local need as a Flood Insurance Agent, helping clients in the area understand the specific risks of their property and secure appropriate coverage. The process begins by reviewing the property's location within a flood zone and discussing the available policy options. An initial consultation is scheduled so the agent can assess the building’s vulnerabilities and outline the necessary next steps.

OS
10954 Hamilton Ave
Ohio's Best Insurance Agency llc.
Flood Insurance Agent · Cincinnati, OH

Ohio's Best Insurance Agency llc. in Cincinnati, Ohio provides property insurance services for residential and commercial clients. The agency specializes in securing flood coverage, which is a critical add-on for properties in flood-prone areas near the Ohio River and its tributaries. Licensed agents help customers understand federal flood program requirements and bridge coverage gaps left by standard policies. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.

LW
7012 Harrison Ave #5
Lauber & Will Insurance
Flood Insurance Agent · Cincinnati, OH

Lauber & Will Insurance serves residential property owners in Cincinnati, Ohio, providing flood insurance coverage to protect homes from rising waters and storm damage. They also offer commercial flood policies for local businesses requiring protection against potential flooding risks. Serving the greater Cincinnati area, the agency helps clients secure policies that meet property-specific needs. Between regular visits, customers can follow up on their coverage or request policy adjustments to accommodate changing property conditions or renewed flood zone assessments.

MI
9380 Montgomery Rd #207
Meridian Insurance, Inc.
Flood Insurance Agent · Cincinnati, OH

Meridian Insurance, Inc. is an agency in Cincinnati, Ohio known for providing specialized flood insurance policies to protect residential and commercial properties from water-related damage. Its service range covers standard flood insurance programs for homeowners and renters, as well as coverage for businesses located in designated flood zones throughout the region. The agency assists clients with comparing alternatives and securing protection before storms or heavy rains arrive. It can also help add supplemental coverage for basement contents and structural improvements within existing policies.

BB
3769 Paxton Ave
Bri Bosch - State Farm Insurance Agent
Flood Insurance Agent · Cincinnati, OH

Bri Bosch - State Farm Insurance Agent in Maineville, OH, assists clients with standard property and casualty coverage, specifically emphasizing flood insurance protection. As a flood insurance agent, the business helps homeowners and renters safeguard their financial assets against water damage from rising waters and severe storms. The agency can advise commercial operators as well, including those running offices, operating warehouses, and managing food service establishments in the region.

MI
9162 Union Cemetery Rd
McCluskey Insurance Services, LLC
Flood Insurance Agent · Cincinnati, OH

McCluskey Insurance Services, LLC serves the Cincinnati, Ohio, metro area and surrounding counties as a flood insurance agent. The company assists property owners and renters in this region with obtaining flood coverage to protect against water damage. Because standard homeowners policies typically do not cover flood events, dedicated flood insurance is essential for many local residences and businesses. McCluskey Insurance Services, LLC helps clients navigate policy options for both residential structures and the personal contents within them.

AH
9675 Montgomery Rd #101
American Heritage Insurance Group
Flood Insurance Agent · Cincinnati, OH
(513) 984-5255
americanheritageins.com
DI
3356 N Bend Rd
Dwyer Insurance Agency
Flood Insurance Agent · Cincinnati, OH
(513) 389-4100
dwyerins.com
BW
8406 Winton Rd
Beth Wilker - State Farm Insurance Agent
Flood Insurance Agent · Cincinnati, OH
(513) 521-0884
bethwilker.com
GI
7710 Shawnee Run Rd # G2
Gibbs Insurance Associates, LLC
Flood Insurance Agent · Cincinnati, OH
(513) 561-5551
gibbsinsuranceassociates.com
KJ
800 Compton Rd Ste 8
Kristen Jackson - State Farm Insurance Agent
Flood Insurance Agent · Cincinnati, OH
(513) 681-6400
agentjackson.net
CI
2035 Reading Rd
CAI Insurance Agency, Inc.
Flood Insurance Agent · Cincinnati, OH
(513) 221-1140
cai-insurance.com
SP
4520 Cooper Rd # 100
S P Agency, Inc.
Flood Insurance Agent · Cincinnati, OH
(513) 985-3600
spagency.com
AI
4739 Delhi Rd
Advantage Insurance Network LLC
Flood Insurance Agent · Cincinnati, OH
(513) 922-9460
myadvantageinsurance.com
HI
3356 N Bend Rd
Henry Insurance Agency LLC
Flood Insurance Agent · Cincinnati, OH
(513) 871-7700
henryinsurance.com
DI
7611 Cheviot Rd
Duffy Insurance Partners LLC
Flood Insurance Agent · Cincinnati, OH
(513) 861-5500
duffyagency.com
GC
417 Anderson Ferry Rd #3
Greater Cincinnati Insurance Services
Flood Insurance Agent · Cincinnati, OH
(513) 471-1400
gc-insurance.com
SR
9859 Cincinnati Columbus Rd
Steven R Rogers & Associates LLC
Flood Insurance Agent · Cincinnati, OH
(513) 759-0707
steverogersinsurance.com
ZI
2148 Gilbert Ave
Zimmer Insurance Agency
Flood Insurance Agent · Cincinnati, OH
(513) 381-1919
zimmerinsurance.com
SI
3914 Miami Rd Suite 207
Sanderson Insurance Agency
Flood Insurance Agent · Cincinnati, OH
(513) 831-0179
sandersonagency.com
CI
815 Central Ave
Cincinnati Insurance LLC.
Flood Insurance Agent · Cincinnati, OH
(216) 306-3093
RI
7713 Camargo Rd
Ries Insurance Agency, Inc
Flood Insurance Agent · Cincinnati, OH
(513) 984-5565
mrwinsurance.com
HS
5670 Cheviot Rd
Huesman Schmid Insurance Agency, Inc
Flood Insurance Agent · Cincinnati, OH
(513) 521-8590
huesmanschmid.com
RI
4642 Ridge Ave
Roehr Insurance
Flood Insurance Agent · Cincinnati, OH
(513) 985-4200
roehrins.com
IC
1172 W Galbraith Rd #112B
Insurance Company Cincinnati Ohio
Flood Insurance Agent · Cincinnati, OH
(513) 877-6783
insurancecompanycincinnatiohio.com
RL
12085 Sheraton Ln
R & L Insurance Group LLC
Flood Insurance Agent · Cincinnati, OH
(513) 346-3200
NI
7439 Montgomery Rd
Nationwide Insurance: Susan L Sam-Koetzle
Flood Insurance Agent · Cincinnati, OH
(513) 794-0794
MH
9424 Main St
Morgan Hoffman Insurance Inc
Flood Insurance Agent · Cincinnati, OH
(513) 891-8338
morganhoffmanins.com
PT
1172 W Galbraith Rd #211
Post Time Insurance Agency
Flood Insurance Agent · Cincinnati, OH
(513) 260-8909
posttimeinsurance.com
CI
800 Compton Rd #33
Costanzo Insurance Agency
Flood Insurance Agent · Cincinnati, OH
(513) 522-3838
costanzoinsurance.com
DM
7611 Cheviot Rd
Duffy Michael E
Flood Insurance Agent · Cincinnati, OH
(513) 861-5500
duffyagency.com
LI
270 Northland Blvd Suite 315
LIINSY INSURANCE LLC
Flood Insurance Agent · Cincinnati, OH
(513) 713-2752
liinsyinsurance.com
SI
650 Springs Ln
Siemers Insurance Agency, LLC
Flood Insurance Agent · Cincinnati, OH
(513) 469-8877
siemersinsurance.com

What Does a a Flood Insurance Agent in Cincinnati Cost?

Typical flood insurance costs in Ohio range from $500 to $2,000 per year for an NFIP policy, depending on your property's flood zone and elevation. Private flood insurance may cost more or less based on risk assessment. Premiums can also be affected by the age and construction type of your building. This is general information and not insurance advice.

About flood insurance agents in Cincinnati

Flood insurance agents in Cincinnati help property owners understand their risk from Ohio River flooding and local flash floods. Ohio law requires lenders to mandate flood insurance for properties in high-risk zones. An agent can guide you through the National Flood Insurance Program (NFIP) and private market options specific to Hamilton County.

Frequently Asked Questions

Do I need flood insurance in Cincinnati Ohio?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding from heavy rain is common in Cincinnati.

What does a flood insurance agent do in Cincinnati?

A flood insurance agent assesses your flood risk using local flood maps, explains NFIP and private policy options, and helps you choose coverage limits. They also assist with filing claims after a flood event.

How much does flood insurance cost in Ohio?

The average NFIP policy in Ohio costs about $700 to $1,200 per year, but rates vary by flood zone, elevation, and property value. Private flood insurance may offer different pricing and higher limits.

Flood Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.