The top-rated flood insurance agent in Columbus, Ohio is Matic Insurance Services, rated 4.8 stars across 2,528 reviews. Other highly rated options include Jonathan Yu - State Farm Insurance Agent, Compare Quote Insurance, Katie Rider - State Farm Insurance Agent. This directory lists 27 flood insurance agents serving Columbus.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matic Insurance Services | 585 S Front St #300 | (888) 380-6623 |
| 2 | Jonathan Yu - State Farm Insurance Agent | 1930 Crown Park Ct # 140 | (614) 885-9507 |
| 3 | Compare Quote Insurance | 5959 Scarborough Blvd #4500 | (888) 667-1212 |
| 4 | Katie Rider - State Farm Insurance Agent | 2140 Riverside Dr ste b | (614) 485-9077 |
| 5 | Solid Insurance | 986 Morse Rd | (614) 854-0000 |
| 6 | Isner Insurance Associates, Inc | 3695 N High St | (614) 236-8691 |
| 7 | Brown Insurance Company LLC | 21 E State St #200 | (614) 324-6980 |
| 8 | Elevate Insurance | 1156 Dublin Rd Suite 105 | (740) 531-5268 |
| 9 | Horizon Insurance Services, Inc. | 3806 N High St | (614) 326-0200 |
| 10 | Putnam White Lewis Insurance | 4161 N High St | (614) 267-1269 |
Matic Insurance Services serves the Columbus, Ohio metro area as a flood insurance agent. The company assists property owners in obtaining coverage for flood-related damage, a risk that affects many local homes and businesses. Flood insurance policies can help protect structures and personal belongings from rising water. Understanding federal and private program options is important for residents in flood-prone zones near the Scioto and Olentangy rivers. Matic handles both residential flood insurance policies and commercial flood protection for businesses.
Jonathan Yu - State Farm Insurance Agent in Columbus, OH, provides comprehensive flood insurance services to help property owners protect against water damage from storms and rising waterways. The agency assists clients in understanding policy coverage, evaluating risk factors, and selecting appropriate plans that meet their specific needs. It offers ongoing policy reviews and adjustments to ensure coverage remains current as conditions change. This agent serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Compare Quote Insurance assists homeowners, businesses, and property managers in Columbus, Ohio, with securing flood insurance coverage. The agency helps clients understand flood zone maps and policy options, ensuring properties in flood-prone areas are adequately protected. Services include evaluating existing policies and comparing quotes from available insurers to find suitable plans for residential and commercial structures. This local agent also serves clients in the neighboring communities of Worthington and Gahanna, providing access to similar flood insurance resources across the northern Columbus metro area.
Katie Rider - State Farm Insurance Agent serves the Columbus, Ohio area and its surrounding communities, offering guidance on flood insurance agent work to property owners. This agency handles policies designed to protect homes and businesses against water damage from rising waters and heavy rains. It assesses each client’s specific exposure to local flood zones and structures the coverage accordingly. The general approach it uses to handle a typical job is to review current federal requirements and personal assets before recommending a tailored policy.
Residents of Columbus can choose between a one-time consultation for specific flood risk questions or an ongoing relationship that reviews coverage as flood maps and property changes occur. Working with a local flood insurance agent ensures policies address requirements for both federally backed and private market options. Protection typically covers structural damage from rising water, not standard homeowner policies. Service is available on a one-time, scheduled, or as-needed basis, with each visit tailored according to the client's immediate needs or seasonal risks.
Isner Insurance Associates, Inc specializes in providing flood insurance policies, ensuring property owners in Columbus, Ohio have necessary protection against water damage. The agency also assists clients with navigating federal and private insurance options for residential and commercial properties. Coverage helps safeguard homes and businesses through the National Flood Insurance Program. With seasonal storms and rapid snowmelt often threatening the region, the agency helps property owners secure financial protection before heavy rainfall causes basement flooding or overflow from nearby waterways.
Brown Insurance Company LLC works with property owners in Columbus, Ohio, to assess and address their risks from rising water and storm surge. The agency specializes in writing flood insurance policies that protect residential and commercial structures against overflow damage not covered by standard hazard plans. Clients can receive guidance on available coverage options and proper documentation for claims. The company can serve local businesses operating in sectors such as offices, warehouses, and food service establishments.
Elevate Insurance is a flood insurance agent based in Columbus, Ohio, known for helping property owners assess their flood risk and secure appropriate coverage. Its service range includes advising on federal and private flood policies for residential and commercial properties in the Columbus area. Flood insurance agents in this region typically guide clients through flood zone designations and policy options. Elevate Insurance can also add on specialized contents coverage for personal belongings located in basements.
With the Ohio River and local creeks posing seasonal flood risks in Columbus, Horizon Insurance Services, Inc. provides flood insurance coverage for residential and commercial properties. As a dedicated flood insurance agent, the company helps property owners secure policies that protect against water damage from storms and rising waters. Horizon Insurance Services focuses on finding appropriate coverage options to match each client's specific risk level and building type. The process begins with a review of the property’s flood zone classification and a preliminary assessment of the structure’s elevation.
Putnam White Lewis Insurance provides residential flood insurance to homeowners in Columbus, Ohio. Commercial flood coverage is also available for local businesses, and the agency extends its services throughout the greater metropolitan area. Agents can explain policy details for properties in designated flood zones. Follow-up help is always accessible between regular visits to ensure clients maintain appropriate protection as flood risks or coverage needs change.
What Does a a Flood Insurance Agent in Columbus Cost?
Flood insurance premiums in Ohio typically range from 500 to 2,000 dollars per year for NFIP policies, depending on flood zone, elevation, and building characteristics. Private market policies may cost more or less based on risk and coverage limits. Rates are regulated by FEMA for NFIP policies and by the Ohio Department of Insurance for private carriers. This is general information and not insurance advice.
About flood insurance agents in Columbus
Flood insurance agents in Columbus Ohio help property owners secure coverage through the National Flood Insurance Program or private insurers. Ohio law requires lenders to mandate flood insurance for properties in high-risk Special Flood Hazard Areas. Columbus sits along the Scioto and Olentangy Rivers, making some neighborhoods prone to flooding even outside mapped zones.
Frequently Asked Questions
Do I need flood insurance in Columbus Ohio?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, many Columbus homeowners purchase policies due to heavy rain and flash flooding risks.
How do I find a flood insurance agent in Columbus?
You can search the NFIP agent locator or contact a local independent insurance agency that offers flood policies. Agents in Columbus must be licensed by the Ohio Department of Insurance to sell flood coverage.
What does flood insurance cover in Ohio?
Standard NFIP policies cover building structure up to 250,000 dollars and contents up to 100,000 dollars. Private flood policies may offer higher limits and additional coverage for basements or temporary living expenses.
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