The top-rated flood insurance agent in Franklin, Wisconsin is James Bild - State Farm Insurance Agent, rated 5.0 stars across 360 reviews. Other highly rated options include Rogich Insurance Group Inc.: Allstate Insurance, Fuerst Insurance Services, Vicki Kipfmueller - State Farm Insurance Agent. This directory lists 12 flood insurance agents serving Franklin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Bild - State Farm Insurance Agent | 8241 S 27th St | (414) 761-6060 |
| 2 | Rogich Insurance Group Inc.: Allstate Insurance | 8155 S 27th St | (414) 761-0377 |
| 3 | Fuerst Insurance Services | 10121 W Loomis Rd | (414) 429-5293 |
| 4 | Vicki Kipfmueller - State Farm Insurance Agent | 7151 S 51st St | (414) 421-7000 |
| 5 | Mike Bafus - State Farm Insurance Agent | 11217 W Forest Home Ave # 5 | (414) 546-2828 |
| 6 | Clavette Insurance Agency | 7044 S Ballpark Dr | (414) 425-4646 |
| 7 | Farmers Insurance - Preinfalk Agency | 7441 S 27th St #201 | (414) 304-8225 |
| 8 | Michael Dalton American Family Insurance | 9130 W Loomis Rd #850 | (414) 529-5537 |
| 9 | W. Knipfer Agency, LLC American Family Insurance | 5060 W Rawson Ave | (414) 327-4770 |
| 10 | Smart Choice Insurance WI | 8781 Travis Ln | (608) 254-9412 |
James Bild - State Farm Insurance Agent serves the Franklin, Wisconsin area and nearby Milwaukee County residents with individualized flood insurance services. The agency helps property owners understand the importance of securing coverage against rising waters and storm-related flooding. Clients work with the agent to assess their specific flood risk based on local flood zone maps and property location. Policies are designed to protect homes and personal belongings from water damage that standard homeowners insurance often excludes. The office handles both new policy setup and existing policy reviews for current customers.
Rogich Insurance Group Inc.: Allstate Insurance provides flood insurance consultations, policy selection, and claims assistance for residential and commercial clients. It offers ongoing policy reviews to ensure coverage aligns with changing flood zones and property adjustments. Regular maintenance of updated flood maps supports accurate risk assessments and premium management. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Fuerst Insurance Services serves homeowners, businesses, and property managers in the Franklin, Wisconsin area who need protection from flood damage. The agency provides guidance on National Flood Insurance Program policies to help clients assess their property’s risk and secure appropriate coverage. It assists with filings, elevation certificates, and policy renewals to maintain continuous protection. The firm also works with clients in nearby Greendale and other parts of the Milwaukee metro region.
Vicki Kipfmueller, a State Farm Insurance Agent in Franklin, WI, helps clients distinguish between the one-time purchase of a National Flood Insurance Program policy for structural coverage and the recurring service of securing separate flood endorsements for personal contents. Coverage options are designed to protect residential and commercial properties against rising water damage. This agency provides its flood insurance services strictly on an as-needed basis, with clients contacting them before flood season or upon purchasing a property in a flood zone.
Serving the Franklin, Wisconsin, area and surrounding communities, Mike Bafus - State Farm Insurance Agent handles flood insurance policies for residential and commercial properties. This agency assists clients in understanding their flood risk and selecting appropriate coverage to protect their assets. Each policy is tailored to meet the specific needs of the property and its location. The general approach involves a thorough review of the client’s exposure to flooding and a clear explanation of policy options. It then works to secure a suitable plan that provides reliable protection.
Clavette Insurance Agency specializes in providing flood insurance policies for residential and commercial properties in Franklin, Wisconsin. It assesses flood zone risks and helps clients select appropriate coverage for buildings and their contents against water damage from storms and overflowing waterways. The agency also guides policyholders through required waiting periods and claims procedures, ensuring they understand their protection before severe weather arrives. It specifically assists homeowners and business owners preparing for the elevated flood risks that accompany heavy spring thaws and summer storms.
As seasonal storms intensify across southeastern Wisconsin, many Franklin homeowners seek guidance on protecting their properties from rising water risks. Farmers Insurance - Preinfalk Agency serves this local need by specializing in flood insurance policies tailored to residential properties in the area. The agency advises clients on federal program options and private market alternatives, helping residents understand coverage limits and waiting periods before flood events arrive. Homeowners can schedule an initial inspection or a no-obligation consultation to assess their current policy gaps and flood exposure.
Michael Dalton American Family Insurance in Franklin, WI, provides a selection of personal insurance policies for local property owners. The agency specializes specifically as a flood insurance agent, helping clients secure separate coverage for rising water risks not included in standard homeowners policies. This service is vital for any structure near waterways or with a flood zone designation. Homes, rental properties, and commercial operations all benefit from this tailored protection. The agency serves offices, warehouses, and food service establishments needing coverage for business assets and inventory.
W. Knipfer Agency, LLC American Family Insurance provides residential flood insurance coverage for homeowners in Franklin, WI, ensuring properties are protected against water damage. The agency also offers commercial flood insurance policies tailored to local business needs within the surrounding area. Agents guide clients through policy options that meet common flood zone requirements. Follow-up consultations and policy reviews are available between regular visits to adjust coverage as conditions change.
Smart Choice Insurance WI, based in Franklin, is known for guiding property owners through flood insurance options. The agency assists clients in securing National Flood Insurance Program coverage to protect homes and businesses from water damage risks. It serves the Franklin area and surrounding communities, including properties in designated flood zones. Policies are tailored to meet mortgage requirements and safeguard assets against local storm and runoff threats. A specialty service this agency can add on is supplemental coverage for basement contents and finished lower levels.
What Does a a Flood Insurance Agent in Franklin Cost?
Flood insurance costs in Franklin Wisconsin vary based on flood zone elevation and building characteristics. Average NFIP premiums in Wisconsin range from 700 to 2000 dollars per year but high-risk properties can exceed 4000 dollars. Private flood insurance may offer lower rates for lower-risk homes. This is general information not insurance advice.
About flood insurance agents in Franklin
Flood insurance agents in Franklin Wisconsin help property owners secure coverage through the National Flood Insurance Program and private insurers. Wisconsin law does not mandate flood insurance but mortgage lenders often require it for properties in Special Flood Hazard Areas. Franklin sits near the Root River and several retention ponds making flood risk assessment important for homeowners.
Frequently Asked Questions
Do I need flood insurance in Franklin Wisconsin?
Flood insurance is not required by Wisconsin state law. However if your property is in a FEMA-designated Special Flood Hazard Area your mortgage lender will likely require it. Franklin participates in the National Flood Insurance Program so residents can purchase NFIP policies.
How do I find a flood insurance agent in Franklin?
You can search for licensed insurance agents in Franklin through the Wisconsin Office of the Commissioner of Insurance website. Many local independent agents offer flood policies from multiple carriers. Ask agents about their experience with NFIP and private flood insurance options.
What does flood insurance cover in Wisconsin?
Standard NFIP policies cover up to 250000 dollars for the building and 100000 dollars for contents. Coverage includes flood damage from heavy rain snowmelt and overflowing rivers. Wisconsin floods often occur in spring from snowmelt and heavy rain so check your policy for basement coverage limitations.
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