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Find Flood Insurance Agents Near You in Bremerton, WA

Looking for a flood insurance agent in Bremerton? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Bremerton, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 12 flood insurance agents in Bremerton, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Cashman - State Farm Insurance Agent
1550 NE Riddell Rd Ste 160, Bremerton, WA 98310
(360) 627-7947 scottcashman.com
Vern Fonk Insurance
3620 Wheaton Wy A, Bremerton, WA 98310
(360) 686-6069 vernfonk.com
H&K Insurance Agency, Inc.
3105 Wheaton Wy, Bremerton, WA 98310
(360) 377-7645 handkinsurance.com
Haley Insurance Agency Inc.
400 Warren Ave UNIT 105, Bremerton, WA 98337
(360) 626-6173 haleyinsuranceagency.com
Debbie Doll Insurance Agent Broker
500 Pacific Ave UNIT 200, Bremerton, WA 98337
(360) 302-3446 dollinsurance.com
John Stephens - State Farm Insurance Agent
1100 Wheaton Wy A, Bremerton, WA 98310
(360) 377-3992 johnstephensinsurance.com
Allstate Insurance: West Hills Insurance Agency
950 W Hills Blvd, Bremerton, WA 98312
(360) 616-3300 agents.allstate.com
Michael Gribbin: Allstate Insurance
4040 Wheaton Wy Ste 211, Bremerton, WA 98310
(360) 479-9850 agents.allstate.com
Affordable Insurance Service
243-249 4th St, Bremerton, WA 98337
(360) 282-0904
Steve Kumar: Allstate Insurance
3331 Kitsap Way B, Bremerton, WA 98312
(360) 373-6895 agents.allstate.com
Best Insurance WA
2909 WA-303, Bremerton, WA 98310
(425) 470-6908
Judy Harding
702 Lebo Blvd, Bremerton, WA 98310
(360) 479-4230

Flood insurance agents in Bremerton Washington help property owners secure coverage through the National Flood Insurance Program or private insurers. Bremerton sits on the Puget Sound and has several flood-prone areas near Sinclair Inlet and local creeks. Washington state law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA.

What Does a Flood Insurance Agent in Bremerton Cost?

The cost of flood insurance in Bremerton Washington varies by property. An NFIP policy for a single-family home in a low-risk zone may start around 700 dollars per year. In high-risk zones premiums can exceed 2000 dollars annually. Private flood insurance may offer lower rates for some properties but deductibles can be higher. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Bremerton Washington?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you must carry flood insurance. Even outside high-risk zones flooding from heavy rain or storm surge can occur so many homeowners choose to buy a policy.
What does a flood insurance agent in Bremerton do?
A flood insurance agent helps you determine your flood zone risk and compares NFIP policies with private flood insurance options. They explain coverage limits deductibles and waiting periods and assist with filing claims after a flood event.
How long does it take for a flood insurance policy to start in Washington?
NFIP policies typically have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods sometimes as little as 14 days. Plan ahead because you cannot get same-day coverage.