The top-rated flood insurance agent in Janesville, Wisconsin is Katie Myers - State Farm Insurance Agent, rated 4.9 stars across 326 reviews. Other highly rated options include Amanda Sugden American Family Insurance, Jaysen Jorgensen - State Farm Insurance Agent, Colleen Frentzel American Family Insurance. This directory lists 20 flood insurance agents serving Janesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Myers - State Farm Insurance Agent | 4465 Milton Ave Suite 106 | (608) 755-1330 |
| 2 | Amanda Sugden American Family Insurance | 1346 Excalibur Dr | (608) 755-7800 |
| 3 | Jaysen Jorgensen - State Farm Insurance Agent | 1341 N Wright Rd | (608) 756-9208 |
| 4 | Colleen Frentzel American Family Insurance | 4407 Milton Ave Ste 110 | (608) 302-4101 |
| 5 | TLLA Insurance Agency | 2121 Milton Ave Suite 140 | (608) 756-4510 |
| 6 | Nickols & Associates LLC American Family Insurance | 1613 Newman St | (608) 754-6421 |
| 7 | Rob Seeman Agency Llc | 1344 Creston Park Dr | (608) 757-4372 |
| 8 | Adam Johnston Insurance | 2557 Milton Ave | (608) 755-8322 |
| 9 | Zachary Wilke Agency LLC American Family Insurance | 431 S River St | (608) 752-9317 |
| 10 | Bryan Holder Insurance Agency LLC | 1817 E Milwaukee St | (608) 563-5140 |
Katie Myers - State Farm Insurance Agent serves the Janesville, Wisconsin, area and provides flood insurance coverage for local homeowners and businesses. This agency helps clients understand their flood risk and select appropriate policies through the National Flood Insurance Program. They guide property owners through the process of securing protection against water damage from heavy rains and river overflow. Services include reviewing existing policies and assisting with new flood insurance applications tailored to property needs in Janesville.
Amanda Sugden American Family Insurance provides flood insurance policies tailored to properties in Janesville, WI. Its agent offers guidance on coverage options and helps homeowners and business owners understand their specific flood risks. Ongoing support includes reviewing policies during renewals to ensure adequate protection as local conditions change. Maintenance plans cover annual reassessments and updates to coverage limits. The company services single-family homes, apartments, retail locations, and restaurants in the area.
Homeowners, businesses, and property managers in Janesville, Wisconsin turn to Jaysen Jorgensen - State Farm Insurance Agent for flood insurance solutions. The agency helps clients understand flood zone risks and secure appropriate coverage to protect their properties from water damage. This includes guidance on federal and private flood insurance options available in the region. Services are also provided to communities such as Beloit and the surrounding Rock County metro area.
Serving Janesville, Wisconsin, and its surrounding communities, Colleen Frentzel American Family Insurance handles residential flood insurance plans. The agency manages policies that cover rising water damage from heavy rainfall or overflowing bodies of water. To complete a typical job, the agent carefully assesses a property’s specific flood zone risk and then recommends a coverage limit that aligns with the homeowner’s rebuilding costs.
Flood insurance from TLLA Insurance Agency in Janesville, WI, differs between a one-time policy for a single property and recurring coverage that renews annually to maintain continuous protection. Their services help assess flood zone risks and secure appropriate plans for homes or businesses. Policyholders receive guidance on coverage limits, deductibles, and federal requirements. This local agency operates on a scheduled basis, enabling clients to set up regular renewals or adjust their policy as seasonal flood risks change.
Flood season in southern Wisconsin can bring sudden water hazards to basements and low-lying lots near the Rock River. Nickols & Associates LLC American Family Insurance offers flood insurance coverage tailored for residential and commercial properties in Janesville. Their agents explain policy options, including federal NFIP plans, to address specific floodplain risks and local drainage concerns. An initial property inspection and risk assessment are scheduled to begin the process of securing appropriate coverage.
Rob Seeman Agency Llc in Janesville, WI provides residential flood insurance services for homeowners needing protection against rising waters. Commercial flood coverage is also available for local businesses in the area. As a dedicated flood insurance agent, the agency serves clients throughout Janesville and surrounding communities. After the initial policy is secured, the team often follows up to review coverage needs and can assist with adjustments before each renewal season begins.
Adam Johnston Insurance provides residents and businesses in Janesville with comprehensive property coverage designed to protect against a wide range of risks. Its specialty flood insurance services address a critical need often excluded from standard policies, safeguarding structures and contents from water damage caused by heavy rains or rising waterways. The agency can assist with securing policies for commercial sectors such as offices, warehouses, and food service establishments.
Zachary Wilke Agency LLC American Family Insurance in Janesville, WI is known for guiding property owners through flood insurance policies to protect against water damage. The agency serves the Janesville area, helping clients assess their risk from rivers and heavy rainfall. It offers standard flood insurance coverage for residential and commercial structures. A specialty add-on service includes contents coverage, which protects personal belongings within a property from flood-related loss.
Bryan Holder Insurance Agency LLC specializes in helping property owners secure tailored flood insurance policies. In Janesville, it generally advises clients on National Flood Insurance Program options and private market solutions. The agency assists with understanding flood zone designations and policy coverage limits for homes and businesses. As spring thaws approach or after heavy summer storms, it helps local residents evaluate their risk and adjust their protection before rising waters become a concern.
What Does a a Flood Insurance Agent in Janesville Cost?
Typical flood insurance costs in Wisconsin range from 700 to 2,000 dollars per year for standard NFIP policies. Premiums depend on your propertys flood zone elevation and building characteristics. Private flood insurance may cost more or less depending on risk factors. This is general information not insurance advice.
About flood insurance agents in Janesville
Flood insurance agents in Janesville Wisconsin help property owners secure coverage through the National Flood Insurance Program and private insurers. Janesville sits along the Rock River making flood protection important for homes and businesses. Wisconsin law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA.
Frequently Asked Questions
What does a flood insurance agent in Janesville do?
A flood insurance agent in Janesville helps you assess your flood risk and choose a policy that meets your needs. They explain NFIP coverage limits and can help you purchase excess flood insurance if needed. Agents also assist with filing claims after a flood event.
Is flood insurance required in Janesville Wisconsin?
Flood insurance is not required by Wisconsin state law but is mandatory if you have a federally backed mortgage and your property is in a FEMA-designated Special Flood Hazard Area. Many Janesville properties near the Rock River fall into this category. Even outside high-risk zones lenders may still require coverage.
How do I choose a flood insurance agent in Janesville?
Look for an agent licensed in Wisconsin who has experience with NFIP policies and private flood insurance options. Ask about their knowledge of local flood zones and elevation certificates. Verify they can explain the 30-day waiting period for NFIP policies to take effect.
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