The top-rated flood insurance agent in Mountlake Terrace, Washington is Josh Culotti - State Farm Insurance Agent, rated 4.9 stars across 652 reviews. Other highly rated options include PALTA INSURANCE GROUP, Alex Bagdasarov - State Farm Insurance Agent, MIIA Insurance. This directory lists 10 flood insurance agents serving Mountlake Terrace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Culotti - State Farm Insurance Agent | 5720 220th St SW B | (425) 771-2929 |
| 2 | PALTA INSURANCE GROUP | 22725 44th Ave W #207 | (206) 724-3973 |
| 3 | Alex Bagdasarov - State Farm Insurance Agent | 23601 56th Ave W Ste 500 | (206) 946-1986 |
| 4 | MIIA Insurance | 6100 219th St SW Ste 480-370 | (425) 477-9292 |
| 5 | Dave Keen: Allstate Insurance | 6603 220th St SW Ste 101 | (425) 686-7801 |
| 6 | Jones-Taylor Insurance Group, LLC | 6100 219th St SW Ste. 480 | (425) 390-4035 |
| 7 | Plaza Insurance Agency | 5505 230th St SW | (425) 778-2134 |
| 8 | Golden Insurance LLC | 24001 56th Ave W Ste D403 | (206) 512-8921 |
| 9 | Helfrich Insurance | 22905 56th Ave W #102 | (425) 776-0447 |
| 10 | Coram Insurance | 6912 220th St SW #113 | (206) 214-7805 |
Josh Culotti - State Farm Insurance Agent in Mountlake Terrace, Washington, is known for providing flood insurance policies that help protect homes and businesses from water damage. Its service range includes assessing property flood risks and guiding clients through coverage options tailored to local flood zone requirements. The agency can also add on a comprehensive review of existing homeowners policies to identify potential gaps in protection.
Palta Insurance Group serves the Mountlake Terrace area and surrounding Snohomish County, specializing in flood insurance agency services. The company helps property owners secure coverage required by lenders for homes and businesses in flood-prone zones near Puget Sound. Its team works closely with the National Flood Insurance Program to obtain appropriate policies. Palta Insurance Group also assists clients with elevation certificate reviews and policy adjustments during renewals for maximum protection.
Alex Bagdasarov - State Farm Insurance Agent in Mountlake Terrace, WA, provides flood insurance services tailored to residential and commercial property risks. Policies are designed to protect against water damage after storms or rising water events. The team offers assistance with policy reviews, coverage adjustments, and filing claims following flood incidents. Budget-friendly payment plans are available to keep protection accessible throughout the year. Services cover single-family homes, apartments, and mixed-use retail or restaurant properties located in flood-prone zones across the region.
MIIA Insurance serves homeowners, property managers, and local businesses in Mountlake Terrace, Washington, by helping them secure flood coverage tailored to their specific risks. An agent reviews a property’s flood zone designation, explains policy options from the National Flood Insurance Program, and assists with completing applications and understanding coverage limits. This service is particularly valuable for residential landlords and commercial owners who must protect their investments from water damage. The agency also routinely works with clients in neighboring Brier and throughout the greater Snohomish County region.
Serving Mountlake Terrace and the surrounding communities of Snohomish County, Dave Keen: Allstate Insurance handles flood insurance policies designed to protect residential and commercial properties from water damage. The agency works with homeowners and business owners to navigate the specific flood risks associated with the Pacific Northwest, including heavy rainfall and snowmelt runoff. When managing a typical job, it begins by assessing the client's property location and coverage needs to recommend an appropriate policy from the available plans.
Jones-Taylor Insurance Group, LLC in Mountlake Terrace, WA distinguishes between one-time flood insurance policies for single events and recurring annual coverage that renews automatically. They offer policies that protect residential and commercial structures against rising water and flood-related damage common in the Pacific Northwest. Clients can meet with an agent to review risk factors and choose between a basic policy or a more comprehensive option. Service runs on a one-time, scheduled, or as-needed basis depending on policy setup.
Plaza Insurance Agency in Mountlake Terrace, WA specializes in arranging flood insurance policies to protect residential and commercial properties from water damage. The agency works closely with clients to review coverage options from the National Flood Insurance Program and private insurers. It helps homeowners and business owners understand their specific flood zone risks and policy limits. Flood risks in the region can rise significantly during heavy winter storms and the spring snowmelt season, when the agency assists clients in securing timely coverage before water levels rise.
Property owners in the Pacific Northwest face significant seasonal risks from heavy rainfall and snowmelt. Golden Insurance LLC, serving Mountlake Terrace, WA, offers flood insurance policies to help safeguard residential and commercial assets from water damage. Their agents guide clients through the nuances of flood coverage, clarifying common exclusions found in standard homeowner policies. The process begins with a thorough property assessment to evaluate individual flood exposure and determine accurate coverage needs before initiating a formal inspection.
Serving homeowners and property investors in the Mountlake Terrace area, Helfrich Insurance provides essential coverage against water damage from natural flooding events. The agency also specializes in tailored flood insurance policies that address the unique weather patterns and drainage risks common to the Pacific Northwest region. For each client, they assess specific property vulnerabilities to recommend appropriate policy limits. Their services protect a range of commercial sectors, including local offices, warehouses, and food service establishments.
Coram Insurance provides residential flood insurance services to homeowners in Mountlake Terrace, Washington. The agency also offers commercial flood coverage for local businesses, ensuring comprehensive protection throughout the area. Agents help clients understand flood risks and policy options for properties near waterways. By handling claims support and annual coverage reviews, the company aims to simplify preparedness for property owners. Follow-up consultations and policy adjustments between regular visits help maintain adequate protection as seasonal conditions or property needs change.
What Does a a Flood Insurance Agent in Mountlake Terrace Cost?
Flood insurance costs in Washington vary by property location, elevation, and coverage amount. For an NFIP policy in Mountlake Terrace, annual premiums typically range from 700 to 2,500 dollars for a standard single-family home. Higher-risk properties near lakes or creeks may see premiums above 4,000 dollars. Private insurers may offer different rates. This is general information and not insurance advice.
About flood insurance agents in Mountlake Terrace
Flood insurance agents in Mountlake Terrace help property owners secure coverage through the National Flood Insurance Program or private insurers. Mountlake Terrace is located in Snohomish County and includes areas near Lake Ballinger and Hall Creek that may fall into FEMA-designated flood zones. Washington state law requires lenders to mandate flood insurance for properties in high-risk areas, making local agent guidance essential.
Frequently Asked Questions
What does a flood insurance agent in Mountlake Terrace do?
A flood insurance agent assesses your property's flood risk using FEMA flood maps and helps you choose a policy that meets lender or state requirements. They can explain coverage limits for building and contents under the NFIP. Agents also assist with filing elevation certificates if needed.
Is flood insurance required in Mountlake Terrace?
Flood insurance is required if your property is in a FEMA Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones, Washington state recommends coverage because 20 percent of flood claims come from low- to moderate-risk areas. An agent can verify your zone and advise on voluntary coverage.
How long does it take to get a flood insurance policy in Washington?
NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new home loan. Private flood insurance may offer shorter waiting periods. An agent in Mountlake Terrace can explain these timelines and help you plan accordingly.