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Find Flood Insurance Agents Near You in Tumwater, WA
Compare flood insurance agents in Tumwater. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Tumwater, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 12 flood insurance agents in Tumwater, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Fama-Silver Agency LLC American Family Insurance
1222 South 2nd Ave SW Ste D, Tumwater, WA 98512
(360) 469-7005
amfam.com
Lee Ingrim - State Farm Insurance Agent
4780 Capitol Blvd SE #1, Tumwater, WA 98501
(360) 754-7656
leeingrim.com
Richard Sampson Insurance
207 Lee St SW, Tumwater, WA 98501
(360) 688-1407
richardsampsoninsurance.com
Farmers Insurance - Terry Kelly
5757 Capitol Blvd SE, Tumwater, WA 98501
(360) 705-4349
agents.farmers.com
Flood insurance agents in Tumwater, Washington help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Tumwater sits near the Deschutes River and Budd Inlet, making flood risk a concern for many homes and businesses. Washington state law requires lenders to mandate flood insurance for properties in high-risk flood zones, so an agent can guide you on compliance and coverage options.
What Does a Flood Insurance Agent in Tumwater Cost?
Flood insurance costs in Tumwater vary based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a standard home, though high-risk properties may pay more. Private insurers may offer lower rates or higher limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Tumwater, Washington?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is possible, and an agent can help you assess your risk.
What does a flood insurance agent do in Tumwater?
A flood insurance agent helps you understand your flood risk, compares NFIP and private policies, and assists with filing claims. They ensure your coverage meets Washington state requirements and lender mandates.
How does Washington state law affect flood insurance?
Washington follows NFIP rules, and state law requires insurers to offer flood coverage in high-risk areas. There is no state-specific time limit for filing claims, but NFIP policies typically require claims within 60 days of loss.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.