The top-rated flood insurance agent in Florence, South Carolina is Freeway Insurance, rated 4.9 stars across 306 reviews. Other highly rated options include CSP Insurance Services, Andy Jeffords: Allstate Insurance, Mark Hanna: Allstate Insurance. This directory lists 20 flood insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1337 S Irby St B | (843) 306-4514 |
| 2 | CSP Insurance Services | 2420 Hoffmeyer Rd Suite D | (843) 519-2557 |
| 3 | Andy Jeffords: Allstate Insurance | 1333 S Irby St ste b | (843) 664-0033 |
| 4 | Mark Hanna: Allstate Insurance | 714 S Coit St | (843) 662-7438 |
| 5 | Marla A. Matthews: Allstate Insurance | 817 2nd Loop Rd Ste A | (843) 676-9080 |
| 6 | Rosa Tuñon of AseguraMas Agency, LLC | Rosa Tunon of AseguraMas Agency, LLC, 2008 2nd Loop Rd | (843) 799-2419 |
| 7 | The Hoylen Agency - Nationwide Insurance | 305-A 2nd Loop Rd | (843) 665-2196 |
| 8 | Ed Smith Insurance | 165 Warley St | (843) 669-5091 |
| 9 | Relation Insurance - Clark Farley Group | 216 Dozier Blvd | (843) 662-1919 |
| 10 | Farm Bureau Insurance | 102 E Redbud Ln | (843) 669-3173 |
Freeway Insurance provides flood insurance services in Florence, South Carolina. It offers policies covering damage from rising water, including standard residential and commercial flood plans. The company helps clients review their coverage annually and assists with claims filing after storm events. Its service approach focuses on educating property owners about flood zone risks and policy exclusions. Freeway Insurance services single-family homes, apartments, retail storefronts, and local restaurants throughout the Florence area.
CSP Insurance Services serves the Florence, South Carolina, metro area as a flood insurance agent. It helps property owners understand and obtain coverage for potential flood damage in this region, where risks from heavy rainfall and nearby waterways are ever present. The company assists with evaluating policies to protect homes and businesses. It handles both preferred risk policies for lower hazard zones and standard-rated policies for higher risk areas.
Andy Jeffords: Allstate Insurance offers flood insurance services for residents and business owners in Florence, SC. The agency provides consultation to help clients understand available flood coverage options, and it assists with policy selection based on individual property needs. It includes ongoing support for policy maintenance, such as reviewing coverage limits during renewal periods. The company services a range of property types, including single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Florence, SC, turn to Mark Hanna: Allstate Insurance for flood insurance agent services to protect their properties against flood damage. The agency works with property owners to explain the National Flood Insurance Program and to help secure adequate coverage for structures in flood-prone zones. This assists clients in safeguarding their investments from potential water-related losses common to the Pee Dee region. The agency also serves property owners in the nearby community of Darlington.
Serving Florence, South Carolina, and the surrounding Pee Dee region communities, Marla A. Matthews: Allstate Insurance handles residential and commercial flood insurance polices. The agency helps property owners understand the specific risks posed by heavy seasonal rains and local waterways. For each situation, it reviews the client’s flood zone designation and coverage needs to recommend an appropriate federal or private policy. The typical approach involves assessing potential property vulnerabilities, calculating adequate limits for building and contents, and guiding clients through the application process to ensure clear protection against flood damage.
Homeowners in Florence, SC may choose between a one-time flood insurance policy for a single property or a recurring annual plan that renews automatically to cover the same residence year after year. Rosa Tuñon of AseguraMas Agency, LLC provides coverage that protects dwellings and belongings against rising water from storms or overflowing rivers. Their service is offered on an as-needed basis, whether for a new purchase, a policy review, or when renewing an existing plan.
The Hoylen Agency - Nationwide Insurance in Florence, SC provides specialized flood insurance services to protect properties in this flood-prone region. It handles policy evaluations and claims assistance for residential and commercial clients across the local area. The agency focuses on navigating the high-risk flood zones common near the Pee Dee River and its tributaries. It particularly helps homeowners prepare coverage before the peak hurricane season each summer.
When seasonal storms threaten the Pee Dee region, reliable flood coverage becomes a practical necessity for property owners. Ed Smith Insurance in Florence, SC, assists clients by explaining available flood insurance options through the National Flood Insurance Program. Their work focuses on helping homeowners and businesses assess their specific flood risk factors for this area. They guide customers through policy details and coverage limits to address individual property needs. A typical first step with this agency includes scheduling a property inspection to evaluate flood zone exposure and discuss potential policy requirements.
Farm Bureau Insurance in Florence, South Carolina, serves homeowners, businesses, and property managers seeking flood coverage. The agency assists clients in understanding flood zone requirements and obtaining policies tailored to properties. Because flood risks vary widely, the team discusses specific elevation factors and coverage limits. It helps both residential and commercial customers navigate National Flood Insurance Program options. Serving the entire Florence metro area, the agency also extends its services to nearby communities such as Timmonsville and Lake City.
What Does a a Flood Insurance Agent in Florence Cost?
The average cost of flood insurance in South Carolina is around 700 dollars per year for an NFIP policy, but rates can range from 400 to over 2,000 dollars depending on your flood zone, property value, and deductible. Private flood insurance may offer different pricing. Costs vary by case. This is general information, not insurance advice.
About flood insurance agents in Florence
Flood insurance agents in Florence South Carolina help property owners secure coverage through the National Flood Insurance Program and private insurers. South Carolina law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. Local agents understand the flood risks from the Great Pee Dee River and nearby waterways.
Frequently Asked Questions
Do I need flood insurance in Florence South Carolina?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur from heavy rains or storm surge, so many homeowners choose to buy a policy.
How do I choose a flood insurance agent in Florence?
Look for an agent licensed in South Carolina who offers policies from the National Flood Insurance Program and private carriers. Ask about their experience with local flood maps and the specific flood risks for your neighborhood.
What is the waiting period for flood insurance in South Carolina?
Most NFIP policies have a 30-day waiting period before coverage begins. This means you cannot buy a policy right before a storm and get immediate coverage. Plan ahead to ensure your property is protected.
Flood Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Bluffton · Charleston · Columbia · Conway · Easley · Fort Mill · Goose Creek · Greenville · Greer · Hilton Head Island · Lexington · Mt Pleasant · Myrtle Beach