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Find Flood Insurance Agents Near You in West Chester, PA
Looking for a flood insurance agent in West Chester? Review the directory below to compare your options.
20 agents listed
Updated May 2026
West Chester, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 20 flood insurance agents in West Chester, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Henry Nace - State Farm Insurance Agent
1339 West Chester Pike, West Chester, PA 19382
(610) 696-5999
henrynace.com
Element | Insurance Agency - West Chester
310 N High St, West Chester, PA 19380
(610) 701-8257
elementrisk.com
Goosehead Insurance - Jim Walker
109 E Evans St Suite 215, West Chester, PA 19380
(484) 470-6555
goosehead.com
Highstreet Ferullo Insurance Agencies
1587 McDaniel Dr, West Chester, PA 19380
(610) 431-4005
ferulloinsuranceagencies.com
The Mackrides Insurance Group
790 E Market St Suite 270, West Chester, PA 19382
(610) 692-4601
the-migroup.com
Northpoint Insurance
232 W Market St, West Chester, PA 19382
(267) 328-6700
northpoint-insurance.com
KLM Insurance Inc
1554 Paoli Pike # 306, West Chester, PA 19380
(610) 429-1330
klminsurance.com
Lewis, Hopkins & Williamson, Inc.
1242 Wrights Ln, West Chester, PA 19380
(610) 358-3805
lhwbrokers.com
Goosehead Insurance - Carolyn Murphy
203 W Chestnut St Suite 104, West Chester, PA 19380
(484) 451-8904
goosehead.com
Goosehead Insurance- Megan Barone
550 Hannum Ave, West Chester, PA 19380
(610) 427-2551
gooseheadinsurance.com
Westtown Insurance Group
1517 McDaniel Dr, West Chester, PA 19380
(610) 738-9400
westtowninsurance.com
Wiggins Insurance
1301 West Chester Pike, West Chester, PA 19382
(484) 340-2622
wigginsinsurancepa.com
Keystone State Auto and Home Insurance
770 E Market St # 230, West Chester, PA 19382
(610) 692-4400
keystonestateinsurance.com
Jillian O'Brien Insurance Financial Services
230 W Market St, West Chester, PA 19382
(610) 696-5130
jillianobrieninsurance.com
Arthur Hall Insurance, A Marsh & McLennan Insurance Agency, LLC
121 N Walnut St # 100, West Chester, PA 19380
(610) 696-2394
arthurhall.com
Sure Shield Insurance
109 N High St, West Chester, PA 19380
(484) 727-8551
Fiorelli Financial Group
3 N 5 Points Rd Ste 3, West Chester, PA 19380
(610) 430-0644
Kupiec Insurance Group, Llc
15 Brintons Bridge Rd, West Chester, PA 19382
(610) 526-1853 ext. 2
kiginsurance.com
Griffith Insurance LLP
1240 West Chester Pike STE 214, West Chester, PA 19382
(610) 431-9900
griffithinsurance.com
Sharpless & Sharpless Insurance
1515 West Chester Pike unit A-4, West Chester, PA 19382
(610) 692-2600
sharplessinsurance.com
What Does a Flood Insurance Agent in West Chester Cost?
Flood insurance costs in Pennsylvania vary based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a standard home in a moderate-risk area. High-risk properties may cost 2,000 to 5,000 dollars or more. Private market policies may offer different rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in West Chester Pennsylvania?
Flood insurance is not required by state law but is mandatory for properties in high-risk flood zones with a federally backed mortgage. Even outside high-risk areas, flooding can occur from heavy rain or snowmelt. An agent can help you determine your risk and coverage needs.
How do I find a flood insurance agent in West Chester?
You can search for licensed agents through the Pennsylvania Insurance Department website or ask local real estate professionals. Many independent insurance agencies in West Chester offer flood policies from multiple carriers. Be sure the agent is licensed to sell flood insurance in Pennsylvania.
What does flood insurance cover in Pennsylvania?
Standard flood insurance covers structural damage and contents up to policy limits. It does not cover basement improvements or personal property stored in basements. Pennsylvania policies follow NFIP rules, so you should review exclusions with your agent.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Pennsylvania.