The top-rated flood insurance agent in Yakima, Washington is Mid-Columbia Insurance, rated 4.9 stars across 1,952 reviews. Other highly rated options include Vern Fonk Insurance, Yakima Valley Insurance, Freeway Insurance. This directory lists 20 flood insurance agents serving Yakima.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 1602 W Lincoln Ave | (509) 249-1188 |
| 2 | Vern Fonk Insurance | 126 S 1st St Ste. C | (509) 281-7028 |
| 3 | Yakima Valley Insurance | 117 N 50th Ave | (509) 248-2100 |
| 4 | Freeway Insurance | 1112 E Nob Hill Blvd Ste 104 | (509) 281-7040 |
| 5 | Tim Surber – State Farm Insurance Agent | 2961 Stonewood Ct Ste B | (509) 895-6010 |
| 6 | State Farm: Eric Silvers | 1 N 9th St | (509) 453-8286 |
| 7 | InsureOne Insurance | 816 Summitview Ave | (509) 281-7024 |
| 8 | Universal Insurance Services LLC | 307 N 3rd St # 5 | (888) 874-0208 |
| 9 | Apple Valley Insurance | 903 W Nob Hill Blvd | (509) 453-4595 |
| 10 | Mitchell, Reed and Schmitten Insurance-Yakima | 127 W Yakima Ave | (509) 248-7711 |
Mid-Columbia Insurance serves the Yakima, Washington, area as a local flood insurance agent. The company assists property owners with securing coverage against flood damage, a critical need in this flood-prone region of central Washington. It helps clients understand the specific risks to their homes and businesses from nearby rivers and seasonal runoff. Policies through the National Flood Insurance Program are made available here. The agency also guides customers through the application process and helps evaluate appropriate coverage limits for structures and contents within Yakima.
Vern Fonk Insurance serves Yakima, Washington, providing flood insurance agency services for local property owners. The agency assists clients in navigating flood zone requirements and securing appropriate coverage for homes, businesses, and rental properties. Policies are arranged to protect structures and personal belongings from water damage caused by heavy rains, snowmelt, or nearby river flooding. Commercial flood policies and residential flood coverage are available to match the needs of the region.
Yakima Valley Insurance provides flood insurance agent services for the Yakima area, helping property owners assess flood risk and secure appropriate coverage under the National Flood Insurance Program. The company assists clients with policy selection and claims guidance, offering straightforward consultation throughout the process. Its service approach ensures that residential properties, including single-family homes and apartments, are protected alongside commercial properties such as retail stores and restaurants.
Freeway Insurance in Yakima, Washington serves homeowners, businesses, and property managers seeking flood insurance coverage. The agency helps clients understand National Flood Insurance Program options and private policies to protect properties from water damage. Flood insurance is vital in this region due to seasonal runoff and rain events that can cause unexpected flooding. The team operates from their Yakima office and also assists customers in nearby Selah with their flood risk management needs.
Serving Yakima and the surrounding communities of Union Gap, Selah, and Moxee, Tim Surber – State Farm Insurance Agent handles flood insurance policies for local homes and businesses. It addresses risks from swollen rivers, seasonal runoff, and flash flooding common to the central Washington region. The agency typically begins work by discussing a client's property location and coverage needs, then reviews necessary endorsements before presenting a tailored policy summary for review.
For one-time flood risk assessments, a single visit may suffice, while scheduled coverage reviews help secure long-term protection. As a flood insurance agent in Yakima, WA, Eric Silvers of State Farm assists homeowners in recognizing potential flood hazards and matching policies to property-specific vulnerabilities. This local agent guides clients through available flood insurance plans, emphasizing the need for adequate coverage even outside high-risk zones. Service coordination is flexible, with appointments available on an as-needed basis to accommodate changing seasonal risks or recent property modifications.
Specializing in flood insurance coverage, InsureOne Insurance assists property owners and renters in Yakima, WA. The agency helps clients understand flood zone designations and navigate National Flood Insurance Program policies, offering guidance on protection for homes, businesses, and personal belongings. Adjusting to the region's seasonal runoff and sudden snowmelt, the company addresses the increased flood risks that often accompany spring thaw and heavy rain events.
As winter rains arrive over the Yakima Valley, runoff and rising waterways can threaten homes and businesses near the Naches and Yakima rivers. Universal Insurance Services LLC helps local property owners secure flood insurance policies tailored to the unique risk exposure of this region. They guide clients through the thirty-day waiting period required by federal programs and assist in identifying coverage gaps often missed by standard homeowners policies. An initial property inspection is scheduled to assess flood zone designation and base elevation before any policy is finalized.
Apple Valley Insurance helps property owners in Yakima, Washington, obtain necessary coverage for their assets. The agency specializes in flood insurance policies, addressing protection against water damage from natural events. Their work involves assessing local flood risks and guiding clients through policy options to secure financial safeguards. This service is available for commercial sectors such as offices, warehouses, and food service operations, ensuring these businesses can manage potential flood-related losses.
Mitchell, Reed and Schmitten Insurance in Yakima assists homeowners with residential flood insurance policies to protect their property from water damage. The agency also provides commercial coverage for local businesses needing flood protection. Serving clients throughout Yakima, Washington, the team helps navigate policy options to meet individual needs. After initial coverage is secured, representatives remain available to adjust plans as circumstances change or to address policy questions before flood season returns.
What Does a a Flood Insurance Agent in Yakima Cost?
Flood insurance costs in Yakima Washington depend on your property's flood risk zone, elevation, and building characteristics. NFIP rates are set federally and average around 700 to 1,200 per year for low-risk zones, while high-risk zones can exceed 2,500 annually. Private flood insurance may offer lower rates or higher limits. This is general information and not insurance advice.
About flood insurance agents in Yakima
Flood insurance agents in Yakima, Washington help property owners secure coverage through the National Flood Insurance Program or private insurers. Yakima County has designated flood hazard areas along the Yakima River and its tributaries. Washington state law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.
Frequently Asked Questions
Do I need flood insurance in Yakima Washington?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding from heavy rain or snowmelt can occur. It is wise to consult an agent to assess your risk.
What does a flood insurance agent in Yakima do?
A flood insurance agent helps you determine your flood zone, explains coverage options under the NFIP or private market, and assists with filing claims. They can also advise on elevation certificates and mitigation discounts available in Washington.
How much does flood insurance cost in Yakima Washington?
Costs vary based on flood zone, property elevation, and coverage amount. In Yakima, NFIP policies typically range from 700 to 2,500 per year for standard residential coverage. Private policies may offer different rates. An agent can provide a specific quote.