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Flood Insurance Agents in Cleveland, OH

Compare flood insurance agents in Cleveland. Review contact information and insurance categorys before you decide.

17 agents listed
Updated May 2026
Cleveland, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 17 flood insurance agents in Cleveland, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Fabert - State Farm Insurance Agent
Hts, 2491 Lee Blvd, Cleveland, OH 44118
(216) 932-6900 myfabertagent.com
Ralph P. Sills Insurance Agency
13854 Cedar Rd, Cleveland, OH 44118
(216) 321-8033 ralphpsillsinsurance.com
Four Point Insurance Agency, Inc.
750 Prospect Ave E APT 706, Cleveland, OH 44114
(216) 704-6307 ohioins.net
Evarts Tremaine
1111 Superior Ave Suite 1650, Cleveland, OH 44114
(216) 621-7183 evartstremaine.com
Gluckle Insurance Agency
4768 Broadview Rd, Cleveland, OH 44109
(216) 404-7511 gluckleinsuranceagency.com
Joe Potts Insurance Agency
12300 Lorain Ave, Cleveland, OH 44111
(216) 251-7374 joepottsinsuranceagency.com
Brooks & Stafford Company
55 Public Square #1650, Cleveland, OH 44113
(216) 696-3000 brooks-stafford.com
Mitchell Insurance Co
1513 E 55th St, Cleveland, OH 44103
(216) 862-0519 cheapsr22ohio.com
Gibbs Insurance
13905 Kinsman Rd, Cleveland, OH 44120
(216) 830-2222 gibbsinsurancegroup.net
Integrity First Insurance Agency
12 Aetna Rd, Cleveland, OH 44105
(216) 202-8393
Smart Insurance Cleveland
4421 W 150th St, Cleveland, OH 44135
(216) 220-6691
Cleveland Insurance Inc
5851 Twin Lakes Dr, Cleveland, OH 44129
(216) 354-2036
Washington & Co Insurance Agency
10535 St Clair Ave., Cleveland, OH 44108
(216) 761-1500 ohioinsurancequote.net
Farmers Insurance - Ciarra Nelson
14100 Cedar Rd Ste 190, Cleveland, OH 44121
(216) 331-4883 agents.farmers.com
Nationwide Insurance: Hoynes Insurance Agency LLC
17522 Harvard Ave, Cleveland, OH 44128
(216) 831-2770 agency.nationwide.com
Tower Insurance Agency
3 Summit Park Dr #525, Cleveland, OH 44131
(216) 267-4466 towerins.com
Anthony Galati Insurance
10147 Royalton Rd # B, Cleveland, OH 44133
(440) 230-5385

What Does a Flood Insurance Agent in Cleveland Cost?

Flood insurance costs in Cleveland Ohio vary by property elevation, flood zone, and coverage amount. NFIP rates for a standard home in a high-risk zone often range from 700 to 2,000 dollars per year. Private flood insurance may cost between 500 and 1,500 dollars annually for similar coverage. Elevation certificates and building characteristics affect the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Cleveland Ohio?
Flood insurance is required for properties in Special Flood Hazard Areas if the owner has a federally backed mortgage. Ohio follows FEMA flood maps to determine these zones. Even outside high-risk areas, many Cleveland agents recommend coverage due to heavy rain and lake effect storms.
What does a flood insurance agent in Cleveland do?
A flood insurance agent helps you assess your property flood risk, compare NFIP and private policies, and complete the application. They can explain Ohio specific elevation certificate requirements and help you understand waiting periods for new policies.
How long does it take for flood insurance to start in Ohio?
NFIP policies typically have a 30 day waiting period before coverage begins. Private flood insurance in Ohio may offer shorter waiting periods. Agents can advise on exceptions for mortgage closings or map changes under federal rules.