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Find Flood Insurance Agents Near You in Kent, WA

Browse flood insurance agents serving Kent, Washington. Updated 2026-07-14.

The top-rated flood insurance agent in Kent, Washington is Cesar Ramos - State Farm Insurance Agent, rated 5.0 stars across 2,801 reviews. Other highly rated options include Heritage, Scott Kizer - State Farm Insurance Agent, A'lan Edmonson - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving Kent.

Showing 16 flood insurance agents in Kent, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cesar Ramos - State Farm Insurance Agent26019 104th Ave SE Suite 102(253) 277-8418
2Heritage24401 104th Ave SE #102(253) 638-8142
3Scott Kizer - State Farm Insurance Agent13106 SE 240th St Suite 101(253) 398-2746
4A'lan Edmonson - State Farm Insurance Agent18000 72nd Ave S #171(253) 833-2500
5Vern Fonk Insurance23830 Pacific Hwy S Ste 101(206) 408-5797
6Kyle J MacVicar: Allstate Insurance13121 SE Kent-Kangley Rd Ste 103(253) 639-1555
7Farmers Insurance - Kevin Busby13215 SE 240th St A(253) 872-7366
8Doug Jones - State Farm Insurance Agent124 4th Ave S #210(253) 850-3226
9Scully Insurance Solutions302 W Harrison St Ste 106(253) 277-8922
10Farmers Insurance - Ruben Kerson419 1st Ave S(253) 852-3660
CR
26019 104th Ave SE Suite 102
Cesar Ramos - State Farm Insurance Agent
Flood Insurance Agent · Kent, WA

Cesar Ramos - State Farm Insurance Agent serves the Kent, Washington area and surrounding King County communities. The company provides flood insurance policies to local homeowners, renters, and business owners. These policies help protect residential and commercial properties from water damage caused by heavy rains, rising rivers, or storm surges common in this region. The agency offers guidance on coverage options and assists clients with filing flood-related claims when needed. It also helps property owners purchase separate flood insurance to meet federal requirements.

HE
24401 104th Ave SE #102
Heritage
Flood Insurance Agent · Kent, WA

Heritage provides flood insurance services for property owners in Kent, Washington, helping clients secure coverage for risks associated with flooding events. The company offers assistance with policy selection, risk assessment, and claims support. Maintenance plans are available to ensure properties meet floodplain management requirements and to review coverage as conditions change. It services a range of properties, including single-family homes, apartments, retail spaces, and local restaurants.

SK
13106 SE 240th St Suite 101
Scott Kizer - State Farm Insurance Agent
Flood Insurance Agent · Kent, WA

Scott Kizer - State Farm Insurance Agent in Kent, WA serves homeowners, businesses, and property managers by providing guidance on flood insurance policies that cover damage from rising waters. The agency helps clients assess their flood risk and select an appropriate plan for their property’s location. It also explains coverage options to protect structures and belongings. This office extends its flood insurance services to nearby communities such as Covington and the greater Seattle metro area.

LE
18000 72nd Ave S #171
A'lan Edmonson - State Farm Insurance Agent
Flood Insurance Agent · Kent, WA

A'lan Edmonson - State Farm Insurance Agent serves clients in Kent, Washington, and the surrounding South King County communities. The agency handles flood insurance policies to protect residential and commercial properties from water damage risks. This work includes explaining coverage options and deductibles as part of the policy selection process. The general approach the agency uses to handle a typical job includes reviewing property risk factors and completing the required National Flood Insurance Program paperwork.

VF
23830 Pacific Hwy S Ste 101
Vern Fonk Insurance
Flood Insurance Agent · Kent, WA

Vern Fonk Insurance serves homeowners, businesses, and property managers in Kent, Washington, who require flood insurance coverage for their structures and belongings. The agency helps clients understand local flood zone risks and secure policies that meet federal and private insurer requirements. Flood insurance is essential for protecting properties from water damage during heavy rains and overflow events common in the Pacific Northwest. The company also assists customers in nearby communities such as Auburn and the broader Seattle metropolitan area with their flood insurance needs.

KJ
13121 SE Kent-Kangley Rd Ste 103
Kyle J MacVicar: Allstate Insurance
Flood Insurance Agent · Kent, WA

Kyle J MacVicar: Allstate Insurance in Kent, WA, explains the distinction between a single-policy purchase for a specific risk and an ongoing policy that renews annually to maintain continuous protection. Coverage typically addresses structural damage and belongings from rising water, often essential in flood-prone areas near waterways or drainage basins. The agent helps clients evaluate property vulnerability and secure appropriate limits. Service operates on a scheduled policy renewal cycle, with annual reviews offered as needed.

FI
13215 SE 240th St A
Farmers Insurance - Kevin Busby
Flood Insurance Agent · Kent, WA

Flood insurance specialist Farmers Insurance - Kevin Busby in Kent, WA, provides federally backed National Flood Insurance Program policies to protect property from rising waters. It also assists homeowners, renters, and businesses in securing standard coverage for their assets and liability needs. During the spring thaw or after heavy rainfall, the agency helps clients assess their flood risk and adjust policies before local waterways overflow.

DJ
124 4th Ave S #210
Doug Jones - State Farm Insurance Agent
Flood Insurance Agent · Kent, WA

After heavy seasonal rain in the Pacific Northwest, the risk of basement flooding rises for many Kent homeowners. Doug Jones - State Farm Insurance Agent provides flood insurance policies designed to cover water damage that standard plans exclude. The agent helps local property owners understand what specific flooding risks apply to their homes. Each policy discussion begins with a careful review of the customer's current coverage and the property's location in relation to known flood zones. A complete initial assessment of the residence is scheduled to document its elevation and structural features.

SI
302 W Harrison St Ste 106
Scully Insurance Solutions
Flood Insurance Agent · Kent, WA

Scully Insurance Solutions in Kent, WA provides guidance on property coverage strategies, specializing in flood insurance policies for structures in designated flood zones. The agency helps clients understand National Flood Insurance Program requirements and offers options for supplemental coverage to address gaps in standard plans. Their services assist with risk assessment for commercial properties, including offices, warehouses, and food service operations.

FI
419 1st Ave S
Farmers Insurance - Ruben Kerson
Flood Insurance Agent · Kent, WA

Serving homeowners in Kent, Farmers Insurance - Ruben Kerson helps residential policyholders select appropriate flood coverage for their properties. Commercial flood insurance for local businesses is also available, with service extending throughout the Kent area. Recognizing that standard policies often exclude flood damage, the agency guides clients through specific flood insurance options. This process helps ensure adequate protection against water damage from storms or rising waters. After securing a policy, the agency remains available for policy reviews or adjustments before each renewal season or following any significant property change.

KI
1042 W James St # 103
Key Insurance | Personal and Commercial Insurance Seattle
Flood Insurance Agent · Kent, WA
(206) 420-4270
keyinsure.net
RI
417 Ramsay Way
Rapid Insurance Service
Flood Insurance Agent · Kent, WA
(253) 342-4304
A1
10120 SE 260th St SUITE # 201
Agency 1 Insurance
Flood Insurance Agent · Kent, WA
(253) 236-4123
agency1insurance.com
EI
25662 104th Ave SE
Easy Insurance LLC
Flood Insurance Agent · Kent, WA
(253) 364-4653
JJ
841 Central Ave N # C103
Johnson Joy Insurance Services, Inc.
Flood Insurance Agent · Kent, WA
(206) 512-5275
johnsonjoyinsurance.com
AL
108th Ave SE
Allstate
Flood Insurance Agent · Kent, WA

What Does a a Flood Insurance Agent in Kent Cost?

Flood insurance costs in Washington depend on factors like flood zone, building elevation, age of structure, and coverage limits. For a standard NFIP policy in Kent, annual premiums often range from 500 to 2,500 for residential properties. Higher-risk zones or older buildings may cost more. Private market policies can offer different pricing and coverage options. This is general information and not insurance advice.

About flood insurance agents in Kent

Flood insurance agents in Kent, Washington help property owners understand their risk in the Green River Valley and other flood-prone areas. Washington state law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. An agent can explain the National Flood Insurance Program options and private market alternatives available to Kent residents.

Frequently Asked Questions

Do I need flood insurance in Kent Washington?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside these zones, flooding from heavy rain or drainage issues is possible. An agent can review your specific flood zone designation.

What does a flood insurance agent do in Kent?

A flood insurance agent assesses your property risk, explains NFIP and private policy options, and helps you choose appropriate coverage limits. They also assist with filing elevation certificates and understanding Washington state building code requirements for floodproofing.

How much does flood insurance cost in Kent Washington?

Costs vary widely based on flood zone, building elevation, and coverage amount. NFIP policies in Kent typically range from 500 to 2,500 per year for standard residential coverage. An agent can provide a personalized quote after reviewing your property details.

Flood Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.