The top-rated flood insurance agent in Williamsport, Pennsylvania is AC Cruz - State Farm Insurance Agent, rated 4.9 stars across 152 reviews. Other highly rated options include Kutney Insurance Agency, Kellen Moore - State Farm Insurance Agent, Fischer Insurance Agency. This directory lists 19 flood insurance agents serving Williamsport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AC Cruz - State Farm Insurance Agent | 911 Westminster Dr Ste 6 | (570) 505-1276 |
| 2 | Kutney Insurance Agency | 2495 E 3rd St | (570) 322-8909 |
| 3 | Kellen Moore - State Farm Insurance Agent | 607 Pine St | (570) 326-5179 |
| 4 | Fischer Insurance Agency | 1735 E 3rd St | (570) 323-3600 |
| 5 | Gronski Lehman Insurance Agency | 1020 Washington Blvd | (570) 322-3743 |
| 6 | Rennel Rodarmel: Allstate Insurance | 921 Westminster Dr | (570) 326-6645 |
| 7 | Insurance Services LLC - Williamsport | 1126 Washington Blvd Unit E | (570) 651-9811 |
| 8 | Arthur Fetterman, Bankers Life Agent | 1000 Commerce Park Dr Ste 301 | (570) 368-1533 |
| 9 | Cornerstone Insurance | 309 S Market St | (570) 326-2343 |
| 10 | KMA Insurance Group | 1775 Dewey Ave | (570) 326-5800 |
AC Cruz - State Farm Insurance Agent serves the Williamsport, Pennsylvania, area as a flood insurance agent. The company provides assistance in securing coverage that protects residential and commercial properties against flood damage. Policyholders can work with the agent to understand their specific risk and review available options through the National Flood Insurance Program. The agency also guides clients through the process of filing flood-related claims when needed. It handles both new policy enrollments and policy reviews for existing customers.
Kutney Insurance Agency provides flood insurance coverage for properties throughout Williamsport, Pennsylvania. Its service includes evaluating flood risk, explaining policy options under the National Flood Insurance Program, and assisting with claims documentation. The agency regularly reviews clients’ evolving coverage needs to adjust policies as flood maps or property values change. It services single-family homes, apartments, retail establishments, and restaurants in the area.
Serving Williamsport, Pennsylvania, and the surrounding Lycoming County communities, Kellen Moore - State Farm Insurance Agent handles residential and commercial flood insurance policies. It assists property owners in securing coverage designed to protect against water damage from rising waters. The agency focuses on explaining policy details and available coverage limits. A typical job begins with a personalized consultation to assess the client’s specific flood risk and property requirements.
Fischer Insurance Agency serves homeowners, businesses, and property managers in the Williamsport, PA area who require flood insurance protection. The agency helps clients understand their flood risk and navigate the National Flood Insurance Program to secure appropriate coverage for their properties. Flood insurance is essential in flood-prone regions, safeguarding real estate investments and personal belongings from water damage. The agency also covers surrounding communities in Lycoming County, including the neighboring borough of South Williamsport.
For property owners in Williamsport, PA, Gronski Lehman Insurance Agency can provide either a one-time flood policy to cover a single high-risk event or an ongoing annual plan for continuous protection. Their standard coverage addresses damage from rising water, helping clients safeguard residential or commercial buildings and belongings. The agency tailors each policy based on federal flood map zones and local weather patterns. Clients may schedule a consultation for a single quote or establish recurring service with an automatic renewal each year on an as-needed basis.
Rennel Rodarmel: Allstate Insurance specializes in helping homeowners and business owners navigate the complexities of flood insurance coverage in Williamsport, PA. The agency guides clients through policy options to protect structures and contents from water damage. It also advises on general property insurance needs, ensuring customers understand available protections. As the region experiences heavy spring rains and potential snowmelt runoff, this local agent assists with securing coverage before seasonal flood risks escalate.
Insurance Services LLC - Williamsport assists property owners in Williamsport, PA, with navigating the complexities of securing financial protection against flood damage. This agency specializes in offering flood insurance policies that are separate from standard homeowner coverage, addressing a critical gap for local properties. Clients can obtain tailored coverage designed for both residential homes and commercial real estate operations. The company provides essential risk management solutions for a variety of business sectors including offices, warehouses, and food service establishments.
Arthur Fetterman, Bankers Life Agent serves residential property owners in Williamsport, Pennsylvania by helping them secure flood insurance coverage. Commercial clients in the area may also rely on this agency for comparable protection against rising water damage. Operating locally, the agent addresses the unique flood risks common to the Susquehanna River region. After an initial flood insurance policy is established, the office remains available to discuss updates, review coverage needs, or handle any questions that arise between regular scheduled visits.
As spring thaws and heavy rains arrive, basements and low-lying properties in Williamsport face heightened flood risks. Cornerstone Insurance addresses this seasonal need by guiding property owners through the flood insurance agent process, explaining federal program requirements and coverage options clearly. Their office helps clients review existing policies and adjust deductibles based on local flood zone maps. An agent then schedules a property inspection to assess foundation elevations and drainage patterns before finalizing the policy terms.
KMA Insurance Group is a flood insurance agent based in Williamsport, Pennsylvania, known for helping property owners navigate the specific flood risks of the Susquehanna River valley. The agency serves residential and commercial clients throughout Lycoming County who need coverage in designated Special Flood Hazard Areas. Its agents explain the distinctions between National Flood Insurance Program policies and private market alternatives to ensure each client finds suitable protection for their property and budget. The company can also coordinate a separate sewer backup coverage endorsement alongside a standard flood policy.
What Does a a Flood Insurance Agent in Williamsport Cost?
In Pennsylvania, the average NFIP flood insurance premium is around $700 to $1,200 per year for a standard policy, but costs vary widely based on flood zone, property elevation, and coverage amount. Private market policies may offer different pricing. Premiums can be higher for properties in high-risk zones or with basements. This is general information and not insurance advice.
About flood insurance agents in Williamsport
Flood insurance agents in Williamsport, Pennsylvania help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Pennsylvania law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can guide you through flood zone maps and policy options for Lycoming County.
Frequently Asked Questions
Do I need flood insurance in Williamsport Pennsylvania?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, so many residents choose to purchase coverage.
What does a flood insurance agent do in Williamsport?
A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with filing claims. They also help you understand Pennsylvania state requirements and the 30-day waiting period for NFIP policies.
How does the Pennsylvania flood insurance waiting period work?
NFIP policies typically have a 30-day waiting period before coverage begins. However, if you purchase a policy in connection with a new mortgage or a flood map revision, the waiting period may be waived. Your agent can confirm the exact rules for your situation.
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