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Directory of flood insurance agents in Reading, Pennsylvania. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Reading, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 18 flood insurance agents in Reading, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
CrossKeys Insurance Inc
5035 Pottsville Pike, Reading, PA 19605
(610) 916-6190
crosskeysins.com
MGS Insurance Agency LLC
606 Museum Rd, Reading, PA 19611
(610) 375-6142
mgsinsurance.com
Acceptance Insurance
3312 N 5th Street Hwy, Reading, PA 19605
(610) 973-6105
locations.acceptance.com
Schaeffer Insurance
3501 Kutztown Rd, Reading, PA 19605
(610) 921-1567
schaefferins.com
Adoniram Insurance
500 Buttonwood St, Reading, PA 19601
(610) 371-0100
adoniraminsurance-pa.com
DNS Insurance Agency
2733 Paper Mill Rd, Reading, PA 19610
(484) 878-6500
dnsinsuranceagency.com
Andrew J Farrara Insurance Agency
124 W Greenwich St, Reading, PA 19601
(610) 376-3723
Contemporary Insurance, Inc.
1829 New Holland Rd # 1, Reading, PA 19607
(610) 777-7905
contemporaryins.com
Denise Drobnick - State Farm Insurance Agent
831 E Bellevue Ave, Reading, PA 19605
(610) 921-1131
denisedrobnick.com
Goosehead Insurance - Brad Coley
2851 Centre Ave Suite A3, Reading, PA 19605
(484) 838-6088
goosehead.com
Farmers Insurance - Brenda Bechtel
1103 New Holland Rd, Reading, PA 19607
(484) 755-5966
agents.farmers.com
Lorgia Cicmansky: Allstate Insurance
4612 Pottsville Pike, Reading, PA 19605
(610) 926-4900
agents.allstate.com
Brian English: Allstate Insurance
2211 Quarry Dr Ste E53, Reading, PA 19609
(610) 927-2400
agents.allstate.com
Advance Insurance Group LLC
2711 N 5th Street Hwy, Reading, PA 19605
(610) 929-9951
advanceformyinsurance.com
Berks County Insurance Group, Inc.
2447 Perkiomen Ave, Reading, PA 19606
(610) 779-9060
berkscountyinsurance.net
United Insurance LLC
1800 Hampden Blvd, Reading, PA 19604
(610) 750-5879
unitedinsurancepa.com
Richard I Hart Insurance Agency
2447 Perkiomen Ave, Reading, PA 19606
(484) 408-0034
David Koeffler Agency
2711 N 5th Street Hwy, Reading, PA 19605
(610) 929-9951
davidkoeffleragency.com
Flood insurance agents in Reading Pennsylvania help property owners secure coverage through the National Flood Insurance Program and private insurers. Reading sits along the Schuylkill River and faces flood risks from heavy rain and snowmelt. Pennsylvania law requires flood insurance for properties in high-risk zones with federally backed mortgages.
What Does a Flood Insurance Agent in Reading Cost?
Flood insurance costs in Pennsylvania vary by flood zone, building value, and deductible. Average annual premiums range from 700 to 2,000 dollars for NFIP policies in Reading. Private market rates may be higher or lower depending on risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Reading Pennsylvania?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, coverage is recommended because 20 percent of flood claims come from low-risk areas.
What does a flood insurance agent in Reading do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain waiting periods and coverage limits specific to Pennsylvania flood zones.
How long does it take for flood insurance to start in Pennsylvania?
NFIP policies typically have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property purchase or for map changes. An agent can confirm your effective date.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Pennsylvania.