Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 12 flood insurance agents in Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Harrell Insurance Agency
2000 Sam Rittenberg Blvd #124, Charleston, SC 29407
(843) 572-1500
harrell-insurance.com
Pilothouse Insurance
1527 Sam Rittenberg Blvd, Charleston, SC 29407
(843) 766-1318
mypilothouse.com
C. T. Lowndes & Company
749 St Andrews Blvd, Charleston, SC 29407
(843) 763-0120
ctlowndes.com
Taylor Agency
147 Wappoo Creek Dr #502, Charleston, SC 29412
(843) 762-1805
tayloragency.com
A & A Insurance
1525 Sam Rittenberg Blvd, Charleston, SC 29407
(843) 571-5060
aascinsurance.com
Covenant Insurance Group LLC
1032 Savannah Hwy, Charleston, SC 29407
(843) 795-0189
covenantig.com
Bridge Insurance
7 Gamecock Ave Suite 706, Charleston, SC 29407
(843) 974-5150
insurancecharleston.com
Anderson Insurance Associates
3491 Shelby Ray Ct, Charleston, SC 29414
(843) 763-7525
aiasc.com
Goosehead Insurance - Blake Robertson
12-A Carriage Ln, Charleston, SC 29407
(843) 790-9321
goosehead.com
Dunes Insurance
656 Ellis Oak Ave Suite 112, Charleston, SC 29412
(843) 737-6236
dunesinsurance.com
Cliff Heath Insurance Inc
1531 Sam Rittenberg Blvd, Charleston, SC 29407
(843) 766-6316
cliffheathinsurance.com
The General Agency
1527 Sam Rittenberg Blvd #1, Charleston, SC 29407
(843) 766-9091
generalagencyinc.com
What Does a Flood Insurance Agent in Charleston Cost?
Typical flood insurance costs in Charleston South Carolina range from 700 to 4000 annually for NFIP policies depending on flood zone elevation and deductible. Private market policies may cost 500 to 3000 per year but vary by risk. Elevation certificates cost 150 to 500 and can affect premiums. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Charleston South Carolina?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, agents often recommend coverage because Charleston experiences heavy rain and storm surge.
What does a flood insurance agent in Charleston do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also assist with elevation certificate requirements and explain waiting periods which are typically 30 days for NFIP policies.
How much does flood insurance cost in Charleston South Carolina?
Costs vary based on flood zone elevation and building characteristics. NFIP rates in Charleston can range from around 700 to over 3000 per year for standard policies. Private insurers may offer different pricing for higher coverage limits.