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Find Flood Insurance Agents Near You in Columbia, SC

Compare flood insurance agents in Columbia. Review contact information and insurance categorys before you decide.

16 agents listed
Updated May 2026
Columbia, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 16 flood insurance agents in Columbia, SC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Powers Insurance Experts
1122 Lady St Office 315, Columbia, SC 29201
(803) 451-0094 choosepie.com
Affordable Insurance Group
6168 St Andrews Rd, Columbia, SC 29212
(803) 798-4499 affordableinsgrp.com
The Heard Agency
4611 Hard Scrabble Rd #103, Columbia, SC 29229
(803) 735-9999 theheardins.com
Allegiance Insurance Group
540 St Andrews Rd, Columbia, SC 29210
(803) 546-4707 aigsc.com
Relation Insurance Services
8313 Two Notch Rd, Columbia, SC 29223
(803) 788-4211 relationinsurance.com
Nation Insurance- Decker
1720 Decker Blvd, Columbia, SC 29206
(803) 233-7775 nationinsurancegroup.com
Insurance Company Advisors Group of Columbia
1122 Lady St Suite 308, Columbia, SC 29201
(843) 212-6221 myicagroup.com
DAVENPORT INSURANCE SOLUTIONS LLC
9367 Two Notch Rd, Columbia, SC 29223
(803) 699-1947 davenport-insurance.com
Michael Taylor Agency
1313 Percival Rd, Columbia, SC 29223
(803) 736-6969 michaeltayloragency.com
Relation Insurance Services
3020 Devine St, Columbia, SC 29205
(803) 799-9979 relationinsurance.com
Adams Eaddy & Associates
2230 Devine St, Columbia, SC 29205
(803) 254-9404 adamseaddy.com
Butler's Insurance Agency
1617 Broad River Rd, Columbia, SC 29210
(803) 772-6688 butlersinsurance.net
Turbeville Insurance Agency
2718 Middleburg Dr, Columbia, SC 29204
(803) 779-7666 tiasc.biz
Resource Insurance Associates
708 Lady St, Columbia, SC 29201
(803) 748-4545 resourceia.com
Vista Insurance Group
2717 Devine St Suite 200, Columbia, SC 29205
(803) 726-0550 vistainsurancegroup.com
South State Insurance Group
6140 St Andrews Rd, Columbia, SC 29212
(803) 888-3959 southstateig.com

Flood insurance agents in Columbia South Carolina help property owners understand their risk and secure coverage. South Carolina law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Agents can explain the 30-day waiting period for new National Flood Insurance Program policies and help you compare private options.

What Does a Flood Insurance Agent in Columbia Cost?

In Columbia South Carolina, flood insurance premiums through the NFIP average around 700 to 1,000 dollars per year for a standard policy. Private market rates can be lower or higher depending on your property's elevation and flood zone. Costs vary by situation based on coverage amount, deductible, and flood risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Columbia South Carolina?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding is possible and coverage is recommended.
How long does it take for a flood insurance policy to start in South Carolina?
For a new NFIP policy, there is typically a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. An agent can help you plan ahead.
What does a flood insurance agent in Columbia do?
A flood insurance agent helps you assess your flood risk, explains policy options from the NFIP and private carriers, and assists with claims. They also ensure you meet South Carolina lending requirements.