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Compare Flood Insurance Agents in Seattle, WA

Compare flood insurance agents in Seattle. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Seattle, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 20 flood insurance agents in Seattle, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Vern Fonk Insurance
10237 16th Ave SW, Seattle, WA 98146
(206) 408-5084 vernfonk.com
Landon Suson: Allstate Insurance
11613 Rainier Ave S, Seattle, WA 98178
(206) 772-0045 allstate.com
Farmers Insurance - Chris Elliott Insurance Agency
1200 Westlake Ave N #502, Seattle, WA 98109
(206) 838-7000 ceinsuranceagency.com
Northwest Insurance Group
5431B California Ave SW, Seattle, WA 98136
(206) 932-2500 nwinsgroup.com
Farmers Insurance - James Nguyen Agency
3315 Rainier Ave S D, Seattle, WA 98144
(206) 329-2679 agents.farmers.com
C. Don Filer Agency
1325 4th Ave #2100, Seattle, WA 98101
(206) 343-2323 assuredpartners.com
Magnolia Insurance Agency, Inc.
3424 W McGraw St, Seattle, WA 98199
(206) 284-4886 magnolia-insurance.com
NextGen Insurance
12034 15th Ave NE, Seattle, WA 98125
(425) 472-4022 trustnextgen.com
Sav-On Insurance
9614 17th Ave SW, Seattle, WA 98106
(253) 617-3784 sav-on.com
Orca Insurance
506 2nd Ave #1400, Seattle, WA 98104
(206) 818-4133 orca-insurance.com
Anker Insurance LLC
8917 Lake City Way NE Unit C6, Seattle, WA 98115
(425) 793-5580 agents.farmers.com
Brown & Brown DBA Spangler Insurance
701 5th Ave #550, Seattle, WA 98104
(206) 329-7447 spanglerinsurance.com
Belltown Insurance Group Inc
1100 Dexter Ave N STE 100, Seattle, WA 98109
(206) 443-7744 bigseattle.com
Moreland Insurance Agency
1151 Fairview Ave N Suite 105, Seattle, WA 98109
(206) 594-1126 morelandagency.com
Bright Insurance Agency
4252 S 166th St, Seattle, WA 98188
(425) 365-4104
Michael Wong Insurance
1200 Westlake Ave N #607, Seattle, WA 98109
(206) 284-0171 michaelwonginsurance.com
Snapp & Son Insurance, Inc.
221 1st Ave W #200, Seattle, WA 98119
(206) 282-3425 snapp.com
Washington State Insurance Agency
1777 Utah Ave S, Seattle, WA 98134
(206) 222-9940 letiziaphimsoutham.wixsite.com
Peak Insurance LLC
2208 NW Market St UNIT 507, Seattle, WA 98107
(206) 327-9489 insurewithpeak.com
Thompson Insurance Agency
2400 NW 80th St #619, Seattle, WA 98117
(206) 789-4663 paulthompsonagency.com

What Does a Flood Insurance Agent in Seattle Cost?

Flood insurance premiums in Washington vary widely based on flood zone, property elevation, and coverage amount. Typical NFIP policies range from 700 to 2,500 dollars per year for a single family home. Private market options may offer lower rates or higher limits but depend on individual risk assessment. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance if I live outside a flood zone in Seattle?
Even properties outside high risk flood zones can experience flooding from heavy rain or drainage issues. Many lenders still require coverage if your property is in a moderate risk area. An agent can review your specific location and recommend appropriate options.
How does Washington State law affect flood insurance requirements?
Washington insurance code does not mandate flood insurance for homeowners, but lenders can require it for properties in Special Flood Hazard Areas. The state also requires insurers to clearly disclose flood exclusions in standard policies. An agent can explain how these rules apply to your situation.
What is the waiting period for flood insurance in Seattle?
Standard NFIP policies have a 30 day waiting period before coverage begins. Some private insurers offer shorter waiting periods in certain cases. It is important to plan ahead and not wait until a storm is forecast.