The top-rated flood insurance agent in Lake Stevens, Washington is Denton Atkinson - State Farm Insurance Agent, rated 4.9 stars across 267 reviews. Other highly rated options include Keith Partington: Allstate Insurance, Keith Akins - State Farm Insurance Agent, Lechtenberg Agency, LLC American Family Insurance. This directory lists 12 flood insurance agents serving Lake Stevens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Denton Atkinson - State Farm Insurance Agent | 7304 10th St SE Ste B101 | (425) 374-1171 |
| 2 | Keith Partington: Allstate Insurance | 7315 10th St SE Unit 102 | (425) 322-3642 |
| 3 | Keith Akins - State Farm Insurance Agent | 512 91st Ave NE Suite A | (425) 334-9454 |
| 4 | Lechtenberg Agency, LLC American Family Insurance | 430 91st Ave NE #9d | (425) 474-8061 |
| 5 | Kelly Cooley - COUNTRY Financial Agent | 9623 32nd St SE Ste 118 | (360) 825-5112 |
| 6 | COVER | 1803 Main St | (425) 319-5110 |
| 7 | Lake stevens insurance Group | 208 91st Ave NE | (253) 367-4116 |
| 8 | Farmers Insurance - Bruce Hauglie | 9433 4th St NE #102 | (425) 334-5023 |
| 9 | Farmers Insurance - Priscilla Sandoval | 9433 4th St NE #102 | (425) 334-5023 |
| 10 | BRIAN REWIS INSURANCE AGENCY | 2012 Grade Rd Ste 203 | (425) 658-9070 |
Denton Atkinson - State Farm Insurance Agent serves the Lake Stevens, WA area and surrounding Snohomish County. The agency provides flood insurance policies to protect residential and commercial properties from water damage. Flood risks in this region are significant due to heavy rainfall and proximity to local waterways. An agent reviews a property's flood zone and coverage needs. The agency handles policy renewals and claims assistance for flood-related losses.
Keith Partington: Allstate Insurance provides flood insurance agent services for property owners in Lake Stevens, Washington. It offers guidance in securing coverage that protects against water damage from rising waters. The service includes periodic policy reviews to help ensure coverage limits remain appropriate over time. Routine maintenance includes assistance with filing claims and answering questions about policy terms. The agency services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, businesses, and property managers in Lake Stevens, Washington, this agency helps clients secure flood insurance policies to protect against water damage. The agent specializes in evaluating individual risks and explaining coverage options, including deductibles and policy limits. Policies often cover structural damage, contents replacement, and temporary living expenses. Comprehensive analysis ensures every client understands their flood zone risk. Keith Akins - State Farm Insurance Agent serves the broader Snohomish County area, including the nearby communities of Marysville and Arlington.
Lechtenberg Agency, LLC American Family Insurance serves Lake Stevens and surrounding communities in Washington State, handling flood insurance policies for residential and commercial properties. The agency assists clients in navigating the complexities of flood coverage, including policy options and eligibility requirements. To complete a typical job, it begins by assessing the property’s flood zone and risk level, then presents coverage plans tailored to the specific needs of the client’s location and budget.
Kelly Cooley of COUNTRY Financial in Lake Stevens, WA, offers flood insurance guidance tailored to properties in flood-prone zones. The agency helps clients assess coverage needs through the National Flood Insurance Program. It understands the unique water-related risks of the Pacific Northwest, working to protect homes and possessions from potential water damage. As the fall rainy season begins in the region, this service proves especially valuable for homeowners seeking to secure their coverage before heavy storms intensify.
COVER offers both one-time flood insurance consultations for specific property needs and scheduled policy reviews to ensure ongoing coverage adapts to changing flood maps. As a flood insurance agent in Lake Stevens, Washington, the company helps clients navigate National Flood Insurance Program options and private market solutions. Policies address structure replacement costs, contents coverage, and elevation certificate requirements common in river-adjacent communities. Service operates on either a scheduled annual review basis or as-needed following significant weather events or property changes.
Lake Stevens Insurance Group provides property and liability coverage to customers in the Lake Stevens area. As a flood insurance specialist, the agency focuses on securing policies for properties in designated flood zones, helping mitigate financial risk from water damage. Their services address standard residential needs as well as tailored protection for commercial sectors, including offices, warehouses, and food service establishments.
As heavy rains often cause flash flooding in the low-lying areas around Lake Stevens, homeowners face significant water damage risks. Farmers Insurance agent Bruce Hauglie provides flood insurance policies designed to protect against this seasonal threat. He works with residents to understand their property’s specific exposure levels and coverage options. By conducting a thorough review of current flood zone maps and home elevation data, he helps clients secure appropriate protection. The process typically begins with a no-obligation inspection of the property and a detailed initial assessment of its flooding risks.
Farmers Insurance - Priscilla Sandoval offers residential flood insurance for homes in Lake Stevens, working to protect properties from water damage common to the area. Commercial flood coverage is also available for local businesses in and around the surrounding Snohomish County region. Policies are tailored to individual needs through a thorough risk assessment process. Clients can return for follow-up service between their regular policy reviews to adjust coverage and ask questions.
BRIAN REWIS INSURANCE AGENCY in Lake Stevens, WA, is known for specializing in flood insurance policies that protect homes and businesses against water damage from rising waters and storms. The agency serves clients throughout Lake Stevens and the surrounding Snohomish County region, helping property owners navigate flood zone requirements and coverage options. An added specialty service the agency offers is guidance on obtaining official elevation certificates to potentially lower flood insurance premiums.
What Does a a Flood Insurance Agent in Lake Stevens Cost?
Typical costs for flood insurance in Lake Stevens, Washington range from 700 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage limits. Properties in high-risk zones like AE may have higher premiums. Private flood insurance can sometimes be cheaper or offer higher limits. This is general information and not insurance advice.
About flood insurance agents in Lake Stevens
Flood insurance agents in Lake Stevens, Washington help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Lake Stevens is in a flood-prone area near the lake and Snohomish River, so many properties may require flood insurance as a condition of a mortgage. Washington state law does not mandate flood insurance, but lenders often require it for properties in high-risk flood zones.
Frequently Asked Questions
Do I need flood insurance in Lake Stevens Washington?
Flood insurance is not required by Washington state law, but your mortgage lender may require it if your property is in a high-risk flood zone designated by FEMA. Many homes near Lake Stevens and the Snohomish River are in Zone AE or Zone A, which have a 1 percent annual chance of flooding.
What does a flood insurance agent do in Lake Stevens?
A flood insurance agent helps you determine your flood risk, compare NFIP and private flood insurance options, and complete the application. They also assist with elevation certificates and can explain waiting periods, which are typically 30 days for NFIP policies.
How much does flood insurance cost in Lake Stevens Washington?
Costs vary based on your property's flood zone, elevation, and coverage amount. For an NFIP policy, annual premiums in Washington range from about 700 to 2,500 dollars for a standard home. Private flood insurance may offer different rates. An agent can provide a specific quote for your property.