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HomeFlood Insurance AgentsOhio › Cleveland

Find Flood Insurance Agents Near You in Cleveland, OH

Browse flood insurance agents serving Cleveland, Ohio. Updated 2026-07-14.

The top-rated flood insurance agent in Cleveland, Ohio is Mike Fabert - State Farm Insurance Agent, rated 4.9 stars across 169 reviews. Other highly rated options include Ralph P. Sills Insurance Agency, Four Point Insurance Agency, Inc., Evarts Tremaine. This directory lists 18 flood insurance agents serving Cleveland.

Showing 18 flood insurance agents in Cleveland, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mike Fabert - State Farm Insurance AgentHts, 2491 Lee Blvd(216) 932-6900
2Ralph P. Sills Insurance Agency13854 Cedar Rd(216) 321-8033
3Four Point Insurance Agency, Inc.750 Prospect Ave E APT 706(216) 704-6307
4Evarts Tremaine1111 Superior Ave Suite 1650(216) 621-7183
5Gluckle Insurance Agency4768 Broadview Rd(216) 404-7511
6Brooks & Stafford Company55 Public Square #1650(216) 696-3000
7Joe Potts Insurance Agency12300 Lorain Ave(216) 251-7374
8Smart Insurance Cleveland4421 W 150th St(216) 220-6691
9Gibbs Insurance13905 Kinsman Rd(216) 830-2222
10Integrity First Insurance Agency12 Aetna Rd(216) 202-8393
MF
Hts, 2491 Lee Blvd
Mike Fabert - State Farm Insurance Agent
Flood Insurance Agent · Cleveland, OH

Mike Fabert - State Farm Insurance Agent serves Cleveland, Ohio, and the surrounding Cuyahoga County area. The agency provides flood insurance policies designed to protect residential and commercial properties from water damage. This specialist helps local homeowners and business owners assess their flood risk and secure appropriate coverage. Common services include processing new applications for National Flood Insurance Program policies and assisting with claims to address storm-related water losses in this region.

RP
13854 Cedar Rd
Ralph P. Sills Insurance Agency
Flood Insurance Agent · Cleveland, OH

Ralph P. Sills Insurance Agency in Cleveland, Ohio offers a full range of flood insurance services, including policy evaluation, risk assessment, and claims assistance for properties in designated flood zones. Its service plans involve annual policy reviews to ensure adequate coverage as flood maps and local regulations change. Maintenance plans include guidance on mitigation strategies and timely renewal reminders. The agency provides these services for single-family homes, apartments, retail locations, and restaurants throughout the greater Cleveland area.

FP
750 Prospect Ave E APT 706
Four Point Insurance Agency, Inc.
Flood Insurance Agent · Cleveland, OH

Four Point Insurance Agency, Inc. serves homeowners, businesses, and property managers in the Cleveland area by helping them secure flood insurance policies to protect against water damage from storms and rising water. The agency provides guidance on available coverage options through the National Flood Insurance Program and private markets. Its services extend to clients in surrounding Cuyahoga County communities such as Lakewood, Shaker Heights, and Parma.

ET
1111 Superior Ave Suite 1650
Evarts Tremaine
Flood Insurance Agent · Cleveland, OH

Evarts Tremaine serves Cleveland, Ohio, and the surrounding suburbs in the immediate greater Cleveland area. The agency handles all aspects of flood insurance, including policy selection for residential and commercial properties across various flood zones. It assists clients with navigating National Flood Insurance Program requirements and explains the differences between building and contents coverage options. For a typical job, the agent assesses the property’s specific flood risk and existing coverage gaps, then provides a clear policy comparison tailored to the client’s deductible preferences and budget constraints.

GI
4768 Broadview Rd
Gluckle Insurance Agency
Flood Insurance Agent · Cleveland, OH

A homeowner may need a one-time flood policy for a specific property transaction, while a business often requires a recurring annual plan to protect ongoing operations. Gluckle Insurance Agency in Cleveland provides coverage for both residential and commercial flood risks. Their standard policies insure the building structure and its contents against rising water damage. Service for consultations to review coverage needs and adjust policies is provided on an as-needed basis.

BS
55 Public Square #1650
Brooks & Stafford Company
Flood Insurance Agent · Cleveland, OH

When heavy rains and spring thaws threaten the Cuyahoga River basin, property owners in the Cleveland area face rising water risks. Brooks & Stafford Company helps navigate the complexities of flood insurance policies, ensuring customers understand coverage gaps before a storm arrives. As a flood insurance agent, the firm evaluates local floodplain maps and NFIP requirements for residential and commercial properties. Every new client consultation begins with a thorough on-site inspection of the building's foundation and drainage systems to determine appropriate coverage limits.

JP
12300 Lorain Ave
Joe Potts Insurance Agency
Flood Insurance Agent · Cleveland, OH

The Joe Potts Insurance Agency specializes in securing flood insurance policies for residential and commercial properties. Serving Cleveland, Ohio, the agency guides clients through the FEMA National Flood Insurance Program and private market options, helping property owners understand coverage limits and deductibles. With the region’s exposure to heavy rainfall and Lake Erie storm surges, the agency assists homeowners in securing protection before seasonal storms or unexpected flash flooding occurs.

SI
4421 W 150th St
Smart Insurance Cleveland
Flood Insurance Agent · Cleveland, OH
GI
13905 Kinsman Rd
Gibbs Insurance
Flood Insurance Agent · Cleveland, OH

Gibbs Insurance provides residential flood insurance for homeowners in Cleveland, Ohio, helping to protect properties from water damage risks common to the region. The agency also offers commercial flood coverage for local businesses seeking financial safeguards against flood losses. Serving the greater Cleveland area, Gibbs Insurance assists clients in navigating policy options tailored to various property types and flood zones. After an initial consultation or policy purchase, the agency follows up with customers to review coverage changes and repeats service before regular policy renewal periods.

IF
12 Aetna Rd
Integrity First Insurance Agency
Flood Insurance Agent · Cleveland, OH

Integrity First Insurance Agency in Cleveland, Ohio, is known for its dedicated focus on flood insurance. The agency assists property owners across the area with securing coverage through the National Flood Insurance Program and other private market options. Clients in this region, which experiences significant seasonal flooding risks, benefit from advice on appropriate policy limits and waiting-period requirements. This agency specializes in helping homeowners whose properties are situated in high-risk flood zones obtain critical protection.

MI
1513 E 55th St
Mitchell Insurance Co
Flood Insurance Agent · Cleveland, OH
(216) 862-0519
cheapsr22ohio.com
CI
5851 Twin Lakes Dr
Cleveland Insurance Inc
Flood Insurance Agent · Cleveland, OH
(216) 354-2036
WC
10535 St Clair Ave.
Washington & Co Insurance Agency
Flood Insurance Agent · Cleveland, OH
(216) 761-1500
ohioinsurancequote.net
FI
14100 Cedar Rd Ste 190
Farmers Insurance - Ciarra Nelson
Flood Insurance Agent · Cleveland, OH
(216) 331-4883
agents.farmers.com/oh/cleveland/ciarra-nelson
BI
3807 E 71st St
Best Insurance Quotes OH
Flood Insurance Agent · Cleveland, OH
NI
17522 Harvard Ave
Nationwide Insurance: Hoynes Insurance Agency LLC
Flood Insurance Agent · Cleveland, OH
(216) 831-2770
agency.nationwide.com/oh/cleveland/44128/hoynes-insurance-agency-llc
TI
3 Summit Park Dr #525
Tower Insurance Agency
Flood Insurance Agent · Cleveland, OH
(216) 267-4466
towerins.com
AG
10147 Royalton Rd # B
Anthony Galati Insurance
Flood Insurance Agent · Cleveland, OH
(440) 230-5385

What Does a a Flood Insurance Agent in Cleveland Cost?

Flood insurance costs in Cleveland Ohio vary by property elevation, flood zone, and coverage amount. NFIP rates for a standard home in a high-risk zone often range from 700 to 2,000 dollars per year. Private flood insurance may cost between 500 and 1,500 dollars annually for similar coverage. Elevation certificates and building characteristics affect the final price. This is general information and not insurance advice.

About flood insurance agents in Cleveland

Flood insurance agents in Cleveland Ohio help property owners secure coverage through the National Flood Insurance Program and private markets. Ohio law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Cleveland sits along Lake Erie and the Cuyahoga River, making flood risk a key concern for many homeowners and businesses in the area.

Frequently Asked Questions

Is flood insurance required in Cleveland Ohio?

Flood insurance is required for properties in Special Flood Hazard Areas if the owner has a federally backed mortgage. Ohio follows FEMA flood maps to determine these zones. Even outside high-risk areas, many Cleveland agents recommend coverage due to heavy rain and lake effect storms.

What does a flood insurance agent in Cleveland do?

A flood insurance agent helps you assess your property flood risk, compare NFIP and private policies, and complete the application. They can explain Ohio specific elevation certificate requirements and help you understand waiting periods for new policies.

How long does it take for flood insurance to start in Ohio?

NFIP policies typically have a 30 day waiting period before coverage begins. Private flood insurance in Ohio may offer shorter waiting periods. Agents can advise on exceptions for mortgage closings or map changes under federal rules.

Flood Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.