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Find Flood Insurance Agents Near You in Reading, PA

Browse flood insurance agents serving Reading, Pennsylvania. Updated 2026-07-14.

The top-rated flood insurance agent in Reading, Pennsylvania is MGS Insurance Agency LLC, rated 4.9 stars across 122 reviews. Other highly rated options include CrossKeys Insurance Inc, Acceptance Insurance, Schaeffer Insurance. This directory lists 19 flood insurance agents serving Reading.

Showing 19 flood insurance agents in Reading, PAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1MGS Insurance Agency LLC606 Museum Rd(610) 375-6142
2CrossKeys Insurance Inc5035 Pottsville Pike(610) 916-6190
3Acceptance Insurance3312 N 5th Street Hwy(610) 973-6105
4Schaeffer Insurance3501 Kutztown Rd(610) 921-1567
5DNS Insurance Agency2733 Paper Mill Rd(484) 878-6500
6Contemporary Insurance, Inc.1829 New Holland Rd # 1(610) 777-7905
7Andrew J Farrara Insurance Agency124 W Greenwich St(610) 376-3723
8Goosehead Insurance - Brad Coley2851 Centre Ave Suite A3(484) 838-6088
9Farmers Insurance - Brenda Bechtel1103 New Holland Rd(484) 755-5966
10Brian English: Allstate Insurance2211 Quarry Dr Ste E53(610) 927-2400
MI
606 Museum Rd
MGS Insurance Agency LLC
Flood Insurance Agent · Reading, PA

MGS Insurance Agency LLC provides comprehensive flood insurance services for property owners in the Reading, PA area. It evaluates structural flood risks and helps clients secure appropriate coverage policies tailored to their specific needs. The agency reviews existing plans annually and offers ongoing support for policy adjustments when property conditions or flood zone maps change. It services single-family homes, apartments, retail spaces, and restaurants.

CI
5035 Pottsville Pike
CrossKeys Insurance Inc
Flood Insurance Agent · Reading, PA

CrossKeys Insurance Inc serves the Reading, Pennsylvania metro area and surrounding Berks County as a provider of flood insurance agent services. The agency helps property owners navigate the National Flood Insurance Program and private market options to secure appropriate coverage for homes and businesses. It works with clients to assess flood risk and policy limits based on local flood zone maps. The company handles policy renewals and claims assistance for flood-related damage.

AI
3312 N 5th Street Hwy
Acceptance Insurance
Flood Insurance Agent · Reading, PA

Acceptance Insurance serves the Reading, Pennsylvania metro area, providing essential flood insurance agent services for homeowners and businesses. The company helps clients secure National Flood Insurance Program policies to protect properties from water damage. Surrounding communities often face flood risks from local waterways and heavy rainfall. They guide policyholders through coverage options and the claims process. Specific services include assisting with flood elevation certificate identification and advising on proper coverage limits for residential and commercial structures in flood-prone zones.

SI
3501 Kutztown Rd
Schaeffer Insurance
Flood Insurance Agent · Reading, PA

Schaeffer Insurance in Reading, Pennsylvania, helps homeowners, businesses, and property managers find flood insurance policies to protect their properties. The agency guides clients through available coverage options, addressing the specific flood risks common in the region. Understanding federal program requirements is part of the service provided to local property owners and tenants. This agent assists with policy questions and claims support for those in Reading. Coverage is also extended to clients in nearby West Reading and the surrounding Berks County communities.

DI
2733 Paper Mill Rd
DNS Insurance Agency
Flood Insurance Agent · Reading, PA

Understanding whether flood protection requires a one-time policy purchase or ongoing annual renewals is essential for property owners in Reading, PA. DNS Insurance Agency offers guidance on this difference, helping clients assess their coverage needs for residential or commercial buildings against potential flood damage from the Schuylkill River or heavy storms. The agency works with clients on an as-needed basis, whether they are securing a first policy or reviewing an existing plan for an updated quote.

CI
1829 New Holland Rd # 1
Contemporary Insurance, Inc.
Flood Insurance Agent · Reading, PA

Properties in Reading, PA, frequently contend with flooding from seasonal storms and snowmelt. Contemporary Insurance, Inc. addresses this local risk by helping property owners secure specialized flood coverage for their homes or businesses. The agency guides clients through standard policy options offered through the National Flood Insurance Program. A representative begins the process by scheduling a property inspection to evaluate the structure's flood zone and elevation data.

AJ
124 W Greenwich St
Andrew J Farrara Insurance Agency
Flood Insurance Agent · Reading, PA

Andrew J Farrara Insurance Agency offers specialized flood insurance services to property owners in Reading, PA, guiding clients through the complexities of the National Flood Insurance Program. It also provides general risk management advice for residential and commercial properties. Local agents help property owners assess their flood zone designations and secure adequate coverage limits. The agency particularly assists with concerns arising from sudden, heavy spring thaws and flash flooding that can affect basements and lower-level units.

GI
2851 Centre Ave Suite A3
Goosehead Insurance - Brad Coley
Flood Insurance Agent · Reading, PA

Goosehead Insurance - Brad Coley, located in Reading, PA, offers residential flood insurance to protect homeowners from water damage risks common in the region. The agency also provides commercial flood coverage for local businesses seeking financial safeguarding. Service extends throughout the Reading area. Clients can rely on the agency for follow-up questions and repeat service between regular visits to ensure their policies remain current.

FI
1103 New Holland Rd
Farmers Insurance - Brenda Bechtel
Flood Insurance Agent · Reading, PA
BE
2211 Quarry Dr Ste E53
Brian English: Allstate Insurance
Flood Insurance Agent · Reading, PA
DD
831 E Bellevue Ave
Denise Drobnick - State Farm Insurance Agent
Flood Insurance Agent · Reading, PA
(610) 921-1131
denisedrobnick.com
AI
500 Buttonwood St
Adoniram Insurance
Flood Insurance Agent · Reading, PA
(610) 371-0100
adoniraminsurance-pa.com
BC
2447 Perkiomen Ave
Berks County Insurance Group, Inc.
Flood Insurance Agent · Reading, PA
(610) 779-9060
berkscountyinsurance.net
AI
2711 N 5th Street Hwy
Advance Insurance Group LLC
Flood Insurance Agent · Reading, PA
(610) 929-9951
advanceformyinsurance.com/index.html
LC
4612 Pottsville Pike
Lorgia Cicmansky: Allstate Insurance
Flood Insurance Agent · Reading, PA
(610) 926-4900
agents.allstate.com/lorgia-cicmansky-reading-pa.html
UI
1800 Hampden Blvd
United Insurance LLC
Flood Insurance Agent · Reading, PA
(610) 750-5879
unitedinsurancepa.com
RI
2447 Perkiomen Ave
Richard I Hart Insurance Agency
Flood Insurance Agent · Reading, PA
(484) 408-0034
DK
2711 N 5th Street Hwy
David Koeffler Agency
Flood Insurance Agent · Reading, PA
(610) 929-9951
davidkoeffleragency.com
EI
1 Meridian Boulevard #4a01
EHD Insurance
Flood Insurance Agent · Reading, PA
(800) 438-2525
ehdinsurance.com

What Does a a Flood Insurance Agent in Reading Cost?

Flood insurance costs in Pennsylvania vary by flood zone, building value, and deductible. Average annual premiums range from 700 to 2,000 dollars for NFIP policies in Reading. Private market rates may be higher or lower depending on risk. This is general information and not insurance advice.

About flood insurance agents in Reading

Flood insurance agents in Reading Pennsylvania help property owners secure coverage through the National Flood Insurance Program and private insurers. Reading sits along the Schuylkill River and faces flood risks from heavy rain and snowmelt. Pennsylvania law requires flood insurance for properties in high-risk zones with federally backed mortgages.

Frequently Asked Questions

Do I need flood insurance in Reading Pennsylvania?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, coverage is recommended because 20 percent of flood claims come from low-risk areas.

What does a flood insurance agent in Reading do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain waiting periods and coverage limits specific to Pennsylvania flood zones.

How long does it take for flood insurance to start in Pennsylvania?

NFIP policies typically have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property purchase or for map changes. An agent can confirm your effective date.

Flood Insurance Agents in Other Pennsylvania Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.