The top-rated flood insurance agent in Bellevue, Washington is PCRG Insurance, rated 4.9 stars across 268 reviews. Other highly rated options include Phoenix Insurance Inc., Whims Insurance and Financial Services, Victor Kloch: Insurance Connections Northwest. This directory lists 21 flood insurance agents serving Bellevue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PCRG Insurance | 10900 NE 4th St 2300 #2413 | (425) 243-5193 |
| 2 | Phoenix Insurance Inc. | 14205 SE 36th St Suite 100 | (425) 800-4298 |
| 3 | Whims Insurance and Financial Services | 375 118th Ave SE STE 104 | (425) 931-5319 |
| 4 | Victor Kloch: Insurance Connections Northwest | 14040 NE 8th St Ste 207 | (425) 321-3333 |
| 5 | Amy Loh - State Farm Insurance Agent | 13401 NE Bel Red Rd B-8 | (206) 524-0330 |
| 6 | Soleyon Insurance Partners Inc | 1400 112th Ave SE Suite 100 | (425) 208-0035 |
| 7 | Griffin MacLean Insurance Brokers | 2340 130th Ave NE d150 | (425) 822-1368 |
| 8 | Insurance Connections Northwest | 14040 NE 8th St Ste 207 | (425) 644-3808 |
| 9 | Farmers Insurance - Leland Kimball | 1130 140th Ave NE Ste. 300 | (206) 471-6206 |
| 10 | Mumma Associates, Inc. | 11811 NE 1st St Suite #307 | (425) 455-1406 |
PCRG Insurance serves the Bellevue, Washington area as a flood insurance agency. It helps property owners assess their coverage needs for homes and businesses located in flood zones common to the Pacific Northwest. The company guides clients through the process of obtaining policies that protect against water damage from heavy rains or nearby waterways. PCRG Insurance handles both personal residential flood policies and commercial flood insurance for local businesses.
Phoenix Insurance Inc. provides comprehensive flood insurance agent services for properties throughout the Bellevue, Washington area. It assists clients in understanding their flood risk and securing appropriate coverage through the National Flood Insurance Program. The company also offers guidance on policy renewals and adjustments to ensure continued protection as conditions change. Its service plans help property owners navigate claims and coverage questions efficiently. The firm services single-family homes, apartments, retail businesses, and restaurants seeking specialized flood insurance advice.
Whims Insurance and Financial Services assists homeowners, businesses, and property managers in Bellevue with flood insurance plans. The agency evaluates property risks in flood zones and helps clients secure coverage for buildings and contents. It explains National Flood Insurance Program policies and private market options for comprehensive protection. Flood damage from heavy rainfall or nearby waterways can cause significant losses, making tailored policies essential for property owners. Whims Insurance and Financial Services also serves clients in nearby Redmond and throughout the Eastside metro region.
Victor Kloch: Insurance Connections Northwest serves Bellevue, Washington, and the surrounding communities across King County. It handles flood insurance policies for residential and commercial properties, focusing on protection against water damage from severe weather and rising waters. The agent works with available coverage options to secure standard and excess policies. For a typical job, the agent reviews the property’s flood zone designation and discusses coverage limits, then takes deliberate steps to match the policy to the client’s specific risk exposure.
With heavy winter rains and seasonal flooding common in the Bellevue area, Amy Loh - State Farm Insurance Agent provides flood insurance policies to help protect homes and businesses from water damage. As a local agent, this office assists clients in understanding flood zone risks and the importance of federal flood insurance program coverage. The process begins by scheduling an initial consultation to review property flood exposure and determine the appropriate coverage limits.
Soleyon Insurance Partners Inc in Bellevue, WA differentiates between one-time flood insurance policies for individual properties and recurring coverage options that account for annual renewal needs. Their services help property owners navigate the specific flood risks common to the Pacific Northwest region, ensuring appropriate coverage for buildings and contents. Service is available on an as-needed basis, with clients able to request assistance for initial policy setup or for subsequent adjustments to their flood insurance plan.
As a dedicated flood insurance agent in Bellevue, Washington, Griffin MacLean Insurance Brokers specializes in guiding property owners through the purchase of National Flood Insurance Program policies. It also provides general flood risk consultations to help clients understand their coverage needs. The firm typically assists homeowners and businesses in locating appropriate plans that address their specific exposure to water damage. This local agency is particularly helpful when seasonal heavy rains and winter storms threaten the region with potential flooding in low-lying areas.
Based in Bellevue, WA, Insurance Connections Northwest offers flood insurance for residential properties, and also extends coverage to commercial clients throughout the surrounding region. The agency assists homeowners and business owners in navigating the complexities of flood risk. Policyholders receive guidance on coverage options for their specific needs. Regular follow-ups help clients adjust their policies after a major weather event or property change, ensuring ongoing protection between routine visits is maintained.
Farmers Insurance - Leland Kimball provides comprehensive insurance solutions to clients throughout Bellevue, WA, with specialized services as a local flood insurance agent. The agency helps residential and commercial property owners secure coverage against water damage from natural flooding events. Policy options available from this office include NFIP and private market plans tailored to individual risk levels. The agent can serve a broad range of commercial sectors, including office buildings, warehouses, and food service establishments.
Mumma Associates, Inc. in Bellevue, Washington, is known for helping property owners navigate flood insurance requirements specific to the region’s varied hydrology. The agency assists clients across the Eastside with securing policies from the National Flood Insurance Program. Service includes identifying appropriate coverage for homes and commercial properties to meet lender or regulatory demands. In addition to initial policy setup, the company can perform a detailed flood zone determination for any address before binding a new policy.
What Does a a Flood Insurance Agent in Bellevue Cost?
Flood insurance costs in Washington vary by flood zone property elevation and coverage amount. Typical NFIP policies for Bellevue homes in high-risk zones range from 700 to 2,000 per year. Lower-risk zone policies may cost 300 to 600 per year. Private insurers may offer different rates. This is general information not insurance advice.
About flood insurance agents in Bellevue
Flood insurance agents in Bellevue Washington help property owners secure coverage through the National Flood Insurance Program or private insurers. Bellevue properties near Lake Washington or the Sammamish River may require flood insurance as a condition of a mortgage. Washington state law does not mandate flood insurance but lenders often require it for homes in Special Flood Hazard Areas.
Frequently Asked Questions
Do I need flood insurance in Bellevue Washington?
Flood insurance is not required by Washington state law but mortgage lenders may require it if your property is in a FEMA-designated Special Flood Hazard Area. Even outside high-risk zones flood damage is possible so many homeowners choose to buy a policy.
How do I choose a flood insurance agent in Bellevue?
Look for an agent licensed in Washington who offers policies from the NFIP and private insurers. Ask about their experience with Bellevue properties and whether they can help with elevation certificates or flood zone determinations.
What does a flood insurance policy cover in Washington?
Standard NFIP policies cover building property and contents up to policy limits. Coverage includes damage from rising water not from sewer backups unless a rider is added. Washington policies follow federal NFIP rules for claims and deductibles.
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