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Find Flood Insurance Agents Near You in Mountlake Terrace, WA
Compare flood insurance agents in Mountlake Terrace. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Mountlake Terrace, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 10 flood insurance agents in Mountlake Terrace, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Josh Culotti - State Farm Insurance Agent
5720 220th St SW B, Mountlake Terrace, WA 98043
(425) 771-2929
mltcarinsurance.com
PALTA INSURANCE GROUP
22725 44th Ave W #207, Mountlake Terrace, WA 98043
(206) 724-3973
paltainsurance.com
Alex Bagdasarov - State Farm Insurance Agent
23601 56th Ave W Ste 500, Mountlake Terrace, WA 98043
(206) 946-1986
alexinseattle.com
MIIA Insurance
6100 219th St SW Ste 480-370, Mountlake Terrace, WA 98043
(425) 477-9292
miiainsurance.com
Dave Keen: Allstate Insurance
6603 220th St SW Ste 101, Mountlake Terrace, WA 98043
(425) 686-7801
agents.allstate.com
Jones-Taylor Insurance Group, LLC
6100 219th St SW Ste. 480, Mountlake Terrace, WA 98043
(425) 390-4035
Plaza Insurance Agency
5505 230th St SW, Mountlake Terrace, WA 98043
(425) 778-2134
plazainsurancenw.com
Golden Insurance LLC
24001 56th Ave W Ste D403, Mountlake Terrace, WA 98043
(206) 512-8921
goldeninsllc.com
Helfrich Insurance
22905 56th Ave W #102, Mountlake Terrace, WA 98043
(425) 776-0447
Coram Insurance
6912 220th St SW #113, Mountlake Terrace, WA 98043
(206) 214-7805
coramins.com
Flood insurance agents in Mountlake Terrace help property owners secure coverage through the National Flood Insurance Program or private insurers. Mountlake Terrace is located in Snohomish County and includes areas near Lake Ballinger and Hall Creek that may fall into FEMA-designated flood zones. Washington state law requires lenders to mandate flood insurance for properties in high-risk areas, making local agent guidance essential.
What Does a Flood Insurance Agent in Mountlake Terrace Cost?
Flood insurance costs in Washington vary by property location, elevation, and coverage amount. For an NFIP policy in Mountlake Terrace, annual premiums typically range from 700 to 2,500 dollars for a standard single-family home. Higher-risk properties near lakes or creeks may see premiums above 4,000 dollars. Private insurers may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Mountlake Terrace do?
A flood insurance agent assesses your property's flood risk using FEMA flood maps and helps you choose a policy that meets lender or state requirements. They can explain coverage limits for building and contents under the NFIP. Agents also assist with filing elevation certificates if needed.
Is flood insurance required in Mountlake Terrace?
Flood insurance is required if your property is in a FEMA Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones, Washington state recommends coverage because 20 percent of flood claims come from low- to moderate-risk areas. An agent can verify your zone and advise on voluntary coverage.
How long does it take to get a flood insurance policy in Washington?
NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new home loan. Private flood insurance may offer shorter waiting periods. An agent in Mountlake Terrace can explain these timelines and help you plan accordingly.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.